where are you from, where do you intend to practice after you graduate, which schools are nearer to friends, family, sig other?
I've heard there is quite a bit of public health exposure at ATSU. They do a lot of extractions, lots of clinical time. I've heard great things about clinic in MWU-AZ, but have not heard the same about MWU-IL.
More competitive in what terms? I wouldn't really factor that in too much. each class is completely different based on who is in it - the people comprise the class culture.
Tbh, I don't have any of that and I'm applying for loans. I know these two schools are quite costly however I also think I'm fortunate enough to be offered a seat.
I would say what I'm worried about is how supportive the program is. I've heard stories about schools that try to weed students out of the programs. I hope none of that is true.
....... And you’re this is exactly why dental schools are still in business scamming thousands of pre dentals every year. Please please please count the red flags and do some serious research before you ruin your life financially.
The alternative being what? I see a lot of these posts, but he probably wants to do dentistry beyond purely monetary reasons. I’d rather pay back loans and be a dentist than go do cpu science or something, but that’s just me. And that being said he/she will still make good money as a dentist taking on significant loans, just not on par with the golden era dentists, which seems to be the standard.
For me personally there is not a single "beyond purely monetary reason" I would want to go 500k in the hole. You can significantly help people in many, many other careers. If you truly love teeth, you can become a dental hygienist - in many cases they are financially ahead of a negative 500k dentist. in my experience, most do not care that much for teeth and know very little about dentistry when entering dental school. That is not a huge deal, as you can learn everything you need to and adapt as needed. However, when taking out a half million, you will essentially be an indentured servant to the debt.
I guess my point is- what’s the yearly take home after loans given even the worst scenario, i.e. he’s a gp with high loans and his/her starting salary never increases over the years? I would argue it’s still more than enough to raise kids comfortably (by my upper middle class definition), send them off to college, etc. Will he/she be balling, no? And he/she will have the psychological burden if he/she chooses to (frame of mind) that he/she has an extra payment every month.
Here is an old post that breaks down a potential budget.
There are soooo many jobs out there that bring as much satisfaction that will provide you so much more financial stability. Seriously. The reason people keep falling for this same ol’ trick is 1) they’ve never see this much money in their live. So therefore, they’re desensitized to how much $500k is.
This person’s breakdown is for a 10 year aggressive payback at 7%. And what happens after ten years? Isn’t that extra 60k that he’s paying into loans yearly now in his pocket?
Funny that it’s always the people that got into “cheap” schools that say these types of things. And like I said, maybe he wants to be a dentist instead of the sooooo many jobs you can dream up that provide soooo much satisfaction. Give him a list of jobs you think he should do instead, that would be more helpful.
I just meant that you gained acceptance to a cheap school (whichever one that may be), not a luxury for all. And I said “cheap” because how much are we really talking here
I’m “saving” ~$180-200k
Those reasons are logical but I totally agree with you. If you have a dream ( which in his case 6 years of waiting proves that)then it doesn't matter how much you are gonna be in debt. Yes its financial suicide but for those who see dentistry as a business.
But you missed the part where I said it wasn’t
Curious what does dentistry mean to you if it is not a business or a job? How do you know it means so much to you till you actually become a dentist? then what if those meanings change after 5 years of working but the debt remains?
Lets agree we have different points of viewes. Dentistry is a health related job which means before you think about money you should think about your community. If you solely think about money and see patients as money bills then why would you bother yourself with 4 years dental school? Just simply go to business school. Trust me there is a lot of other jobs that you can make much more money than dentistry. Also isnt that true we just live for once? Then why would you discourage people from following their dreams.
www.whitecoatinvestor.com
www.whitecoatinvestor.com
This is not smart thinking as your payment will also be a lot more than they were before and COL, inflation have occurred since. I know you really want to be a dentist, but there are A LOT of sound reasons, by those that are on the other side of school, to not pursue dentistry (at least at these schools) if they cost that much.
I agree with your point here. Ideally healthcare professionals would definitely prioritize the patient's health over any sort of monetary compensation.
