Generally 2.5 x premiums in Florida. If first year premium was $5000 claims made.
Tail would be around $12500 give or take.
Second year premium for claims made is $7000. Than tail second year is around $17000
After five years. Claims made would be about $15000. Tail would be $35000 tail.
My friends tail after 5 years was over $34000.
Personally I pay occurrence. Between $13000-18000 a year for the 6 years I carried it.
The numbers are the same occurrence vs claims plus tail when you work it out.