SDN Members don't see this ad. (About Ads) I have a Chase Student Loan that was obtained to pay for my undergraduate education (worst decision of my life but as a child I didn't know any better). Anyway... between 4 yrs of undergrad and 1 yr of pharmacy school I have roughly 58,000 in federal loans and a 27,000 chase student loan with about 8,700 in accrued interests. I was offered like 10,000 worth of grad plus loan money for pharm school but I turned it down. So if I was offered that same amount of money again for my P2, P3, and P4 yrs.... would it be worth it to start using that money to pay down chase principle balance?