I don’t have anything locked down yet, so things are still kind of up in the air. I just needed to talk it out to clear my head. I’m mid-career but need to leave my current job for family reasons. I work in a pretty niche area of oncology and plan to stick with that.
First option – California. Solid healthcare employer with a good rep. They’re offering $98 per RVU, and the base + bonus is around $550k. I figure the bonus kicks in at 5500 RVUs or less. Call is split between four people. The recruiter says some docs are making around $1M, but… it’s California – high cost of living (not as bad as SF or LA) and heavy taxes. On paper, it looks good.
Second option – Florida. Big health system (not the greatest rep, but honestly, healthcare in Florida is kind of meh across the board). It’s in a medium-sized city. Salary is $650k flat, no RVUs. No weekend call, and call is only one week every 8 weeks. Lots of APPs and support. The program is newer and needs some work, but it seems like they’re investing in it. Florida’s got low cost of living and no state income tax.
Kids will be in private school no matter what, but I feel like California probably has better options overall. That said, Florida makes more sense family-wise since they’re closer. California just feels like a nicer place to actually live. I don’t have all the details, but I’m guessing both jobs are 4 clinic days and 1 admin day. Both have signing bonuses, CME, and standard benefits.
So here’s the real question – would you rather make $1M in California with a heavy workload (I heard one doc saw 35 patients in a day) or take the $650k, more chill job in Florida? I know it’s a personal decision, but I’m curious what others would do. I’m middle-aged, have school-aged kids, and while I’ve saved a bit, I’d like to keep building that cushion.