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Emory financial aid info is up on OPUS!
Awesome! Are loans in there for you?Emory financial aid info is up on OPUS!
Thanks for the update!Emory financial aid info is up on OPUS!
Awesome! Are loans in there for you?
Has anyone called Johns Hopkins MHS
Rejections for the MHS Programs? or rejections from JHU in general? if they did rejections for the specific program then maybe if we havnt heard back yet thats a good sign?
Good I'm not alone! I will give them a couple hours before I start asking questions. Maybe they are working on it. I'd find it very strange if I got no loans.Nope. Just my real award and my Americorps award
Definitely for ScM Biostat. I'm not sure about other programs. I have no idea what the process is like, but I'm hoping it's a good sign for us! 🙂
Good I'm not alone! I will give them a couple hours before I start asking questions. Maybe they are working on it. I'd find it very strange if I got no loans.
Yup I have loans in there and the REAL award.Awesome! Are loans in there for you?
Good I'm not alone! I will give them a couple hours before I start asking questions. Maybe they are working on it. I'd find it very strange if I got no loans.
Good to know! Can you send me the link to the FB page? The one I follow is apparently not where all these updates are... hahaEmily lakemaker just wrote on the emory FB page. Says that there was an error with FA affecting 250 ppl. Cause they technically shouldn't have been viewable for 24 hrs
I'm gonna give them a day to sort that out
Edit: I missed the part where she said check tomorrow and see if anything has changed
Good to know! Can you send me the link to the FB page? The one I follow is apparently not where all these updates are... haha
Edit: Nevermind. On the main page of the students portal. I'm an idiot
What MHS did u apply for?
GWU! I finally get to move my first school out of 'applied' and into 'accepeted'.
This is so amazing because it's been a long road. Although I was confident, I was a little hesitant! So happy to have my first acceptance.
I only show loans and the Real award which only covers 37,000 is that it because my EFC is zero should the entire 57,000 be covered? What am I missing?All of my Emory financial aid is up- Loans, scholarship, and grants. I'm still waiting on Yale. Has anyone heard from them yet for merit of need based aid?
I only show loans and the Real award which only covers 37,000 is that it because my EFC is zero should the entire 57,000 be covered? What am I missing?
How the heck does everyone else swing this?The 57,000 includes an estimated housing and living expenses, so maybe that's it? I believe there is also a yearly cap on how much FA you can receive.
Edit: just doubled checked in my notes. You can only receive a max of 33,000 in unsub. loans per year from the gov. so you may have to look for private funding.
You do not need to look at private funding. You can borrow grad plus loans up to the amount of the total cost of attendance minus any other funding that you receive. The interest on them isn't great, but it's better than having to take out private loans.The 57,000 includes an estimated housing and living expenses, so maybe that's it? I believe there is also a yearly cap on how much FA you can receive.
Edit: just doubled checked in my notes. You can only receive a max of 33,000 in unsub. loans per year from the gov. so you may have to look for private funding.
You do not need to look at private funding. You can borrow grad plus loans up to the amount of the total cost of attendance minus any other funding that you receive. The interest on them isn't great, but it's better than having to take out private loans.
FA is such a confusing process. I've had to do a ton of reading to even get a grasp on what I'm getting myself into. The amount of debt involved in this is terrifying.Oh good, glad other people who actually understand FA stepped in to answer this! My bad for the bad info. I all knew was that there was a cap on unsubsidized loans.
The 57,000 includes an estimated housing and living expenses, so maybe that's it? I believe there is also a yearly cap on how much FA you can receive.
Edit: just doubled checked in my notes. You can only receive a max of 33,000 in unsub. loans
Where from? I contacted the financial aid office and they said the most I could possibly get in loans is $33k. My "expected contribution" is super high. Apparently I can somehow pull $20k out of my ass.You do not need to look at private funding. You can borrow grad plus loans up to the amount of the total cost of attendance minus any other funding that you receive. The interest on them isn't great, but it's better than having to take out private loans.
Where from? I contacted the financial aid office and they said the most I could possibly get in loans is $33k. My "expected contribution" is super high. Apparently I can somehow pull $20k out of my ass.
I wish I would have saved up some money and taken a year off of workI thought I only got 33K because I am working and have no previous debt. But even for me, if the remaining 20K is not covered I will be hard pressed to come up with the rest! You said it better ha ha.
Makes no sense. My EFC is zero and I also only got 33,0000 too. If they don't use the Fafsa data why did we bother filling it out. I'm curious to talk to graduates to see how they faired with all this darn debt!Where from? I contacted the financial aid office and they said the most I could possibly get in loans is $33k. My "expected contribution" is super high. Apparently I can somehow pull $20k out of my ass.
I'm coming in straight from undergrad and made 6,000 last year and still got no grant money so not sure what would change. I'm pissed.Does anyone happen to know if grants are more common in the 2nd year due to the fact we haven't been working full time? I will meet with a FA counselor once I make my decision but I'm just curious
Makes no sense. My EFC is zero and I also only got 33,0000 too. If they don't use the Fafsa data why did we bother filling it out. I'm curious to talk to graduates to see how they faired with all this darn debt!
Grad Plus loans aren't based off your EFC. They are available to all graduate students taking at least half of full-time credit. Their interest rate is higher than stafford loans, though. And they require a credit check, but you're pretty much guaranteed to pass the credit check unless you have defaults on your record.Where from? I contacted the financial aid office and they said the most I could possibly get in loans is $33k. My "expected contribution" is super high. Apparently I can somehow pull $20k out of my ass.
I believe 33k is the max amount of unsub loans available to graduate students. To be denied that you'd need to have a pretty high EFC.I thought I only got 33K because I am working and have no previous debt. But even for me, if the remaining 20K is not covered I will be hard pressed to come up with the rest! You said it better ha ha.
Do you know why your efc is high? Are you coming right out of undergrad?Where from? I contacted the financial aid office and they said the most I could possibly get in loans is $33k. My "expected contribution" is super high. Apparently I can somehow pull $20k out of my ass.
No, I've been working full time. I don't get paid an exorbitant amount of money so I don't know.Do you know why your efc is high? Are you coming right out of undergrad?
Makes no sense. My EFC is zero and I also only got 33,0000 too. If they don't use the Fafsa data why did we bother filling it out. I'm curious to talk to graduates to see how they faired with all this darn debt!
I'm in the same situation. I don't want to have to take out a Grad Plus Loan, but I'm nervous about starting the semester and not being able to find enough income to cover my living expenses right away. I'll probably take out a Grad Plus Loan for what I need the first semester and then do whatever I can to find enough income that I won't have to take out anymore after that.While you may have a low EFC, that doesn't mean the school will cover the entire CoA. It's all a bunch of tricks, etc. that institutions like to play. Yada yada about schools being more like money hungry corporations.
The most you can do is have the rest covered by a Grad Plus Loan or private loan. Or take classes part-time and work full-time. As for me, I really do not want to take out a grad plus loan so I'm trying to go the job route. I'm only short on housing, which is hilarious (not really).
Do we have to accept aid for the entire year at one time or just for the upcoming semester? I'll probably take out the plus loan just to be on the safe side but save whatever I might have left.I'm in the same situation. I don't want to have to take out a Grad Plus Loan, but I'm nervous about starting the semester and not being able to find enough income to cover my living expenses right away. I'll probably take out a Grad Plus Loan for what I need the first semester and then do whatever I can to find enough income that I won't have to take out anymore after that.
Generally, you accept it for the entire year. However, I believe that before you receive your payout for the second semester, you can go to the financial aid office and reject it. The other option would be accepting it and then paying back whatever you decide not to use.Do we have to accept aid for the entire year at one time or just for the upcoming semester? I'll probably take out the plus loan just to be on the safe side but save whatever I might have left.
Thinking financially... WashU is 100% doable. Not sure about Emory. In order to cover living expenses, in addition to my REAL job I would need another job that pays me about $9k/semester... There is a professor I would really like to work with but I doubt he'll pay me that much. Sigh...
So are you taking the unsub? I already have 30,000 from Emory undergrad I really don't want another 66,0000! Please someone tell me that having 100,000 in loans and an MPH is doable. I just want to make sure I can pay this debt off when I graduate!I'm in the same situation. I don't want to have to take out a Grad Plus Loan, but I'm nervous about starting the semester and not being able to find enough income to cover my living expenses right away. I'll probably take out a Grad Plus Loan for what I need the first semester and then do whatever I can to find enough income that I won't have to take out anymore after that.
It's doable especially with loan repayment programs but really depends on the lifestyle you want to live.So are you taking the unsub? I already have 30,000 from Emory undergrad I really don't want another 66,0000! Please someone tell me that having 100,000 in loans and an MPH is doable. I just want to make sure I can pay this debt off when I graduate!
I just emailed JHU. It's the last week of March..really?
So 33 is all you can get total? Including with the grad plus loans? Maybe you can look into private loans? It does suck how expensive this whole thing is 🙁No, I've been working full time. I don't get paid an exorbitant amount of money so I don't know.