Creighton's expensive tuition no doubt makes me uneasy at times when I think about it. Very uneasy actually.. lol However, it is a doctorate program which I know that the pay difference is not significant right now but I do believe that in the future more doors will be open for someone with an OTD vs. an MOT, therefore you would get paid more. But it really depends on what you want to do with your degree and what career you envision for yourself. I could see myself possibly teaching or being in an administrative type position working at a university, being in charge of a department with MOT's/COTA's working under me, or even getting into research although that doesn't particularly interest me right now. I feel like with an MOT, I would get stuck doing clinical stuff my whole career with no solid opportunity to advance. I definitely want to work in a clinical setting and work directly with patients but not for my whole career.
So just to wrap up my 2 cents here, Creighton has a top 15 OT program and I am hoping that after I bust out these next 3 years I will not have to worry much about locking down a job in whatever state I end up at, and have the opportunity to advance in the career without having to consider going back to school after being out of school for a decade.