When to start seeing Tricare

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You accused us of a lack of empathy and various other insults.

I’m still waiting to hear how much extra money you plan to give Uncle Sam since you are so much more selfless than we are.

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I can understand why it's disheartening to hear that people don't see Tricare. I get it, I do. That sucks. You'd like to think that being in uniform would garner a modicum of respect and deference. But Gastrapathy is 100% correct: your frustrations are projected in the wrong direction. Be angry at the military, Tricare, and UHC for not increasing reimbursement in any way that is commensurate to inflation.

The military spent 1.5 trillion dollars on the F-35. How much would it take to make Tricare rates competitive? The F-35 is a warfighting machine, but it's worthless without pilots and support staff, or the sailors, soldiers, airmen and marines that do the actual warfighting work. Underselling their healthcare is like taking the F-35 to Jiffy Lube for maintenance. If something goes wrong, it's the DoD's fault.
 
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How do you think it makes those of us who are still active duty with family members feel to see prior active duty guys complaining about Tricare patients? I'm glad you guys are having such a great time in the civilian world making lots of money with tons of freedom, but don't be surprised if you tick off those of us still on active duty with families sometimes.

The system sucks currently, but refusing to see active duty and family members because of poor reimbursement is a pretty lousy approach in my opinion.

I'm still currently active duty, and I actually find YOUR comments pretty insulting. The military certainly creates a Stockholm-Like syndrome in the people who drink the, "hooah-aid". One thing the .mil is really good at doing is giving a sense of security and comfort to its members. Knowledge that, "I'll be taken care of", makes life a little less complicated. This also happens to be a pretty similar process used by the dominant person in an abusive co-dependent pathological relationship. Probably just coincidence?

However, in the Big Boy World of Adulting, one is actually responsible for themselves, which includes making money to meet obligations and support a family. Being successful in this regard involves many skills and areas of knowledge, such as not doing stupid things like accepting an insurance that results in a net loss. Your comments in this thread really have a hint of the sense of entitlement a sizeable portion of our military members and dependents are well-known to have, and it's actually pretty irritating to a lot of non-military.

You know, you demand that others sacrifice some of their money, which ultimately is taken away from their families, in order to provide you a service. However, I'm willing to bet it doesn't take more than a day or two, if that, after noticing a screw-up on your LES that shorted your pay before you're in the DFAS office demanding they fix it.
 
I think we have all spent too much time on this thread. It struck some personal chords (me included), but the personal attacks are now blatantly disrespectful.

Discuss the topic, not the person.

My family is fortunate enough to be able to afford supplemental insurance if and when we need it. We haven’t thus far but have been overseas during tricare contract changes which dropped reimbursements. My points are not about me and my family it is about the enlisted members who don’t have options. Military or civilian, I simply disagree that physicians should be able to flat out deny care to people based on what they or their insurers pay. This is of course within reason so that it has no detrimental effects on the overall business or person’s family.

We can continue to talk about that point if you’d like but I will start reporting direct personal attacks. Similarly you all should report me if you feel like I cross the topic/personal boundary line. My apologies if anything I have said was taken personally, it was not my intent.
 
See this is where I have a problem. You start the personal attacks, ascribing personal characteristics to those who refuse to accept TRICARE, insulting and offending multiple people. Then, when it’s turned back at you, suddenly you are a moderator. I’m not interested in reporting anyone but the hypocrisy is striking.
 
No, Sir. This is the problem. You took my disagreement with something as a personal attack on you.

Sure, your comment was what brought up my disagreement, but I don’t think negatively of you nor do I generalize any one thing we are discussing and then try to apply it to your presence on the forum as a whole.

We all take things personally sometimes, but that shouldn’t jade a professional discussion. I’m just as much at fault.
 
No, Sir. This is the problem. You took my disagreement with something as a personal attack on you.

Sure, your comment was what brought up my disagreement, but I don’t think negatively of you nor do I generalize any one thing we are discussing and then try to apply it to your presence on the forum as a whole.

We all take things personally sometimes, but that shouldn’t jade a professional discussion. I’m just as much at fault.

Just because it was directed toward him doesn’t mean it’s not personal. You essentially called a large percentage of people on this forum out for being unpatriotic. That’s HIGHLY offensive toward people who have served this country, especially considering that the issue is much more complex than you are willing to admit.
 
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I did not call anyone unpatriotic. This is why this keeps going because so much is assumed/implied and then used to discredit me personally

Now you’re insulting our intelligence.
 
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I think we have all spent too much time on this thread. It struck some personal chords (me included), but the personal attacks are now blatantly disrespectful.

Discuss the topic, not the person.

My family is fortunate enough to be able to afford supplemental insurance if and when we need it. We haven’t thus far but have been overseas during tricare contract changes which dropped reimbursements. My points are not about me and my family it is about the enlisted members who don’t have options. Military or civilian, I simply disagree that physicians should be able to flat out deny care to people based on what they or their insurers pay. This is of course within reason so that it has no detrimental effects on the overall business or person’s family.

We can continue to talk about that point if you’d like but I will start reporting direct personal attacks. Similarly you all should report me if you feel like I cross the topic/personal boundary line. My apologies if anything I have said was taken personally, it was not my intent.
I thought you said earlier no one should be forced to see a particular patient and now it seems like you are saying no one “should be ablw to” deny patients. Can you elaborate?

And further, what’s detrimental? How much money do you expect someone lose before you think they get to say, “enough is enough “?
 
What on earth is going on in this forum.
 
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I think we have all spent too much time on this thread. It struck some personal chords (me included), but the personal attacks are now blatantly disrespectful.

Discuss the topic, not the person.

My family is fortunate enough to be able to afford supplemental insurance if and when we need it. We haven’t thus far but have been overseas during tricare contract changes which dropped reimbursements. My points are not about me and my family it is about the enlisted members who don’t have options. Military or civilian, I simply disagree that physicians should be able to flat out deny care to people based on what they or their insurers pay. This is of course within reason so that it has no detrimental effects on the overall business or person’s family.

We can continue to talk about that point if you’d like but I will start reporting direct personal attacks. Similarly you all should report me if you feel like I cross the topic/personal boundary line. My apologies if anything I have said was taken personally, it was not my intent.

I never felt like you called me or anyone else out as unpatriotic; however, claiming that you are a “capitalist” and then making the statement that physicians should not be able to decide what insurance they accept is a farce.

I guess it’s OK with you for lawyers and other professionals to choose who their clients are but not physicians?

You believe in a socialist model of medicine. Leave it there. I don’t agree with you but you’re certainly entitled to your opinion. Just don’t claim you believe in free market ideals.
 
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Military or civilian, I simply disagree that physicians should be able to flat out deny care to people based on what they or their insurers pay.

So physicians should be compelled to work for nothing, or at a loss. Sometimes. For the public good.

Why don't we make teachers work for nothing, or at a loss, sometimes? Police? The guys in orange vests who fill potholes near my house? Farmers?

This is of course within reason so that it has no detrimental effects on the overall business or person’s family.

Ah, "within reason" ... therein lies the rub.

How much food should a farmer give away before it's excessively detrimental to his bottom line?

How many days of the year should a firefighter gas up the fire truck on his personal Visa card before it's detrimental to his family?

I would argue, "within reason" :), that compelling physicians to work for nothing (or at a loss) ought to come up against a hard stop at the edge of EMTALA. That's the law that we're all obligated to follow. Any volunteer work or charity beyond that should be commended and respected - not expected.

If you want to argue for a single payer system to solve the problem of access to health care, in exchange for introducing some new problems, OK. But that's not what you're doing. You're playing soft word games with what you think people should do, vs what they should be allowed to do, vs what they should be compelled to do, with all the associated moral and ethical judgments inherent to fuzzy statements with words like "reasonable" in them. It's no wonder you're rubbing people the wrong way. :)


We can continue to talk about that point if you’d like but I will start reporting direct personal attacks. Similarly you all should report me if you feel like I cross the topic/personal boundary line. My apologies if anything I have said was taken personally, it was not my intent.

We're all friends here.

We all care a lot about the subject.


Re: moderating

I don't see anything here that really deserves reporting or action.

Being a moderator hasn't ever stopped me from getting involved in discussions, nor have I ever felt obligated to be "neutral" on any topic. I confess that I, as one of a handful of active military physicians here who's been basically happy with my experience, occasionally get irritated at some of the constant complainers here. I occasionally let a little of that irritation show.

Maybe I shouldn't, as part of a moderator's job is to nudge debate toward productive civility, but hey, sometimes people annoy me. I don't report posts in threads that I participate in, unless something clearly egregious or inappropriate happens. If those kinds of threads ever generate reports, I simply recuse myself from any of the deliberation on moderator action. My self-recusal isn't transparently visible to readers so I do worry a little that being a moderator who often argues with people, sometimes a little aggressively and sarcastically, might have a stifling effect on some readers who think I might use my powers to win arguments by silencing opponents.

I know that @militaryPHYS has no intentions in that direction.

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I never felt like you called me or anyone else out as unpatriotic; however, claiming that you are a “capitalist” and then making the statement that physicians should not be able to decide what insurance they accept is a farce.

I guess it’s OK with you for lawyers and other professionals to choose who their clients are but not physicians?

You believe in a socialist model of medicine. Leave it there. I don’t agree with you but you’re certainly entitled to your opinion. Just don’t claim you believe in free market ideals.

Your points are well taken. I too struggle with my grey area on this. I think the places I deviate from conservatism/capitalism are related to the areas of life's basic needs, one of them being healthcare (depending on who you read).

I'm glad, @pgg brought up EMTALA because this was a good example of the government "forcing" physicians to treat all patients regardless of income, insurance coverage, etc. But it only applies to emergency services. I do NOT think it should apply to private practices as these are private businesses, but what I don't agree with are the physicians who only practice within their businesses walls. I realize that this is few and far between as most have contracts with local hospitals for call coverage in which case they are already helping to care for the poor or uninsured. But practices like that still exist. I respect the provider's right to practice as he or she wants within their business model but that doesn't mean I have to 100% agree with it.

We have a broken healthcare system. I'm pretty sure everyone would agree with that. But just like anything that has to do with politics there are two competing sides who don't want to compromise. We don't want a socialized healthcare system but then complain when our ER's are overrun by coughs/colds and medicaid patients. I think there is a balance.
 
Your points are well taken. I too struggle with my grey area on this. I think the places I deviate from conservatism/capitalism are related to the areas of life's basic needs, one of them being healthcare (depending on who you read).

I'm glad, @pgg brought up EMTALA because this was a good example of the government "forcing" physicians to treat all patients regardless of income, insurance coverage, etc. But it only applies to emergency services. I do NOT think it should apply to private practices as these are private businesses, but what I don't agree with are the physicians who only practice within their businesses walls. I realize that this is few and far between as most have contracts with local hospitals for call coverage in which case they are already helping to care for the poor or uninsured. But practices like that still exist. I respect the provider's right to practice as he or she wants within their business model but that doesn't mean I have to 100% agree with it.

We have a broken healthcare system. I'm pretty sure everyone would agree with that. But just like anything that has to do with politics there are two competing sides who don't want to compromise. We don't want a socialized healthcare system but then complain when our ER's are overrun by coughs/colds and medicaid patients. I think there is a balance.

Your points are also well taken. EMTALA does obligate me to take care of people with “emergency conditions” without regard of ability to pay. Covering hospital call (which the vast majority of us do) also compels us to take care of this group of patients. I don’t have a problem with these rules but I think “requiring” someone to see patients regardless of insurance type/reimbursement is a terrible idea. It would lead to the government forcing providers to take Medicaid and driving down prices even more (which private insurance would quickly follow).
 
Healthcare as a basic need is a whole other conversation as well.
100 years ago no one would have considered healthcare a basic need. Of course, the risk/balance scale has shifted dramatically in a positive direction since then, and along with that (like everything else), society’s expectations have increased as have their demands and frankly their entitlement. That’s not meant to be derogatory. It makes sense that as we develop better solutions to a higher quality of life that we start to have expectations of that quality of life as a baseline. I mean, 1,000 years ago most people didn’t expect to have a police force and 200 years ago most didn’t have a fire brigade. So, we are at a point where people expect healthcare as as basic right.

The question will always be: how much? Vaccines? Sure. That makes sense. How about preventative care? Yep. That also makes sense. What about an appendectomy for acute appendicitis? No? Too far? So, do we let people who can’t pay routinely die from appendicitis in a first world country? Or just make them go in to unsalvagable debt?

Well, what about cosmetic procedures? Too far, right? What about gender reassignment? Reconstructive procedures after trauma? What about end of life care? When does something become a heroic step far beyond what should be expected? Because in case you haven’t noticed society has generally very unrealistic and expectations as to what medicine can do. Grandpa’s on his second heart and we want you do to everything you can now that it’s failing again because he wants to make 100...

In any case, you can say healthcare is a right, but healthcare as a whole really isn’t. I can subscribe to the idea that some aspects of it are.

I still wouldn’t do it for free.
 
I don’t feel like @militaryPHYS has crossed the line as a moderator. But, he’s certainly come closer than @pgg. I usually forget that pgg is a moderator. I never forget that militaryPHYS is.

I just assume that’s because it’s a new hat. I hope that’s what it is.
 
I don’t feel like @militaryPHYS has crossed the line as a moderator. But, he’s certainly come closer than @pgg. I usually forget that pgg is a moderator. I never forget that militaryPHYS is.

I just assume that’s because it’s a new hat. I hope that’s what it is.

There's an old saying in sports that players win games, coaches lose games, and referees ruin games. Referees can't really make a good game better. They're there because they care about the game and because they're necessary. They act in good faith but sometimes they're the headline, and never in a good way. Moderators are referees. On the bright side, if we blow a call or two, well, there's another thread tomorrow.

I don't mean to be totally dismissive of the issue. All of us are here because we care about these issues to one degree or another. The cat is isn't wrong ...

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... but moderating action, even on the rare occasions when it occurs, doesn't have a lot of teeth. Warning "points" expire pretty quickly and bans or timeouts for people who aren't obvious new-join trolls or spammers are extraordinarily rare. The grownups in the specialty forums don't need or get a lot of moderation.
 
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There's an old saying in sports that players win games, coaches lose games, and referees ruin games. Referees can't really make a good game better. They're there because they care about the game and because they're necessary. They act in good faith but sometimes they're the headline, and never in a good way. Moderators are referees. On the bright side, if we blow a call or two, well, there's another thread tomorrow.

I don't mean to be totally dismissive of the issue. All of us are here because we care about these issues to one degree or another. The cat is isn't wrong ...

5964832054_720238ee17_z.jpg


... but moderating action, even on the rare occasions when it occurs, doesn't have a lot of teeth. Warning "points" expire pretty quickly and bans or timeouts for people who aren't obvious new-join trolls or spammers are extraordinarily rare. The grownups in the specialty forums don't need or get a lot of moderation.
Good points, all.

Yet, sometimes a loud dog will dissuade people as fast or faster than one that bites. There is a line beyond which people start to hesitate with regards to what they’ll post. Moderated properly, this is a good thing (cuts down on the penis pictures and the infowars reposts). But, if you (the royal you, not you specifically) start to give the impression that the forum has a specific agenda (beyond providing a civil place for discourse on a subject), that’s not a good thing.

The reason I forget you moderate is that even when I read posts that you think are aggressive (like the one you linked above), I generally see it as just weighing in. When @militaryPHYS posts, he has a clear and unadulterated agenda -personal, of course. I don’t think he’s a government stooge. At least they’re not paying him for that express purpose...

So, at a certain point I feel that moderators need to be careful with how aggressively they back a cause, completely idiotic views aside. It’s the whole “power, responsibility” thing. Even if the actual power is pretty minimal, people hear a bark and they don’t really know how much bite is behind it.

And btw I have absolutely no personal problem with @militaryPHYS. I think he’s always been pretty square with me, fwiw. Even when I don’t agree with him.
 
@militaryPHYS I’m also not trying to talk about you like you’re not here. I’m just making an attempt to illustrate what I think has people by the doinks.
 
Hey. No worries on my end. I’ve got no agenda. Since being assigned a moderator I haven’t once warned anyone, deleted comments/threads or changed the course of a discussion with my moderator super powers. For clarity, it was discussed with me that we need a more center balance between disgruntled cynicism and blind optimism, but that didn’t change the way I post. If I’m trying to change the direction of a discussion it’s for personal opinion or reasons, not because it says moderator next to my name.

Begs the question, what do i really do here?! I’m just another SDN member solving the worlds problems one thread at a time.
 
If people are assuming that expression of my own opinions is in some way implying it’s my agenda for the forum, I can’t help that. Perhaps I’m more passionate with my words? I’m active and I have opinions. They may not always be agreeable to everyone. That doesn’t mean I’m trying to change the forum.

I’m just posting my own stuff, man.
 
I appreciate that. I think there’s an argument to be made that a moderator should be more neutral.
I’m playing devils advocate here.

Using pgg’s reference: if your referee came out wearing a one team’s jersey, a lot of people would ask questions.
 
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I hear you, but disagree. There is no expectation that when moderators are assigned they instantly become a neutral voice incapable of their own opinions or feelings. Postings by me are not supposed to "represent" anything other than my own personal opinions and feelings. Moderators are not a judge and jury saying who is right and who is wrong. The only thing moderators do is make sure nobody is violating SDN policies while posting in the forum. Nobody really does that in our forum so there isn't much for me to do but continue to participate in the discussion just like anyone else.

I thought we were all on the same team! Passing on our experiences to interested premeds or current MilMed docs
 
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Generals US Grant, Dwight Eisenhower, George Patton, George Marshall, David Petraeus, and Martin Dempsey refused to vote in US elections while in uniform.

Maybe moderators of forums should refuse to post.
 
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I hear you, but disagree. There is no expectation that when moderators are assigned they instantly become a neutral voice incapable of their own opinions or feelings. Postings by me are not supposed to "represent" anything other than my own personal opinions and feelings. Moderators are not a judge and jury saying who is right and who is wrong. The only thing moderators do is make sure nobody is violating SDN policies while posting in the forum. Nobody really does that in our forum so there isn't much for me to do but continue to participate in the discussion just like anyone else.

I thought we were all on the same team! Passing on our experiences to interested premeds or current MilMed docs

I haven’t had a problem with your opinion. I don’t necessarily agree with it, but we’re adults here. But I did have a problem with threatening to put on the mod cap after pissing everyone off. It may be within your rights as a mod, but you have to understand that it’s going to amplify the situation.
 
I haven’t had a problem with your opinion. I don’t necessarily agree with it, but we’re adults here. But I did have a problem with threatening to put on the mod cap after pissing everyone off. It may be within your rights as a mod, but you have to understand that it’s going to amplify the situation.
Right. This is the concern. And you could definitely argue that it’s a slippery slope.

When you put on the uniform, you agree to a degree of moderated opinion by default. Trust me, I was called by a JAG for posting what I thought was pure opinion unrelated to DoD policy. So I know you understand the concept.

The question is whether or not a similar situation ought to apply to SDN (ie: moderating the moderators). So, ultimately it depends upon who directs that policy: other moderators or the consensus of the posters.
 
Your points are valid, but like they say, “are above my pay grade”

If you have an issue with one of my posts, report it! If you want to change the policy on what moderators can and can’t discuss in SDN, talk to the other moderators and admins. The buck doesn’t stop with me. I’m about as low on the totem pole as they get.
 
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Highpriest, what was it that you posted and how did it make its way back to your local JAG?
Something critical of healthcare at an MTF without naming names, and it got back to them because someone reported it. ‘Nuff said.

What I can guarantee is that while it may have made the MTF look less than perfect, it certainly wasn’t something that fell under the lines typically reserved under UCMJ restriction. It really was along the lines of my thinking that they don’t do something very well on post.

Best part of that conversation was that I stayed polite and respectful with the JAG (civilian guy at the JAG office). I said “I realize that this specific post set off red flags, Sir. I wouldn’t want to make that mistake again. Is there some kind of resource you could direct me to that might help clarify the issue for me?”

And his response was something along the lines of me only being allowed to post what he says I can post (he wasn’t being respectful or polite, quite the opposite). And that I didn’t deserve any clarification.

So I changed gears and asked him where freedom of speech ends and where his approval begins, since I swore an oath to protect the constitution.

He was less happy about that.
 
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Are you really breaking even? That’s surprising given the gap we see. What rate of your initial submissions for payment are rejected by the TRICARE overlords.

BTW, breaking even is also known as working for free (but that would be better)


Tricare submission is transparent, since my clearing house scrubs claims and submits. Talking with my former billing manager (wife), Tricare wasn't an outlier as far as rejections go among carriers.

If the patient requires a referral, and you don't get one, good luck getting paid. But that is true with most insurers that require referrals.


Just ran a few charges online to compare what Tricare publishes vs what Medicare publishes as allowable for my zip code.

Per that, I get paid the same for a Tricare or a Medicare patient for the handful of codes I checked.

Not at the office to see the real numbers I am actually getting.

See for yourself and run your own numbers:





The biggest scam that forces docs to work for free is taking unattached ER call.




YMMV
 
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I've been told that the Tricare regional network contractors and reimbursements are location dependent. Therefore reimbursement can vary. Some are still getting full medicare reimbursement rates, others are getting a 30% reduction compared to medicare. I've also heard that depending on region Humana and Health Net can be responsive to negotiation if you want to go through that headache.
 
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I've been told that the Tricare regional network contractors and reimbursements are location dependent. Therefore reimbursement can vary. Some are still getting full medicare reimbursement rates, others are getting a 30% reduction compared to medicare. I've also heard that depending on region Humana and Health Net can be responsive to negotiation if you want to go through that headache.
There’s definitely variability. Where I am, Tricare is slightly better than Medicare.
 
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Very rare that we aren’t paid, actually. Much more rampant problem with some of the state insurance/Obamacare plans we see (as little as possible).
We’re a small practice. There’s no writing anything off.
And we looked in to this about a month ago when we were deciding how much Tricare to see (they’ll swamp us if they can).
 
What is your collection rate from TRICARE? I bet your clearing house is writing off more than you realize

Clearing houses don't 'write off' anything, they submit claims electronically from my PM software to the insurance company.

They also communicate with your PM software to post charges and write-offs. Nothing is hidden, just look at the account. The only reason you wouldn't 'realize' anything is if you weren't paying attention..
 
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