Pebbles,
I am totally in the same boat as you- I am scared beyond belief about applying to med school. I am a 26 year old married female who did not apply right after college graduation because I wanted to put my husband through grad school first. Plus, I had an engineering undergrad, so I was able to find a good paying job right away so this made sense for me at the time. I was never completely fulfilled in my work and was becoming bitter at the fact that my husband was able to pursue his dream while I endured a job which was not of my calling. Well, my husband finished school a little over 1 year ago and now I am trying to pursue my original dream of being a doctor. REcently, I quit my job (because we moved temporarily to another state but have since returned) and just accepted a new job doing research in a lab for around $10 an hour (my old salary was around 57,000/yr+benefits/perks). I will take the MCAT in April, apply this summer, so entry to med school is almost 2 years off still. I have a lot of good reasons for wanting to be a doctor, but I keep asking myself if all the years of school, debt, stress are worth it. Sometimes, it seems like there must be another way for me to get job satisfaction.
I guess I am still hanging in there because I may always wonder "what if I had just tried". Besides all this, I want to be a good mom and a good wife- some may say that I can't have it all. Sorry, I can't give you advice. I feel your pain and hope someone out there can say something meaningful to us both. I have been so nervous about this whole thing lately that I wake up every morning with an accelerated heart rate and shaky hands (I'm sure I am putting undo pressure on myself).
Best wishes!