biendesalud said:
Amxcvbcv - I don't have the insurance forms in front of me, but I don't think Macori covers private pilots in non-commercial aircrafts (I'm not sure if that's standard). Just some small print for you in case you picked up flying again.
Exclusion:
"Riding as a passenger or otherwise in any vehicle or device for aerial navigation except as a fare paing passenger in an aircraft operated by a commercial scheduled airline".
To circumvent this, I have insurance through Avemco that covers my renter's deductible, as well as property damage and personal/medical liability for myself and passengers.
Other exclusions include injuries incurred as a result of riding snowmobiles, motorcycles or 3 or 4 wheel ATV's.
Keep in mind that although any injuries incurred as a result of any of these activities won't be covered by Macori in the arena of emergency care, hospitalization, etc., any care necessary that can be provided at the FMC will be free for the student.
Other excluded conditions include any form of abdominal pain, headaches, infections, chest pain, shortness of breath, unconsciousness, dizziness, sore throats, sinus problems, swollen nodes, arthritis, musculoskeletal pain, anxiety, depression, insomnia, and the treatment for said conditions, including x-rays, lab work, hospitalization, surgery, anesthesia, nursing care, outpatient care, follow-up care and rehab.
Ok, I was kidding about the last part, but reading through the exclusion conditions pisses me off, because I'm like, who the hell knows that their insurance companiy specifically excludes snowmobile related injuries?
Woe to the spring-breaker who breaks their arm on the Ski-Doo trip at Durango. I forsee someone wrecking their snowmobile and breaking their damn leg, then making sure they hide their ride in the snow, after which they hop on a pair of skis brought along for such an incident, and lay down next to a pine tree before the ski patrol gets there.