Medicaid

[R2pharmD2]

So......did anyone watch the NBA dunk contest last night?

I didn't see it, but I heard Griffin dunked over a car. I sort of expected more from him, but maybe my expectations are just too high

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[joetrisman]

Correct, a grand-uncle put up the money as guarantee for the visa but of course that's not for living expenses. And unlike others, seems like you did look up the fact the international students are not eligible for public aid. Good.

As for the legality of my paper route, I was too little to fully understand. But the way the new paper company explained to my parent, if I remember correctly, is that being a paper boy is not classified as real work, like baby sitting. There was no paycheck or pay stubs, I bought new paper from the company cheap and the subscribers paid full price. The difference is what I made, akin to selling cookies. But who knows if that's really the case, may I was working illegally.

Carriers at the paper are independent contractors. They do "buy" the papers from the newspaper and "sell" them to the subscribers. But in reality its all on paperwork and the newspaper handles all of the money. Its more for sake of benefits and liability avoidance on the part of the newspaper. You have to file 1099 tax form as an independent contractor. Not sure if its always been this way at the newspaper, but its been like that for at least the last decade.

 

[All4MyDaughter]

Correct, a grand-uncle put up the money as guarantee for the visa but of course that's not for living expenses. And unlike others, seems like you did look up the fact the international students are not eligible for public aid. Good.

As for the legality of my paper route, I was too little to fully understand. But the way the new paper company explained to my parent, if I remember correctly, is that being a paper boy is not classified as real work, like baby sitting. There was no paycheck or pay stubs, I bought new paper from the company cheap and the subscribers paid full price. The difference is what I made, akin to selling cookies. But who knows if that's really the case, may I was working illegally.

I didn't have to look it up. I knew from experience that F1 and F2 students are not generally eligible for public assistance except in limited circumstances.

What you were doing definitely sounds like work as an independent contractor. It is likely that you should have been filing self employed taxes on the money you earned. If you were too little to understand that, you may have been "too little" to be working. Child labor laws and all. But F2 visa holders are not permitted to work, period and it's fortunate for your family that you didn't get caught.

Carriers at the paper are independent contractors. They do "buy" the papers from the newspaper and "sell" them to the subscribers. But in reality its all on paperwork and the newspaper handles all of the money. Its more for sake of benefits and liability avoidance on the part of the newspaper. You have to file 1099 tax form as an independent contractor. Not sure if its always been this way at the newspaper, but its been like that for at least the last decade.

Yep, and F2 visa holders would be ineligible to do this type of work.

 

[type b pharmD]

Also, some people can't get insurance on the open market. Maybe meister's family had some prexisting condition. What are they going to do then SHC..? Not all prexisting condition people are 'lepers', nor are they making excuses for not being healthy, or whatever other fairy tale you like to believe in.

Personally, I hope I get a pharmacist job when i graduate, or else I will be going on medicaid under the new medicaid for all poor people thing that obama proposed in the healthcare bill. Because I had lung surgeries and have a minor condition (cheap but on average costing my insurance about $8,000/year) , I am most likely 'uninsurable' on the open market. Am I a leper? No. And i'm not some 'lazy person' who would be unwilling to 'work' for my insurance. It's either that or face the risk of bankruptcy at any time. Last time I was in the hospital the bill was $50,000. If I have to get free care, I will be chuckling softly that it will be from you snot nosed kids' redistribution of wealth.

Because of the screwy healthcare system in this country, this prevents me from working freelance jobs or being any type of independent contractor. I pretty much cannot ever open up my own pharmacy until healthcare is fixed because I would probably be unable to buy insurance for me or my family. So thats the american dream for you.. people with skills and motivation who may be able to start up a profitable, good ol' american dream home business/family / independent business owner , but being unable to do it.

 

[xiphoid2010]

Well we DID have the money before bush, the recession, and obama. So I guess by your estimates we can improve the debt problem by regressing our country to an industrial revolution era. Whatev. Still waiting for evidence to support your thoughts...

Do you even know what my thought is? My thought is to balance the budget and stop the deficit spending. I am against maintaining tax cuts just a fervently as I'm against maintain the current level of welfare.

You can't just increase the tax on the rich and give it to the poor. The same is you can't just cut the poor out totally and let the rich be.

There is a $1.6 trillion deficit that needs to be closed. The solution is should be half of it must come from cuts from the various entitlement programs and military spending, and the other half come from increased taxes. That means yes, the current medicaid/medicare/social security needs to take a hit, setting the eligibility level at a more strict level. And that also means the upper middle and upper class need to get over the tax rates and pony up.

 

[cycloketocaine]

Dangit!!




Where are Z and WVU to derail a thread when it needs it?


I tried, but I'm not a veteran at it like them.....

 

[joetrisman]

I'm not really sure what any of that means... are you saying that you think it's fine for those who have acheived to deride those who (for whatever reason) are unable to? Because that was my point. Just b/c ONE person makes it without disabled parking, or medicaid, or escapes divorce - they are not a better person entitled to judge and degrade those who cannot duplicate their acheivement.

I'm more of a libertarian than anything, so I won't say that you can degrade someone to them or their peers in anyway that might affect them. But I will make my judgments and I'll keep them to myself or have the occasional vent on a very serious internet forum I understand that no everyone can be healthy, successful, happy, etc. Chance and the way supply and demand work do not permit it. However, I also think that we can all reflect on how much we put into our daily labors and aspirations and find that we could have put more in. I'm of the opinion that more people are at home watching tv and eating junk food at the end of a long day than those who are out running and preparing wholesome dinners so that they can stay healthy. How much do you put into everyday? (this is rhetorical btw)

 

[xiphoid2010]

Yep, and F2 visa holders would be ineligible to do this type of work.

Well, too late now. I was 12 and barely spoke English at that time. Maybe even my parent didn't understand at the time. But if you guys are right, and sounds about right in hindsight, then yeah, I was pretty lucky to not have been caught.

 

[All4MyDaughter]

Also, some people can't get insurance on the open market. Maybe meister's family had some prexisting condition. What are they going to do then SHC..? Not all prexisting condition people are 'lepers', nor are they making excuses for not being healthy, or whatever other fairy tale you like to believe in.

Personally, I hope I get a pharmacist job when i graduate, or else I will be going on medicaid under the new medicaid for all poor people thing that obama proposed in the healthcare bill. Because I had lung surgeries and have a minor condition (cheap but on average costing my insurance about $8,000/year) , I am most likely 'uninsurable' on the open market. Am I a leper? No. And i'm not some 'lazy person' who would be unwilling to 'work' for my insurance. It's either that or face the risk of bankruptcy at any time. Last time I was in the hospital the bill was $50,000. If I have to get free care, I will be chuckling softly that it will be from you snot nosed kids' redistribution of wealth.

I am also probably uninsurable outside of group coverage. We met the deductible on our insurance plan in the first six weeks of last year after an ED visit and subsequent testing for me. I was ok for a few months and then got pregnant and my health has tanked. Thank god for group insurance!

BUT... since we aren't totally healthy, you and I don't meet the definition of productive members of society. Since we are such a drag on resources, we should probably just be allowed to die. That may be cruel, but it is fair. Right???

 

[cycloketocaine]

BUT... since we aren't totally healthy, you and I don't meet the definition of productive members of society. Since we are such a drag on resources, we should probably just be allowed to die. That may be cruel, but it is fair. Right???

Lol, according to those standards I should probably just be put down.

 

[All4MyDaughter]

Lol, according to those standards I should probably just be put down.

Yeah, you, me and type b all need to just jump off a bridge to make things easier for the vastly superior members of society (like some of the people in this thread).

 

[type b pharmD]

I am also probably uninsurable outside of group coverage. We met the deductible on our insurance plan in the first six weeks of last year after an ED visit and subsequent testing for me. I was ok for a few months and then got pregnant and my health has tanked. Thank god for group insurance!

BUT... since we aren't totally healthy, you and I don't meet the definition of productive members of society. Since we are such a drag on resources, we should probably just be allowed to die. That may be cruel, but it is fair. Right???

I think a lot of people dont know what prexisting condition really means in the marketplace. People tend to think of individuals with chronic conditions such as AIDS , tuberculosis, heart failure, etc, or else that people are making excuses and have some minor condition that they can just live with without insurance (like maybe the person has minor asthma and can pay cash for inhalers but not get insurance). But these are really just the tip of the iceburg.

Fact is, insurance will deny you for ANYTHING. Basically any medical condition can prevent you from getting insurance. For me, the fact that in any given year I have maybe a 3.5% chance of requiring a $50,000 hospital stay, means I literally CANNOT get insurance. That's not even factoring in the fact that I have a minor level chronic thing that I need to see a non subspecialist for a few times per year. I dont intend on getting sick, and in reality, theres really a very small likelyhood that I will ever need to be hospitalized again, but that small chance to a business executive in an office somewhere means "this guy COULD get sick, and as an insurance company, we dont want to have to help him"

 

[xiphoid2010]

OMG! Please tell me where I can get health insurance for a healthy family that low!!!!!!!!! This is unheard of!!!!!!!

At my old school, insurance for the entire family runs about $5k/year total for medical dental + vision.

 

[type b pharmD]

At my old school, insurance for the entire family runs about $5k/year total for medical dental + vision.

Being at a professional school means you and other people such as yourself are basically in a protected class. Everyone in the healthcare world knows that future doctors and their families are likely to be uber-low risk, that is why you are benefitting from that low rate. The rate is offered to you because of your school's clout in the national marketplace. But if you (or whoever) doesnt have that behind them, they are looking at $10,000-$15,000 average for a good plan.

My roommate is seriously getting offers around 15k from insurance companies, and he is a young single and healthy individual like most professional students (same age range, same demographic).

 

[joetrisman]

I think a lot of people dont know what prexisting condition really means in the marketplace. People tend to think of individuals with chronic conditions such as AIDS , tuberculosis, heart failure, etc, or else that people are making excuses and have some minor condition that they can just live with without insurance (like maybe the person has minor asthma and can pay cash for inhalers but not get insurance). But these are really just the tip of the iceburg.

Fact is, insurance will deny you for ANYTHING. Basically any medical condition can prevent you from getting insurance. For me, the fact that in any given year I have maybe a 3.5% chance of requiring a $50,000 hospital stay, means I literally CANNOT get insurance. That's not even factoring in the fact that I have a minor level chronic thing that I need to see a non subspecialist for a few times per year. I dont intend on getting sick, and in reality, theres really a very small likelyhood that I will ever need to be hospitalized again, but that small chance to a business executive in an office somewhere means "this guy COULD get sick, and as an insurance company, we dont want to have to help him"

I haven't had the opportunity to sit down and read all of the insurance provisions outlined by the two healthcare bills from last year, but I was under the understanding that was one of the things it fixed (preexisting coverage denials). No? I understand this may all be moot considering all the litigation going in in various states concerning the laws but I was still curious.

 

[All4MyDaughter]

At my old school, insurance for the entire family runs about $5k/year total for medical dental + vision.

That's probably group insurance purchased through the school. Unfortunately, many schools mandate insurance coverage but don't offer any low cost options for purchase through the institution. This forces people out into the open (individual) insurance market where the cost is much higher.

Do you know if students with families could get their COA modified to allow that 5K purchase? If it's not factored into COA, you can't increase your loan amount to cover it.

 

[Smiles425]

At my old school, insurance for the entire family runs about $5k/year total for medical dental + vision.

Yeah $5000 group insurance does not equal $2000 last time I checked.

Anywho, I would like to help derail this thread though I'm new at it.
So what exactly is the NBA dunk contest?

 

[type b pharmD]

I haven't had the opportunity to sit down and read all of the insurance provisions outlined by the two healthcare bills from last year, but I was under the understanding that was one of the things it fixed (preexisting coverage denials). No? I understand this may all be moot considering all the litigation going in in various states concerning the laws but I was still curious.

Yes. I am looking forward to this provision greatly. I just tend to be a pessimist when it comes to the implementation of these things because of the number of people like SHC that vote in this country's elections and hold office. (no disrespect to you shc, im just referring to the people who believe we should let people use a "free market system")

I dont think it has been implemented fully as of yet, but ah each day that goes that the law isnt overturned is another day closer to health equality.

Personally, my opinion is that it's probably going to encounter some problems in the courts and that the system is going to go to **** sometime shortly afterwards

 

[All4MyDaughter]

I haven't had the opportunity to sit down and read all of the insurance provisions outlined by the two healthcare bills from last year, but I was under the understanding that was one of the things it fixed (preexisting coverage denials). No? I understand this may all be moot considering all the litigation going in in various states concerning the laws but I was still curious.

Disallowing denials is one thing, but nothing (as far as I know) prohibits insurance companies from jacking up rates sky high for people with these conditions. It makes the cost of buying individual insurance almost beyond reach for many. That's why they get forced into public assistance programs. Maybe the new health law will correct this. I'm very confused about the status/implementation of the law at this point.

 

[xiphoid2010]

Being at a professional school means you and other people such as yourself are basically in a protected class. Everyone in the healthcare world knows that future doctors and their families are likely to be uber-low risk, that is why you are benefitting from that low rate. The rate is offered to you because of your school's clout in the national marketplace. But if you (or whoever) doesnt have that behind them, they are looking at $10,000-$15,000 average for a good plan.

My roommate is seriously getting offers around 15k from insurance companies, and he is a young single and healthy individual like most professional students (same age range, same demographic).

That's for all the students at the school, professional or not, as long as they are taking >6 credits.

But I get what you are saying, it's more out in the real world. But it's not $10-$15K unless for a healthy young adult unless its some low deductible plan that covers everything. Before school started, I was paying <$100 a month on a $3500 deductible plan. When picking an insurance, it's all about the protection vs. cost. A $4000-$7000 plan should be good enough for most family in the 20-30s

 

[xiphoid2010]

Yeah $5000 group insurance does not equal $2000 last time I checked.

Correct, I was adding a data point. Stop snapping at everything you see.

 

[sleazye]

my roommate just looked at insurance on the open market. SINGLE, HEALTHY, no dependents, we're talking around 10-20k/year in premiums is what he found , with 10k being basically piss poor coverage.

he's going to be making 6 figures eventually but it still represents like 25+% of his after tax income even at that point (not sure about tax advantages). in doing so, he is choosing to redistribute his wealth to everyone in the country who cant afford insurance. he's a very generous guy, lemme tell ya.

not sure what country you're talking about, but dont you think if insurance was 2k a year companies wouldnt be paying 12k/year for their employees on group plans (ie with large group discounts)

Your roommate is getting ripped off bigtime. I pay $1400/yr and I have a pre-existing condition.

OMG! Please tell me where I can get health insurance for a healthy family that low!!!!!!!!! This is unheard of!!!!!!!

Definitely not. My husband and I pay more than that per year and we're purchasing group insurance through his Fortune 500 employer.

http://www.assuranthealth.com/corp/ah/HealthPlans/IndividualAndMedical.htm

 

[All4MyDaughter]

That's for all the students at the school, professional or not, as long as they are taking >6 credits.

But I get what you are saying, it's more out in the real world. But it's not $10-$15K unless for a healthy young adult unless its some low deductible plan that covers everything. Before school started, I was paying <$100 a month on a $3500 deductible plan. When picking an insurance, it's all about the protection vs. cost.

Was that through an employer? That sounds like a group insurance rate to me. Or a major medical/hospitalization plan, which is not technically health insurance, IMO.

 

[type b pharmD]

That's for all the students at the school, professional or not, as long as they are taking >6 credits.

But I get what you are saying, it's more out in the real world. But it's not $10-$15K unless for a healthy young adult unless its some low deductible plan that covers everything. Before school started, I was paying <$100 a month on a $3500 deductible plan. When picking an insurance, it's all about the protection vs. cost.

Yes high deductible plans exist, but some people plan on going through those deductibles regardless. Was your 3500 deductible plan full coverage after the deductible? Or did you have to pay some % like 40-50% of your costs afterwards. This type of plan wouldnt be acceptable for someone like me, because if I got a $50,000 bill, I couldnt afford to pay $3500 + $25,000 or whatever it would end up costing me)

 

[joetrisman]

Disallowing denials is one thing, but nothing (as far as I know) prohibits insurance companies from jacking up rates sky high for people with these conditions. It makes the cost of buying individual insurance almost beyond reach for many. That's why they get forced into public assistance programs. Maybe the new health law will correct this. I'm very confused about the status/implementation of the law at this point.

Don't quote me on it, but when we briefly touched on it in our health systems class I believe the pre-existing difference could not be more than 3x the cost for a normal healthy person. Additionally, the legislation had severe penalties for cross the board rate hikes that were beyond a certain percentage in a given time period. But again, this is all from me scanning articles off google news / what was covered in class and not from sitting down with the actual document.

 

[type b pharmD]

Don't quote me on it, but when we briefly touched on it in our health systems class I believe the pre-existing difference could not be more than 3x the cost for a normal healthy person. Additionally, the legislation had severe penalties for cross the board rate hikes that were beyond a certain percentage in a given time period. But again, this is all from me scanning articles off google news / what was covered in class and not from sitting down with the actual document.

So this basically means if I am self employed, I wont be denied coverage, but it would cost me $35,000+ out of pocket (assuming an "average" healthy person rate of $12,000/year. Sure, absolutely no problem with that. The government is SO GENEROUS!

 

[All4MyDaughter]

http://www.assuranthealth.com/corp/ah/HealthPlans/IndividualAndMedical.htm

Individual coverage STARTING at $4.18/day...
Family coverage STARTING at $6.61/day...

"Rate is for illustration only."

"Preferred rates are subject to underwriting."

Those are teaser rates designed to get someone to call. It's a sales tactic.

Bottomline, most people are going to pay way more than that for individual insurance. All of my friends who are self employed are basically getting taken to the cleaners by purchasing individual insurance coverage for themselves and their families. But you can't afford not to, in a lot of circumstances. Small business owners can usually find the money in their budgets. But it's often difficult for students to do so.

 

[xiphoid2010]

That's probably group insurance purchased through the school. Unfortunately, many schools mandate insurance coverage but don't offer any low cost options for purchase through the institution. This forces people out into the open (individual) insurance market where the cost is much higher.

Do you know if students with families could get their COA modified to allow that 5K purchase? If it's not factored into COA, you can't increase your loan amount to cover it.

Didn't attend all that many different schools, so can't comment there. Just my school had the option of either the student insurance or proof of an equivalent outside insurance. On the other hand, the school also offered me $48,000 a year in federal loans when the tuition was $13K. I'm not sure if they would have offered an even more ridiculous amount if I was married and with kids.

 

[Smiles425]

Yeah $5000 group insurance does not equal $2000 last time I checked./QUOTE]

Correct, I was adding a data point. Stop snapping at everything you see.

Sorry if it comes across that way but I'm not snapping, I am responding. yes, group insurance is cheaper. We have already established that. you weren't adding a data point. I wanted to know where I can go and get non-group coverage for $2000/ year. If you can't answer that question, why would you respond to my post rather than simply posting that figure on its own.

 

[sleazye]

Individual coverage STARTING at $4.18/day...
Family coverage STARTING at $6.61/day...

"Rate is for illustration only."

"Preferred rates are subject to underwriting."

Those are teaser rates designed to get someone to call. It's a sales tactic.

Bottomline, most people are going to pay way more than that for individual insurance. All of my friends who are self employed are basically getting taken to the cleaners by purchasing individual insurance coverage for themselves and their families. But you can't afford not to, in a lot of circumstances. Small business owners can usually find the money in their budgets. But it's often difficult for students to do so.

I have been insured through this company for years and my roommate has used them for about 2 years. As I said I pay about $1400 per year and I have a pre-existing condition. I think they're great and I highly recommend them if you're looking to switch companies.

 

[type b pharmD]

I have been insured through this company for years and my roommate has used them for about 2 years. As I said I pay about $1400 per year and I have a pre-existing condition. I think they're great and I highly recommend them if you're looking to switch companies.

Any idea how much out of pocket you would need to pay for $7-8,000 per year in drugs and office visits? Would it cover all of it?

 

[All4MyDaughter]

Didn't attend all that many different schools, so can't comment there. Just my school had the option of either the student insurance or proof of an equivalent outside insurance. On the other hand, the school also offered me $48,000 a year in federal loans when the tuition was $13K. I'm not sure if they would have offered an even more ridiculous amount if I was married and with kids.

I've detailed this in other threads but I've attended two different pharmacy schools and neither allowed COA that was that generous. At my first school, I was able to obtain about $10,000 over tuition in federal loans (and I had an extra line item in my budget for child care) and it's about the same at my current school (although I don't borrow for expenses anymore).

The only way I could imagine needing $35,000 per year for living expenses was if the school was in a high cost metropolitan area. Even then, it seems high to me. I doubt that allowing living expenses that are almost 3X the amount of tuition is the norm. It's not in this area of the country, anyway.

 

[xiphoid2010]

Was that through an employer? That sounds like a group insurance rate to me. Or a major medical/hospitalization plan, which is not technically health insurance, IMO.

No, it wasn't. I had 3 months before pharmacy school started, so just did a search with one of those online insurance search engine.

 

[xiphoid2010]

Sorry if it comes across that way but I'm not snapping, I am responding. yes, group insurance is cheaper. We have already established that. you weren't adding a data point. I wanted to know where I can go and get non-group coverage for $2000/ year. If you can't answer that question, why would you respond to my post rather than simply posting that figure on its own.

I was trying to telling you it is closer to $5k at my school.

 

[All4MyDaughter]

I buy my insurance for a penny a year! I have no copays, no deductibles and as a bonus, it comes with a free 100K car and a bag of cocaine per week!! The rest of you suckers are getting ripped off.

 

[Smiles425]

I was trying to telling you it is closer to $5k.

Oh my bad. It didn't come across that way. Thanks.

 

[sleazye]

Any idea how much out of pocket you would need to pay for $7-8,000 per year in drugs and office visits? Would it cover all of it?

It depends on the deductible of your plan. Don't take this as gospel and grill me for it later cause I don't have my policy in front of me, but I know for sure my deductible is $1k. After that I believe the insurance company picks up 80% until 5k, and 100% after 5k.

 

[Smiles425]

It depends on the deductible of your plan. Don't take this as gospel and grill me for it later cause I don't have my policy in front of me, but I know for sure my deductible is $1k. After that I believe the insurance company picks up 80% until 5k, and 100% after 5k.

How much is your co-pay for yearly exam? or is that not covered? I just may switch to assurant.

 

[type b pharmD]

How much is your co-pay for yearly exam? or is that not covered? I just may switch to assurant.

me too, it may be worth getting off of my parents' $20,000/yr group plan

 

[sleazye]

I buy my insurance for a penny a year! I have no copays, no deductibles and as a bonus, it comes with a free 100K car and a bag of cocaine per week!! The rest of you suckers are getting ripped off.

Haha, must be nice! Maybe i'll end up switching!

 

[owlegrad]

.... However, we lived perfectly fine with 25K a year and that's way less than a typical medicaid's family salary.

SHC, I will bite. What is the typical medicaid's family salary? How much is "way more" than 25k?

 

[Smiles425]

SHC, I will bite. What is the typical medicaid's family salary? How much is "way more" than 25k?

Please don't egg her on. Please.

 

[owlegrad]

Please don't egg her on. Please.

I am a bad person. But I am also curious what the typical medicaid family's salary is. I assume that her claim that 25k is way less than the typical salary is true, so I am just curious what is the norm.

 

[sleazye]

How much is your co-pay for yearly exam? or is that not covered? I just may switch to assurant.

I'm embarrassed to say that I don't completely understand the details of my policy, but I can say that I paid about $400 OOP for my yearly appointment with my cardiologist and an echocardiogram. I pay $10 for 90 day supply of alpha/beta blocker (name that drug!) through the CVS prescriptions savings plan or whatever catchy name they have for it. I don't have a lot of healthcare related costs so a high deductible works for me. As I've said, I've been pleased.

My roommate went to the emergency room for a broken hand and had to pay about $1k OOP.

 

[Smiles425]

I am a bad person. But I am also curious what the typical medicaid family's salary is. I assume that her claim that 25k is way less than the typical salary is true, so I am just curious what is the norm.

Do you really trust her facts on the subject matter or are you really just doing this for entertainment value?? Shame on you!!!!!

 

[owlegrad]

Do you really trust her facts on the subject matter or are you really just doing this for entertainment value?? Shame on you!!!!!

I already admitted I am a bad person! But I do want an answer to my question (no fooling)...

 

[Jabberwocky12]

SHC, I will bite. What is the typical medicaid's family salary? How much is "way more" than 25k?

Yeah you beat me to it. I was reading all the way down first...

25k a year if you work 40 hours a week is approx. 13 dollars an hour, which is more than what many people make.

Full time techs working at retail chains sometimes only make 10-12 dollars an hour. I made 8.75 working at bestbuy. God forbid people making 8-13 dollars an hour aren't doing full-time work.

 

[All4MyDaughter]

SHC, I will bite. What is the typical medicaid's family salary? How much is "way more" than 25k?

It's enough to buy that 100K car and a bag of cocaine every week. You can devote all your salary to the car/drugs because of the Medicaid Free Food Benefit program.

I would like to know what she thinks the "average medicaid recipient's salary" is. She probably thinks it's about 50K because to her, that's gotta be poverty level.

In all seriousness, it's just her making stuff up again. That's why I didn't comment on it. She's already been caught making stuff up/lying/exaggerating so many times in this thread and she just happily goes on doing the same despite people calling her on it repeatedly. I just don't understand how someone can be OK with being so ignorant about the world around them.

 

[rxlea]

You people don't even want to know what my insurance would cost without my employer paying part of it...

I just paid a bill from my gf's surgery- thousand bucks. Then I have to pay for some procedures I had done- 500 bucks. That's not counting the other stuff already paid to meet the deductible + what comes out of my paycheck every month.... and of course the "gay tax" I pay in the form of imputed income just to have domestic partner benefits.

Without my employer insurance, there is no way in hell I would get insurance because of pre existing conditions. And there is no way that I could afford the prescriptions if I took the health insurance offered by the school.

 

[owlegrad]

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