Dental School Tuition and Other Costs

[zahiradams17]

To whom it may concern,

So, I am currently nearing the end of my Junior year of college and will be applying to Dental schools this coming June. I currently live at home with my parents and I sort of wanted a general breakdown of the money that will be given to me after tuition and fees are accounted for once enrolled into dental school. I am asking because I want to be able to move out of my parents house and get my own apartment with my girlfriend and my daughter. So, lets use Temple Dental School for Example (I am a PA resident):

Shown are the costs and fees for first through fourth year

Tuition (PA) - $57,924 $57,924 $57,924 $57,924
University Fees - $890 $890 $890 $890
Room - $10,000 $12,000 $12,000 $9,000
Board - $5,774 $6,928 $6,928 $5,200
Transportation - $1,332 $1,600 $1,600 $1,388
Books - $1,332 $1,600 $1,660 $1,200
Supplies - $1,000 $1,000 $1,000 $1,000
Personal Expenses - $5,200 $6,240 $6,240 $4,682
Loan Fees - $456 $502 $502 $432
Total Expense - PA $91,348 $95,054 $92,804 $86,216

So, just the tuition for first year is $57,924, with other costs totaling up to $91,348.
$91,348 - $57,924 = $33,424

So, after the tuition is paid for (assuming I am using a loan for up to the cost of attendance), how much of the remaining $33,424 goes into the students pocket during that first year?

---

Members don't see this ad.

 

[periopocket]

Has tuition for temple in-state gone up to that amount...wow!

 

[zahiradams17]

Has tuition for temple in-state gone up to that amount...wow!

I’m not sure, but the numbers on the website haven’t changed since I’ve been checking these past two years.

 

[REACHOn]

Unfortunately, what is listed on the website is a conservative amount. So conservative you may say it's not accurate. They are allow to increase their tuition every year and that's what many school do. Studentloanplanner (Travis) does a good job with showing the numbers and anecdotal evidences are provided all over SDN and DentalTown's forum. I am sure you can get a better understanding of the costs if you keep roaming the forums. Most private schools will have you end up graduating around 400k in loans and public around 300k before interest. Look at the numbers carefully because the numbers don't lie but the ones making up the numbers add a fine print... ("tuition costs are subject to change" or "from year to year, increases are anticipated")

 

[princeafrica]

The school financial aid office lets you request more money if you tell them your cost of living is higher than their estimate or has changed. Ex. if you have a kid you can usually request more. But usually this money comes out of the grad plus loan which has a relatively higher interest rate

 

[knewstance]

Tuition (PA) - $57,924 $57,924 $57,924 $57,924
University Fees - $890 $890 $890 $890
Room - $10,000 $12,000 $12,000 $9,000
Board - $5,774 $6,928 $6,928 $5,200
Transportation - $1,332 $1,600 $1,600 $1,388
Books - $1,332 $1,600 $1,660 $1,200
Supplies - $1,000 $1,000 $1,000 $1,000
Personal Expenses - $5,200 $6,240 $6,240 $4,682
Loan Fees - $456 $502 $502 $432
Total Expense - PA $91,348 $95,054 $92,804 $86,216

So, just the tuition for first year is $57,924, with other costs totaling up to $91,348.
$91,348 - $57,924 = $33,424

Based alone on your numbers provided...
University Fees, Supplies, and Loan Fees are all taken out before money gets to you.

So of the remaining $33,424 - $890 - $1,000 - $456 = $31,078. Which would be divided and dispersed quarterly (or whatever system Temple uses).

Room, board, books (not required at most schools), transportation, and personal expenses would all be there to cover your cost of living. These numbers are the theoretical maximum you would be allowed to borrow, however as @princeafrica stated above, you can petition to borrow additional money if necessary.

Ideally, you would not borrow this $30,000ish and your girlfriend works to support you while in school, but that is more of a personal question based on relationship and commitment levels ect. Regardless, it's not very fair to you ........... nevermind, that's a different discussion...

 

[Cold Front]

Schools are extremely conservative with the “cost of living” budget. Matter of fact, that number barely changes year to year or even for many years, and doesn’t take inflation into account. So after school fees, supplies, health insurance and so on - you will probably end up with $1,200 +/- a month budget... that’s for rent, utilities, food, transportation, cell phone bill, if you have to buy a dental instrument to replace one you lost or defective, and many other potential miscellaneous and unforeseen expenses.

 

[Ivy.ch]

To whom it may concern,

So, I am currently nearing the end of my Junior year of college and will be applying to Dental schools this coming June. I currently live at home with my parents and I sort of wanted a general breakdown of the money that will be given to me after tuition and fees are accounted for once enrolled into dental school. I am asking because I want to be able to move out of my parents house and get my own apartment with my girlfriend and my daughter. So, lets use Temple Dental School for Example (I am a PA resident):

Shown are the costs and fees for first through fourth year

Tuition (PA) - $57,924 $57,924 $57,924 $57,924
University Fees - $890 $890 $890 $890
Room - $10,000 $12,000 $12,000 $9,000
Board - $5,774 $6,928 $6,928 $5,200
Transportation - $1,332 $1,600 $1,600 $1,388
Books - $1,332 $1,600 $1,660 $1,200
Supplies - $1,000 $1,000 $1,000 $1,000
Personal Expenses - $5,200 $6,240 $6,240 $4,682
Loan Fees - $456 $502 $502 $432
Total Expense - PA $91,348 $95,054 $92,804 $86,216

So, just the tuition for first year is $57,924, with other costs totaling up to $91,348.
$91,348 - $57,924 = $33,424

So, after the tuition is paid for (assuming I am using a loan for up to the cost of attendance), how much of the remaining $33,424 goes into the students pocket during that first year?

Don't forget the 10% tuition increases every year!

 

[zahiradams17]

Schools are extremely conservative with the “cost of living” budget. Matter of fact, that number barely changes year to year or even for many years, and doesn’t take inflation into account. So after school fees, supplies, health insurance and so on - you will probably end up with $1,200 +/- a month budget... that’s for rent, utilities, food, transportation, cell phone bill, if you have to buy a dental instrument to replace one you lost or defective, and many other potential miscellaneous and unforeseen expenses.

Thanks Man!

 

[Cold Front]

Don't forget the 10% tuition increases every year!

Most schools didn’t release their 2019-2020 tuition increases. Probably within the next 30 days or so.

 

[TopDog]

Don't forget the 10% tuition increases every year!

Not quite 10% haha more in the realm of 3-4% (which still sucks)

 

[Cthuluhoop]

Am I confused in thinking that Temple is a public university? We're talking about $57,924 for just tuition before instrument fees for an in-state resident?

 

[alldemteeth]

Am I confused in thinking that Temple is a public university? We're talking about $57,924 for just tuition before instrument fees for an in-state resident?

Same as Pitt, it's "State-related" which = a small discount for PA residents