Okay, So I have yet to get in, but assuming that I do, what have other people done with their massive credit card debt (mine's around $7,000). I'm not talking about official educationl loans, although that is what they were primarily used to cover, that and application stuff. I'm talking about VISA, CAPITOL ONE, etc. From what I've gleamed, Medical schools are more than willing to help with previous federal-loans-type schooling finance consolidation, however, they will not touch credit card debts with a ten foot pole. What have some people in similar situations done with their debt. Is their a creditor that I can use to consolidate this debt and defer it till after Medical School for a low APR. Thanks in advance, and yes, credit card debt was my only option.