Finishing 4th year out of training at south metro CMHC, academic adjacent, - FT, in office only 1d/wk, $250k, 12 holiday, 24 PTO, 0 sick, 0 CME days and only $1k CME dollars. 403b, 457, already vested into 10% match with good index fund options. I qualified for state-based loan repayment and the final portion of my loans will be paid off this fall. No call, no nights, no weekends, no non-compete. I work on a small, specialty outpatient unit with low volumes - 60 min intake (I get another 30 mins for intake prep), 30-60 min f/u based on my need. About 25 clinical hours/week (significant admin time required for my job functions), capped at 9pts a day but I average 5-6 pts, with some days having far less. RVU bonus structure but between low vol practice and quite a bit of nonbillable work for the specialty services I provide there is no way to make extra. The job can be both very challenging (complex and high risk cases, high profile work, and niche interest) and very rewarding, and I find the lower volume to balance out the rigors.
I could make more, but I feel like I would have to work a lot harder when I'm on the clock. Being remote 80%, I find other useful ways to occupy my downtime when I'm not doing admin work. Trying to get pay parity with other local nonprofit agencies in which psychiatrists are making ~280k/year, which would help w/ job satisfaction. The agency requires state approval to give its employers a raise/adjustment so it's a process. Most disappointing is the lack of any bonuses or raises based on my individual performance but it just seems the agency doesn't do these things. I would like more CME money and some CME time too. Hard to consider taking a drastic hit to my QOL for ~$50k more in another employed job (which will likely give less than a 10% match). I supplement my income by moonlighting one weekend/mo on an inpatient unit and doing occasional consulting work, which adds about $60k a year as 1099 income and opens me up for useful tax deductions and solo401k savings. If I worked an average busy M-F practice I don't think I would maintain my side gigs, so I feel like my breakeven point for moving to a new job is in the mid to high 300s, especially for an employed gig where I'd lose the tax benefits of 1099.