Ok, these are the loans available to dental students....From the financial aid website....All have Principle and interest deferred while in school except Signature which says you can defer while in internship/residency
Signature-
Minimum $500
Maximum Aggregate Loan Amount:
With a credit-worthy co-borrower: none
Without a co-borrower, the limits are as follows:
Undergraduates: $100,000*
Graduates: $150,000*
Health professions: $200,000*
*Includes all student loan debt
888-272-5543
www.salliemae.com/signature/bankone/
Dental Access-interest deferred in school can defer in residency
Minimum $1,000
Maximum=amount certified by your school, no aggregate maximum
No fee at disbursement? Could be other fees
Up to 20 years to repay minimum of $50/month
Interest rate varies on credit history
Presently, lowest interest rate is 3.57% (3-month LIBOR plus 2.45%)
800-282-1550
www.accessgroup.org
Key Bank-
No Fees
Interest Rates are:
tied to 3-Month LIBOR plus 2.65% in school and:
10-Year Term = 3-Month LIBOR plus 2.75% during repayment
15-Year Term = 3-Month LIBOR plus 3.00% during repayment
25-Year Term = 3-Month LIBOR plus 3.50% during repayment
No aggregate loan maximum, maximum is cost minus aid
$50 minimum monthly payment
800-539-5363
www.key.com/educate
*Not an electronic lender. Requires application from lender.
CitiBank-cosigner
required
No Fees
Maximum $220,000
You get much better interest rates with a cosigner
800-745-5473
www.studentloan.com
I probably missed a fee or two here and there.
I am not a Florida resident. Additional loans might be available for FL residents too. I will look up more about interest rates and if you have to pay signing fees today.
Jessica