Guys, relax with the whole doctor payment things. Docs aren't starving. Also, $200,000/yr might not be a lot in some parts of LA, NYC, etc. but its a hell of a lot in the majority of the country. That said, I know a ton of docs making >$500k in areas where average pay is closer to $40k. They ARE the ultra rich. As you said though, physicians are some of the few individuals that deserve to get paid well, and they do.
With regards to loans, they suck. We should be focused on reducing them and not on making more money just so we can pay off the ridiculous loans. Also, I also know people who graduated in the late 90s and are still paying off loans. They also could have paid them off earlier, but wanted to buy a big house, brand new cars, and send their kids to private elementary schools where they learn how to ride horse at the age of 6. Sure, they still have $80,000 in loans, but they are fine with it because they are living how they want to and still making >$200k/yr.
Now of course, we'd all love to get paid more, but when the system is broken, we all need to pitch in to at least take steps in the right direction. This isn't a left/right thing (in fact both have tried to pass laws shockingly similar to the ACA in the past), its an American thing. We should all be ashamed that a quarter of American children in some areas (like my state) don't have health coverage, let alone food to eat. We should all be ashamed that millions of Americans are scared to death when they get sick, not because they are worried about their health, but because they have no idea how they are going to pay for care and had (past tense) no idea whether or not they'd be dropped from their health insurance for actually getting sick. These are issues that most of the developed world doesn't have to worry about, but I digress...
Anyways, with regards to the PBL vs. Lecture issue, I personally love PBL. Here at LECOM upperclassmen constantly hear from preceptors about how far ahead the students are in terms of the way they think or how comfortable they are in clinical settings. I honestly believe PBL is to some degree responsible for that. Plus, the PBL students consistently do very well on boards. It is tough at first, but the way its set up, you have to really learn the material, and from what I understand that's how we are going to be learning throughout our medical career.
Really though, its more about being sure that this is how you will learn best. If I was in lecture-based, I'd hate it and probably skim by with just enough work to pass. I also know people that hate reading, and would have hated everything about PBL. Both are proven methods of learning, so its all about knowing what works best for you.