As I get closer to applying, I am thinking more and more about the National Health Service Corps scholarships. It sounds like a great program, as I am definitely interested in working with an underserved population and am very interested in not having a huge loan to pay off after med school. My only hesitation is committing to a primary care residency before I have had the opportunity in 3rd year to experience the different rotations and see what I really like; but one could also do an internal medicine residency, fulfill their NHSC obligation, and go back and do a fellowship or different residency afterwards if desired. I have a lot of questions about the program though, and was hoping people who have received this or are applying for it could provide some insight: 1.) Are the scholarships very competitive? I've heard that something like 1 in 7 applicants is selected, but I'm not sure how accurate this is. 2.) What are the selection criteria (GPA, MCAT, other)? 3.) How much exactly does it pay? 4.) Do you apply for this while applying to med school, or after you've been accepted? 5.) How much freedom do you have in deciding where you want to go to fulfill your obligation? This is a big one for me. 6.) What if you break the commitment for any reason? Can you postpone or defer it if necessary? (I am thinking here specifically of starting a family after med school/residency, and how that might fit into my plans as far as maternity leave and the like) 7.) Any other pros/cons for this program? Thanks so much!