thank you! i just found out that hpsp is a no go for me and my school is 100k/year. debating on going to school or not now
If you don’t medically qualify for hpsp you shouldn’t for the guard. Financially it’s a worse deal than hpsp
why do you say financially? seems like a good deal if you only do weekends. you'd still have enough time to work private practice, right?
The amount of years you owe them in exchange for a few grand per month
wasnt it 40k/yr repayment? i read that somewhere
Each year of which comes with another year of obligation in the guard, during which you can be activated (taking a paycut while active) and shot. It’s not free money
I’m pretty positive that while doing the payback MDSSP, after you license as a dentist, you are ineligible for HPLRP, only after those years of payback if you continue with the guard would you be eligible. This is just off of memory from something I saw on dental town a long time ago though, I would do a search through those forums you might find something good.
wait youre getting 2200 as a dental student while being in reserves? so its like hpsp?
I get the stipend but that’s it. They don’t pay for tuition.
As of last September if your specialty was on the critical needs specialty list under MDSSP you would get the stipend and you could get loan repayment of 25k per year of residency. Under HPLRP the repayment supposedly is not pretaxed and goes straight to the principal. I would need to hear from someone that has used it before I would believe thats true but that was the info relayed to us by the benefits manager.
is it too late to apply? where do i start? lol
is it too late to sign up? do you have a recruiter number?
For this year you’re out of luck. Check google for your nearest army medical recruiter. It’s a long process with lots of redundant paper work that will probably get lost once or twice and need to be repeated.
Unless the dentists are drastically different than med students there is no timeline for mdssp, it’s whenever you get your paperwork done. Which as been mentioned, will include multiple screw ups and it bejng delayed to at least 5 times as long as it should take
When I went through the process in 2017 there was a timeline and they were only offering to people who had 4 years or 3 years left of dental school. The selection board happens at a certain time in the year and you need to get everything done and submitted prior to that date. If you only have one year left of school I would suggest talking to them about just joining the reserves straight out instead of MDSSP. Going straight into the reserves is a better deal financially than MDSSP.
Wow, this is a much better deal than what the reserves offers.
I think they tax it at a 25% rate and I heard they don't start paying out until after you complete your first year. You do need to account for if the unit also makes you do a 2-week annual training and how long officer training will last. You can also get cheap medical insurance through TriCare when in the Guard (~$50 solo around $200 family a month) One weekend a month doesn't sound like much, but think of working two weeks back to back with no break (assuming 5 day work week). The "you may get shot" statement is complete BS. Reality is most likely won't get deployed as a dentist in the National Guard and it isn't a full deployment anyways. I must add YOU ARE BEING DEPLOYED AS A DENTIST not an infantryman. You'll sit in the back of the base with your pimp daddy officer quarters and special chow hall (depending on size of FOB). The Army National Guard does have more benefits than the Air National Guard, but the Air Guard may be a better choice for you. Do NOT go into the reserves...the reserves are federal and they could activate you into full-time duty for anything (not just overseas deployments).
armydentistry.com
The National Guard is a state entity and the primary purpose is availability for the state's needs. The governor releases you from the state to the federal government for deployments. You will deploy as a unit not as an individual unless you volunteer for a deployment. The army deploys usually as a Brigade Combat Team (2,000+ soldiers) on a 5 years off and 1 year deployed cycle. These deployments can include deploying to maintain peace, such as eastern Europe, etc. Any dentists within that brigade will not deploy for the full duration unless its a short tour anyways. All reservists belong to the federal government and can be activated for anything the Big Army wants. I.e. shortage of active duty dentists in the US equals the reservists will have to fill the slots.
I’m aware
