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The tuition at NYU is 43,000!! That doesn't include room and board. Crazy! Looks like I gotta find me another school to attend.
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WOW, tuition!!!
- Thread starter m3power
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But don't ignore tuition costs either. Having $300,000 worth of debt when you get out of school is going to severely limit your options. A lot of people look at the ADA number of ~$160,000 and think, "man, I'm gonna pay that loan off quick." But those numbers are for practice owners, and you won't likely be a practice owner anytime soon with over a quarter million dollars in unsecured debt hanging over your head.
The ADA puts the avg. for associates at ~$90,000. After Uncle Sam takes his $30,000 and after you've payed your $4,500 a month ($54,000/yr.) on your student loans, what are you going to live on. Seriously.
Don't dismiss NY just because of the tuition but definitely take it into consideration. Be sure to look at some of your cheaper options. 🙂
The ADA puts the avg. for associates at ~$90,000. After Uncle Sam takes his $30,000 and after you've payed your $4,500 a month ($54,000/yr.) on your student loans, what are you going to live on. Seriously.
Don't dismiss NY just because of the tuition but definitely take it into consideration. Be sure to look at some of your cheaper options. 🙂
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Seriously look at your state school ...usually much cheaper. I am resident of state of Washington and total cost is $125,000 for
4 years.nearly half and in some cases 42% of 300,000 dollars.
Only problem is usually state schools are very hard to get in because of competition and number of seats (UW has 55 seats!).
Good luck friend!
4 years.nearly half and in some cases 42% of 300,000 dollars.
Only problem is usually state schools are very hard to get in because of competition and number of seats (UW has 55 seats!).
Good luck friend!
P
PERFECT3434
welcome to the club, or i mean the dental school world.
we wish we all get accepted in our states.
we wish we all get accepted in our states.
I hear you on the tuition, and fees. However......
I would not give up Tufts for UMDNJ based on tuition alone. Knowing what I know now, experiencing what I do now, Tufts is absolutely worth every cent I'm giving them. Granted, there could be reduced fees in all aspects of the school (any school for that matter), your money works for you here. I'm sure it does at a lot of schools.
The reason I'm saying this is because I could have gone to NOVA for 10 grand less. Also, had UMDNJ accepted me, I would have taken that offer off the bat. But I know those schools don't fit my bill as much as Tufts has so far. The faculty here works the way I like (as opposed to some other schools...cheaper ones too).
So, before you reject a school based on its tuition, take a good hard look at the school and how it works. If it does things the way you like, then it may be worth considering.
All this talk about "choose the school that's cheapest," and the like, should really be taken with a grain of salt. When it comes down to it, $300k or $150K worth of debt is a lot of debt no matter how you look at it.
So, paying an extra 100 grand over the long term may actually be worth it, because the more expensive school may have some extra perks to get you through these 4 years.
Tufts will pay for your tuition if you fail a year to get you tha DMD. You do get kicked out if you fail again, but that added insurance is definitely worth the $150 grand. Tufts also has some great rotations for your 3rd and 4th years.
Research your schools. Worse comes to worst, take what you can. But don't base your pick solely on tuition. Yes, I do wish Tufts was cheaper, but at least I see where my money is going.
I would not give up Tufts for UMDNJ based on tuition alone. Knowing what I know now, experiencing what I do now, Tufts is absolutely worth every cent I'm giving them. Granted, there could be reduced fees in all aspects of the school (any school for that matter), your money works for you here. I'm sure it does at a lot of schools.
The reason I'm saying this is because I could have gone to NOVA for 10 grand less. Also, had UMDNJ accepted me, I would have taken that offer off the bat. But I know those schools don't fit my bill as much as Tufts has so far. The faculty here works the way I like (as opposed to some other schools...cheaper ones too).
So, before you reject a school based on its tuition, take a good hard look at the school and how it works. If it does things the way you like, then it may be worth considering.
All this talk about "choose the school that's cheapest," and the like, should really be taken with a grain of salt. When it comes down to it, $300k or $150K worth of debt is a lot of debt no matter how you look at it.
So, paying an extra 100 grand over the long term may actually be worth it, because the more expensive school may have some extra perks to get you through these 4 years.
Tufts will pay for your tuition if you fail a year to get you tha DMD. You do get kicked out if you fail again, but that added insurance is definitely worth the $150 grand. Tufts also has some great rotations for your 3rd and 4th years.
Research your schools. Worse comes to worst, take what you can. But don't base your pick solely on tuition. Yes, I do wish Tufts was cheaper, but at least I see where my money is going.
Great post, drPheta.
It certainly might be said that a school that costs $100,000 more but allows students to do multiple rotations throughout the US in hospitals and private practice, would be a better option than the cheaper school that merely lets students loose in the clinic.
It's all a matter of personal pref.
It certainly might be said that a school that costs $100,000 more but allows students to do multiple rotations throughout the US in hospitals and private practice, would be a better option than the cheaper school that merely lets students loose in the clinic.
It's all a matter of personal pref.
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Is a $300k school three times as good as a $100k school? I doubt it. Maybe 30 or 50 percent better, but not twice or three times the school. If the difference is $30k or $40k, maybe you like the location or the more expensive school better. But I can't think of many situations where it would be worth paying $300k for school if you had a much cheaper alternative. But, keep gunning for those expensive schools and maybe you'll free up some spots at the cheaper schools for me!
yes, when it comes down to it $300K and $150K worth of debt is a lot of debt. however, $300K is a HECK of a lot more money than $150K. it's like comparing $1 with $150,000. yes, $150 is a big difference.
but yea, i do agree that tuition costs shouldn't be the only reason one chooses a cheap school. for example, i wouldn't mind paying the extra bucks to save myself a year by going to UOP. so, yea... but i would like to save $150 and buy myself 3 Hummer H2's.....
P
PERFECT3434
have a question for people who are in dnetal school already or anyone who knows.
is it possible to work while attending dental school?
i have a family (wife and 4 year old daughter) and i am not sure if the financial aid alone will be enough to cover my tuition and the cost of living.
can anyone tell me if you think the loans will be enough to have a family and not have to work while in school.
thanks
is it possible to work while attending dental school?
i have a family (wife and 4 year old daughter) and i am not sure if the financial aid alone will be enough to cover my tuition and the cost of living.
can anyone tell me if you think the loans will be enough to have a family and not have to work while in school.
thanks
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i have classmates who are married with kids and they do fine on loans. it'll depend on your standard of living and you may have to forego luxuries. however your wife should be able to work and that with the loan should take care of things financially.
my wife and I are both dental students and have 5 year old. We both work every other weekend at a group home. We are able to study if need be at night at work. She works from 4pm fri until 8pm sat and I come in and work from 8pm sat until 6:30 am mon. It's a really easy job, ithink working at like a restraunt would be hard but a job that allows you some studying time is very possible. As far as loans go I take out the top that the school gives (most people take this amount), my wife just takes out tution and we do just fine as far as money goes. It would be a little tight if we did not work. If you have any questions feel free to ask.
I could. What about a school that lets you rotate for 8-12 weeks (the last 3 months of school) anywhere you choose?
Meaning, you can set up a rotation and actually start WORKING as an associate if you wish.
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It depends on what your goals for dental school are. My interest is in learning the material and becoming a top-notch general dentist, so I don't spend much time freaking out over whether I got an A on the exam or not.
Obviously, this affords me the luxury of additional free time to spend as I wish; but I pick up ~$70 a week from transcribing one lecture a week and maintaining our class website, and I'm in the National Guard one weekend a month. Together with student loans and in-state tuition, money isn't much of a concern.
Bottom line, if you discover you're able to handle the workload to your satisfaction and you've got some time to spare, don't be afraid of taking on a few hours from time to time to get some extra beer money 😉
Obviously, this affords me the luxury of additional free time to spend as I wish; but I pick up ~$70 a week from transcribing one lecture a week and maintaining our class website, and I'm in the National Guard one weekend a month. Together with student loans and in-state tuition, money isn't much of a concern.
Bottom line, if you discover you're able to handle the workload to your satisfaction and you've got some time to spare, don't be afraid of taking on a few hours from time to time to get some extra beer money 😉
P
PERFECT3434
thank you guys sooooo much for all the valube inputs.
i had been worried about this issue for weeks now and it had certainly put my stress level to the top.
i wish i had asked you guys earlier.
once again, go SDN. you guys are awsome!
i had been worried about this issue for weeks now and it had certainly put my stress level to the top.
i wish i had asked you guys earlier.
once again, go SDN. you guys are awsome!
UPENN is $45,000 a year!!!
I keep thinking about it myself as I wrestled whether to go to Indiana versus Upenn. But I would say Upenn is def worth the money. Even though we pay about twice as much, we also get a lot of perks. Although board scores and grades are more important for specialties, schools like Upenn and Columbia undeniably have more people go into specialties. I feel this little boost is def worth the money if it is the difference of specializing or not. Upenn has around 40%+ of its class go into specialties. Last year it was like 8 people in oral, and 15 into ortho, not many schools can boast that. We also have other perks such as using Dent sims, which enables us to start drilling on the first day of school! Academic perks include free tutoring in classes if you are failing and a big sib, faculty mentor, and alumni mentor! We have a brand new addition to the school including a student lounge with 2 40" plamsa screen tv's with satalite and dvd players. Social perks include things like Kegs in the courtyard, in which they get a few kegs on a friday about once a month and the teachers come drink with the students. You also have the option of doing a dual MBA, or pretty much any other program you want and Penn will pay for like a year of that, as well as a portion (although very small, depending on your need) of the interest on your government loans for Dental school. There is like a $20,000 difference a year for Penn and IU, but you can easily make most of this up by doing things like being an RA. You get a studio with your own bathroom, rent paid for, cable internet/tv, food paid for, and like $200 a month. All in all you end up saving like $10-15,000 a year, so there are options.
With all that said, if you are not planning on specializing, or taking advantage of any of the other programs, I might reccomend going to a cheaper school.
I keep thinking about it myself as I wrestled whether to go to Indiana versus Upenn. But I would say Upenn is def worth the money. Even though we pay about twice as much, we also get a lot of perks. Although board scores and grades are more important for specialties, schools like Upenn and Columbia undeniably have more people go into specialties. I feel this little boost is def worth the money if it is the difference of specializing or not. Upenn has around 40%+ of its class go into specialties. Last year it was like 8 people in oral, and 15 into ortho, not many schools can boast that. We also have other perks such as using Dent sims, which enables us to start drilling on the first day of school! Academic perks include free tutoring in classes if you are failing and a big sib, faculty mentor, and alumni mentor! We have a brand new addition to the school including a student lounge with 2 40" plamsa screen tv's with satalite and dvd players. Social perks include things like Kegs in the courtyard, in which they get a few kegs on a friday about once a month and the teachers come drink with the students. You also have the option of doing a dual MBA, or pretty much any other program you want and Penn will pay for like a year of that, as well as a portion (although very small, depending on your need) of the interest on your government loans for Dental school. There is like a $20,000 difference a year for Penn and IU, but you can easily make most of this up by doing things like being an RA. You get a studio with your own bathroom, rent paid for, cable internet/tv, food paid for, and like $200 a month. All in all you end up saving like $10-15,000 a year, so there are options.
With all that said, if you are not planning on specializing, or taking advantage of any of the other programs, I might reccomend going to a cheaper school.
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Hey scandalousj, are there dental students who are RAs? A classmate & I are currently applying to post-grad dental programs at Penn and we both really want to attend. We were talking exactly about this - being RAs while we are dental residents so we can help the younger students and get a fully paid room on campus. The UPenn website talks about graduate students being "Graduate Assistants" which sounds like glorified RAs- are these positions hard to get? Do you know of any dental student/dental residents that do this? That would be awesome if we both could attend UPenn and do this.
BTW, although I will be graduating from my state dental school this May, your post really makes UPenn sound like a tempting choice for a pre-dent. Although I'll have less than half the debt than if I'd gone to Penn (note to self: that's a good thing!), your post almost makes me wish I had gone there... well, there's always post-grad!
Hey Griffin,
I am not currently an Ra but I know a girl in our class that is, as well as 2 second years that are (sorry dont really know any residents yet). From what I have heard you basically do nothing, except for doing rounds like once a week. From everyone I have talked to it is def worth it, esp considering most apartments start at like $550 + utlities for a studio and $650 for a one bedroom. I think pretty much everyone that wants to do it can, and grad students really get top priority. I was going to do it my second year, but from a few people I have talked to, that is your hardest year and you dont really have time to waste on immature freshman. So what I heard is to do it 1st and 3rd and 4th years. I am actually going to be living in the PSI Omega dental fraternity house next year with 4 of my classmates. It is also a great deal as rent is only $200 including everything-cable, utilites, etc. Since all of us will be second years, we will be able to concentrate on our classes. Then I was going to do the Ra thing for 3rd year and maybe 4th year. Sorry that was kinda of a tangent, I know you apply in like Dec. Good luck with everything.
I am not currently an Ra but I know a girl in our class that is, as well as 2 second years that are (sorry dont really know any residents yet). From what I have heard you basically do nothing, except for doing rounds like once a week. From everyone I have talked to it is def worth it, esp considering most apartments start at like $550 + utlities for a studio and $650 for a one bedroom. I think pretty much everyone that wants to do it can, and grad students really get top priority. I was going to do it my second year, but from a few people I have talked to, that is your hardest year and you dont really have time to waste on immature freshman. So what I heard is to do it 1st and 3rd and 4th years. I am actually going to be living in the PSI Omega dental fraternity house next year with 4 of my classmates. It is also a great deal as rent is only $200 including everything-cable, utilites, etc. Since all of us will be second years, we will be able to concentrate on our classes. Then I was going to do the Ra thing for 3rd year and maybe 4th year. Sorry that was kinda of a tangent, I know you apply in like Dec. Good luck with everything.
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Thanks scandalousj, that answered my question. Now all I have to do is sit here with my fingers crossed that Penn calls me for an interview.
G
grimace
There are schools that aren't 300k that offer external rotations. UNC is about 70 grand and is a great school...it offers the chance for 2 four week rotations anywhere in the world and they are in the process of adding a 3rd. It is very hard to get into out of state, though.
That's only the case if you can pass the board at the state of your choice. If it happens to be California, Florida or Nevada. You will need lots of luck, my friend.
Be realistic and look at the stat: "Only 50% of students who went to school somewhere outside of CA pass the board for the first time"
If you don't pass the board in June, what do you do when your loans repayment time kick in?
