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theywanv you to be verified, meaning have passed Step I, CK, and CS, but you don't have to have your actual certification...you can get that only after graduation...all the 4 th year students wouldn't be able to apply.A lot of programs require you to be ECFMG certified to interview, so depending on when you get it, it might be a little late in the cycle?
programs that require ECFMG certification are actually trying to weed out any I/FMG applicants.