Colorado vs. Cincinnati

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throwthrowthrowaway

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Colorado

Pros:

  • loved almost everything about this school
  • awesome class atmosphere
  • great national reputation
  • ski weather 😎
  • Denver is awesome
  • campus is beautiful
  • 2 hr flight to family and SO in CA (important for me)
  • decent amount of CA matching (super important to me)
Cons:
  • Expensive (I think average yearly COA ~85k; still waiting on FinAid and scholarship app news)
Cincinnati

Pros:
  • some extended fam out there, but not super close (could potentially even see this as a distraction as I feel obligated to see them from time to time)
  • much cheaper with IS tuition starting 2nd year (average yearly COA ~55k)
  • high STEP score average
Cons:
  • Far from home
  • Not a fan of the Midwest
  • Not much matching in CA (~8% or less I think)
  • I'm not interested in Peds (their biggest/most reputable program)
 
It really seems like your major pro for Cincinnati is the price difference (it doesn’t seem like the extended family is that big of a draw, and Step score is going to depend a great deal on individual effort, not just the school you attend).

That being said, you need to weigh if the ~90k price difference is worth the pros you listed about CO. That’s not an insignificant amount of money, but not necessarily a dealbreaker either.
 
It really seems like your major pro for Cincinnati is the price difference (it doesn’t seem like the extended family is that big of a draw, and Step score is going to depend a great deal on individual effort, not just the school you attend).

That being said, you need to weigh if the ~90k price difference is worth the pros you listed about CO. That’s not an insignificant amount of money, but not necessarily a dealbreaker either.

thanks for the advice. I agree, almost 100k difference is no joke. I guess I need to research how crippling this extra debt could be. My floor salary would probably be ~200k if I choose FM or something primary, while a ceiling could be double to triple that. I've (obviously) never dealt with a debt this size or physician's income before, so I think it's hard for me to really materialize $100,000.
 
To be honest, it almost makes the decision harder that it’s “only” 90k. That’s a lot of money, but it’s not so much (Ex 200k) that it makes the choice obvious :/
 
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