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I got a gateway laptop for $700.00. I really like it. 1GB of memory. I don't know the other details but it was really good for the price.
Wow, that is a good deal. 1 GB RAM? WOW!princessd3 said:I got a gateway laptop for $700.00. I really like it. 1GB of memory. I don't know the other details but it was really good for the price.
No, I'm still here.princessd3 said:Hey did we lose Q?
Chinorean said:Oooo I'm in Korea (Seoul) right now...I'm actually sitting at a FedEx Kinko where internet is $3 an hour.
almost_there, I guess I didn't convince you to go to Umich...don't tell me you're off to Duke!?
I PM'd you with the username and password. Come join us!DrinkSKYY said:Hey Everyone,
I didn't realize this thread existed until today. I'm on the fence about going to Michigan, but only because I went there for undergrad. I probably met some of you at 2nd look weekend - seems this year's class will be a cool group. One random question: what do you use for a username and password to access the admitted students' portion of the website? I can't remember, or never knew.
thanks
dajimmers said:I PM'd you with the username and password. Come join us!
DrinkSKYY said:thanks dude.
I'm thinking about it....
Evidently it *is* possible to hold multiple acceptances post May 15. The med schools have the option to rescind, but it appears that they're choosing not to do it. And yeah, I think some people are getting in off waitlists too.princessd3 said:I'm kinda confused How could people still be thinking about where to go? They didn't decided by May 15th? Did these people just get off waitlists or something?
kupono3 said:everyone who's anyone is going to umich (except elastase, he's chill)
Elastase said:Thanks mayn! I'm actually getting kinda lonely on SDN...there no one thats going to Stanford really on here. So I'm still hangin' with the Mich and LA crews...
princessd3: Yeah, its pretty surprising that ppl are still holding onto spots. Actually when I talked to one school (LA) they pretty much said that most (and definitley not all) schools don't really care, just as long as you decide within a week of the 15th...
But seriously DrinkSKYY, Michigan is the ****, PERIOD.
Yeah I was kind of expecting that reply...DrinkSKYY said:lol...then why aren't you going there?
DrinkSKYY said:Did you get a full ride at both schools (you don't have to answer if you don't want to)? I agree that Michigan seems to just have more money to go around than anyone else, which is great. I can see your point for choosing cali - I teach hs math in Chicago to a similar population to what you described. I think the revert to suburbia would be a little difficult, but ultimately, I know I could do whatever I wanted with the degree.
Now 166 paid, ~14 that they haven't received final word from yet.dajimmers said:I also stopped in to the admissions office today: 152 deposits received so far, with ~30 accepted students that they haven't heard from yet.
anyone know if anyone has been accepted off the waitlist yet?SailCrazy said:Now 166 paid, ~14 that they haven't received final word from yet.
With ~40 fewer acceptances this year, apparently second look weekend and two years pass fail (among other things) is doing the recruiting job!
happydays said:anyone know if anyone has been accepted off the waitlist yet?
I'll see your two and raise you: MICHIGAN SOFTBALL!!! and MICHIGAN BASEBALL!!!Chouster said:two words: DEEEETROIT BASKETBALL
Changed again. I think we have 179 on the pdf now. (The spreadsheet is still the same.)SailCrazy said:Has anyone else noticed that the "Entering Class of 2006 Profile" PDF on the admitted students' website has been changing? There seem to be some new additions and there are also some folks who are no longer present. My quick (and likely faulty) math says that there are now 290 people in the PDF.
phatib said:so overbooked again wow
Yeah, this is definitely the case. If I'm not mistaken, what I remember from talking with Mr. Ruiz was that last year there were somewhere around 200 that initially accepted offers of admission, and that people were taken off from waitlists at other schools (and people dropped their UMich acceptance), thus reducing the size of the class to 177. Assuming that a similar number of students will choose to go elsewhere eventually during this cycle, there should be somewhere around 10 spots (180 - 20 = 160 = ten less than the desired class size) left over for waitlist peeps this year.WenfeiX said:Although maybe some of the 179 are waiting on other schools' waitlists and would take those schools over UMich. But hey...the more the merrier!
Some of those 14 likely haven't responded to UM yet. I think Michigan has been slowly knocking people off the class roster when they decline, so all of those still "undecided" still appear on the roster. It's not (yet) a directory of those who have paid deposits, just of those who have been accepted and haven't withdrawn (but the two are becoming more similar every day).Boromir said:Thank you labslave for your very optimistic comments. So are there 179 people who have paid deposits already? I remember Sailcrazy said a couple days ago that there 166 deposits with 14 people still to report. So did all of the 14 take up U-M on their offer Thanks for your help! Btw, I'm on the first-tier waitlist at U-M instate.
Boromir said:Thank you labslave for your very optimistic comments. So are there 179 people who have paid deposits already? I remember Sailcrazy said a couple days ago that there 166 deposits with 14 people still to report. So did all of the 14 take up U-M on their offer Thanks for your help! Btw, I'm on the first-tier waitlist at U-M instate.
My wife and I are renting at Island Drive appts. We were seroiusly considering condos for awhile, but we would need parental help with the $$, and they weren't willing to help as much as we needed. I was looking mostly at places within walking distance of the med school, but these are more expensive if you can drive or ride the bus.DrinkSKYY said:Make it 180! I just sent mine in. Have you guys secured living arrangements for next year? I'm thinking of getting a condo (currently exploring that possibility)...what are you guys doing?
dajimmers said:My wife and I are renting at Island Drive appts. We were seroiusly considering condos for awhile, but we would need parental help with the $$, and they weren't willing to help as much as we needed. I was looking mostly at places within walking distance of the med school, but these are more expensive if you can drive or ride the bus.
PM me if you want more help with this, but I looked at:
Nielson (~$360,000) 2-3 bdrm (huge and new)
Riverside (~$275,000)2 bdrm (big)
Riverhouse (~$165,000) 3 bdrm (bigger than appts)
From what I gathered from current M4s, realtors, etc., it is worthwhile to buy one of these condos (perhaps especially the Riverhouse) if you can afford the down payment and mortgage. Regardless of what happens to the general AA housing market, there will always be demand for places near the hospital. Likely you'll break even (loss from mortgage interest = condo appreciation), which is much better than loosing tens of thousands in rent.
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In other news, has everyone gotten their uniqname yet? I sent in my form 5/8 and haven't gotten mine yet. Just wondering...
dajimmers said:My wife and I are renting at Island Drive appts. We were seroiusly considering condos for awhile, but we would need parental help with the $$, and they weren't willing to help as much as we needed. I was looking mostly at places within walking distance of the med school, but these are more expensive if you can drive or ride the bus.
PM me if you want more help with this, but I looked at:
Nielson (~$360,000) 2-3 bdrm (huge and new)
Riverside (~$275,000)2 bdrm (big)
Riverhouse (~$165,000) 3 bdrm (bigger than appts)
From what I gathered from current M4s, realtors, etc., it is worthwhile to buy one of these condos (perhaps especially the Riverhouse) if you can afford the down payment and mortgage. Regardless of what happens to the general AA housing market, there will always be demand for places near the hospital. Likely you'll break even (loss from mortgage interest = condo appreciation), which is much better than loosing tens of thousands in rent.
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In other news, has everyone gotten their uniqname yet? I sent in my form 5/8 and haven't gotten mine yet. Just wondering...
Zut Alors said:I appreciate ti89's contribution as it is quite logical. As I am married, however, the costs or renting will be double what you have calculated. Plus, I am planning on doing an MD/MPH so I'll be in Ann Arbor for five years. Figuring $1000/month*60 months=$60,000 down the drain. Needless to say, we'll be buying.
By the way, are there any Paul Farmer fans out there? I am reading Infections and Inequalities right now and I love it.
ti89 said:You may break even or make a small profit but not as much as one may think.
For example I talked to someone trying to sell their condo (riverside for 225,000).
They paid about 180,000.
Now the property tax was 3,500 / year
Then association fees ($411 / month)
They bought the place straight with no mortgage and have been there for 3 years.
now cost per year : 3500+411*12 = $8432
So for 3 years = 8432*3 = $25,296
So total cost after 3 years = 25,296+180000= 205,296
This does not count the cost of upgrades to the condo etc such as recarpeting that they had to do or retiling the kitchen.
So say the total cost is 207,000.
Looking at the history for what the places of sold for one should not pay more then 217,000.
That is a profit of 10,000. But they have to pay for all the utilities as well (heat, electricity, gas, cable)
--------------
Now take the case of renting (not exactly work this way as I am assuming a simple case of yearly compounding) and about 4% interest which is reasonable. Plus we will put away say 200,000 in the bank for their case.
200000*1.04 = 208,000 after 1 year
208,000*1.04 = 216,320 after 2 years
216,320*1.04 = 224972 after 3 years
Now we have to take into account renting (without the cost of electricity and cable), but we didn't take into account gas, heat, electricity and cable in the condo either (which is obviously more as more things were unaccounted for).
We will take the case of living in a 2 bedroom (so you pay half) in island drive on the bottom floor if you sign up at the special rate and assume it stays this rate over a 3 year period for even comparison.
Rent per month = 875
Your responsiblity = $437.5
So for 3 years = 437.5*12*3 =15,750
so one has spent $15,750 by renting.
This 15,750 is saved if you own a condo.
----------------------
Now they made 10,000 from the sale + 15,750 from not paying rent = $25,750
Now if the had invested at the 4% they had $224,972 which means they made: 224,972 - 200,000 = $24,972
This one sees the difference between $25,750 and $24,972 is a a net profit of
$822.
Once again when owning you are responsible to pay if something needs fixing or something like a plumbing problem. Also you would be responsible for more utility costs as well. Also, for buying I have not included upgrade costs and if you are taking out a mortgage it is even more thus you would actually lose money.
I know this may seem long and drawn out but it is a very reasonable mathematical calculation (assuming I didn't make any mistake which I may have).
Also, Riverhouse is an old as it was built in the 60's and so was riverside.
Thus there will be costs of repair which comes with the age of the buildings and remodoling.
DrinkSKYY said:Thanks for the work-up - it seems pretty correct to me, though I can think of a few extras:
1.) buying an older place (such as the ones you mentioned) means the place probably won't appreciate as much as a newer development, and will require costlier repairs (I'd try to get a newer one).
2.)I'd rent out the extra bedroom(s) to other med students, which would make the whole venture more profitable.
ti89 said:This is true. Thus if you want to buy I'd say Neilsen Square, but a lot more initial investment (almost 360,000).
Renting out does help you make about 6000 a year. However, don't forget I said one is taking out no mortgage (which if you are not then doesn't matter) but if you are then the analysis I made means even less profit then add the profit of renting out a room so stays close (actually would mean you gain less) as the mortgage would be pretty high if you choose Nielsen Square.
With that said you the condos are definetely nicer.
ti89 said:You may break even or make a small profit but not as much as one may think.
For example I talked to someone trying to sell their condo (riverside for 225,000).
They paid about 180,000.
Now the property tax was 3,500 / year
Then association fees ($411 / month)
They bought the place straight with no mortgage and have been there for 3 years.
now cost per year : 3500+411*12 = $8432
So for 3 years = 8432*3 = $25,296
So total cost after 3 years = 25,296+180000= 205,296
This does not count the cost of upgrades to the condo etc such as recarpeting that they had to do or retiling the kitchen.
So say the total cost is 207,000.
Looking at the history for what the places of sold for one should not pay more then 217,000.
That is a profit of 10,000. But they have to pay for all the utilities as well (heat, electricity, gas, cable)
--------------
Now take the case of renting (not exactly work this way as I am assuming a simple case of yearly compounding) and about 4% interest which is reasonable. Plus we will put away say 200,000 in the bank for their case.
200000*1.04 = 208,000 after 1 year
208,000*1.04 = 216,320 after 2 years
216,320*1.04 = 224972 after 3 years
Now we have to take into account renting (without the cost of electricity and cable), but we didn't take into account gas, heat, electricity and cable in the condo either (which is obviously more as more things were unaccounted for).
We will take the case of living in a 2 bedroom (so you pay half) in island drive on the bottom floor if you sign up at the special rate and assume it stays this rate over a 3 year period for even comparison.
Rent per month = 875
Your responsiblity = $437.5
So for 3 years = 437.5*12*3 =15,750
so one has spent $15,750 by renting.
This 15,750 is saved if you own a condo.
----------------------
Now they made 10,000 from the sale + 15,750 from not paying rent = $25,750
Now if the had invested at the 4% they had $224,972 which means they made: 224,972 - 200,000 = $24,972
This one sees the difference between $25,750 and $24,972 is a a net profit of
$822.
Once again when owning you are responsible to pay if something needs fixing or something like a plumbing problem. Also you would be responsible for more utility costs as well. Also, for buying I have not included upgrade costs and if you are taking out a mortgage it is even more thus you would actually lose money.
I know this may seem long and drawn out but it is a very reasonable mathematical calculation (assuming I didn't make any mistake which I may have).
Also, Riverhouse is an old as it was built in the 60's and so was riverside.
Thus there will be costs of repair which comes with the age of the buildings and remodoling.
almost_there said:Don't forget the 6% commission on resale. For a 200K house, that means an extra $12K in cost for buying and selling.
And don't forget the value of time/effort put into buying, selling, upkeep, and repair of the house. And if you rent a room to others, the time and effort to manage that.
A realtor I talked with thinks Nielson has less "room" to appreciate, since it's already so expensive. Every dollar it increases in price makes it harder for attendings, nurses, residents, and esprecially med students to afford. But the age of Riverhous/side is also a detractor for them.DrinkSKYY said:I just sent you a PM - why especially the Riverhouse? Just because you could score someone to rent out the other bedrooms?
dajimmers said:A realtor I talked with thinks Nielson has less "room" to appreciate, since it's already so expensive. Every dollar it increases in price makes it harder for attendings, nurses, residents, and esprecially med students to afford. But the age of Riverhous/side is also a detractor for them.
ti89- The Riverhouse association fees cover heat (and water, I think). So does renting at Island Drive, so it just means it depends on which places you're looking at. And I do agree that the "niceness" of the condo (especially Nielsen- they ROCK) should count for something too, it's not all $$$.
I guess you've got to make sure you'll have time to do all the "extra" things owning involves- finding roomates, repairs, upgrades, and selling. Offer some free SKYY to potential roomates, perhaps?
I wish my wife had a job for next year, it would make buying much more sensible...
dajimmers said:A realtor I talked with thinks Nielson has less "room" to appreciate, since it's already so expensive. Every dollar it increases in price makes it harder for attendings, nurses, residents, and esprecially med students to afford. But the age of Riverhous/side is also a detractor for them.
ti89- The Riverhouse association fees cover heat (and water, I think). So does renting at Island Drive, so it just means it depends on which places you're looking at. And I do agree that the "niceness" of the condo (especially Nielsen- they ROCK) should count for something too, it's not all $$$.
I guess you've got to make sure you'll have time to do all the "extra" things owning involves- finding roomates, repairs, upgrades, and selling. Offer some free SKYY to potential roomates, perhaps?
I wish my wife had a job for next year, it would make buying much more sensible...
princessd3 said:I need help. I am shopping on the U-M showcase website. They asked that we get a 7' 5e ethernet cable. The one listed just says 7' ethernet cable. Is that the same thing or what?
Princess3d said she thinks they have powerpoints available online; I think I'll post on the admitted students discussion thread thing. I'm most likely getting a tablet, especially if the notes are available electronically. I've been doing some research, but I'm still unsure of what I'll get. New tablets are coming out or were recently released featuring the Core Duo, and I think I may get one of those. I want decent processing power, a good display, perhaps video acceleration, and a DVD burner (I do video and photo editing every so often). Hopefully I can find something that meets most requirements, is still somewhat portable, and doesn't cost TOO much. Dreaming, aren't I?Labslave said:So are any of you guys/gals looking into getting a tablet PC for the coming year? I think they'd be really useful in med school (copying and recopying notes, etc.), but I'm still wondering how practical it would actually be for classes at UMich. I know that we'll be given paper course packets at the beginning of every course, which makes me wonder whether or not I'd actually be taking notes on a computer in class (hence nullifying any potential use for the tablet functionality while in class).
Does anyone know whether or not they also give us electronic copies of the course packets?
This is exactly how I feel. Many of the lighter models (ideal for carrying around all day) simply don't have the processing power/goodies I'm accustomed to - and I don't want to get an 8 pound mammoth of a laptop.dajimmers said:Princess3d said she thinks they have powerpoints available online; I think I'll post on the admitted students discussion thread thing. I'm most likely getting a tablet, especially if the notes are available electronically. I've been doing some research, but I'm still unsure of what I'll get. New tablets are coming out or were recently released featuring the Core Duo, and I think I may get one of those. I want decent processing power, a good display, perhaps video acceleration, and a DVD burner (I do video and photo editing every so often). Hopefully I can find something that meets most requirements, is still somewhat portable, and doesn't cost TOO much. Dreaming, aren't I?
dajimmers said:New tablets are coming out or were recently released featuring the Core Duo, and I think I may get one of those. I want decent processing power, a good display, perhaps video acceleration, and a DVD burner (I do video and photo editing every so often). Hopefully I can find something that meets most requirements, is still somewhat portable, and doesn't cost TOO much. Dreaming, aren't I?
WenfeiX said:Does anyone know anything about residency classification applications? My parents are MI residents, but I went to school in CA and stayed out there for my year off, so I put CA as my state of residency on my AMCAS. I think I have to fill out a Resident Classification application and submit it to the Residency Classification Office, but do I need to do anything with the medical school financial aid office?