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Food budget for our family of 5 is $1400/month, add about $200-250 for dining out and another couple hundred for date nights. I know that grocery budget will grow as my preteens become teens, but still, big difference I guess. No travel sports either, as neither my wife or I want to give up our already limited family free time for that sort of stuff. (Sports, yes. Travel sports, hard pass)cheer and travel baseball alone are $1000 a month for the kids. Excluding hotels stays.
A min $20 to feed each kid per day x 2 kids equals $40 a day for kids x 30 days equals $1200 in food cost for the month.
I’m in the hole $2200.
Put $1700 a month for $529.
So that’s $3900 in the hole each month.
before vacation cost.
I don’t. Think these are are outrageous numbers.
But I give no criticism. I simply acknowledge that everyone has their own priorities and offer that having kids doesn't necessarily have to be as expensive as you report.
Have not started saving for college simply because we're trying to take care of student loans first, but after that we will be aggressive for a few years. I already told my kids I'll pay tuition for BYU (VERY inexpensive for members of our church) or in-state tuition at ____ state university of whatever state in which we're living at that time. Anything above that will be their responsibility.