I'm transferring from a 2 year community college to a 4-year private school in hopes to finish up my pre-requisites for Pharmacy school and/or to earn my bachelors degree and apply after. The cost of tuition a year is about 32,000 (staying with my parents so no rooming fees apply toward me). I was wondering if someone could help me understand my options that are available to me seeing that I do not have 32,000 lying around to spend a year on schooling. The reason I am no longer at the CC is because I already have the max amount of credits I can have to transfer, but the only classes I need to finish for my main Pharmacy school choice are Organic Chem 1 and 2, Bio 2, and Microbiology. My second choice prefers that applicants have a bachelors degree so I was thinking I could finish the above pre reqs, and complete a Bachelors degree in Neuroscience as well. I'm stuck between just finishing up the 4 classes mentioned, or just getting those done along with a degree. The main issue is that I do not understand how loans work and which ones I should take out. Any advice/help would be appreciated! Thank you.