(($150,000 X 1)(0.001*******)+($150,000 X 0.012********)-((30X110)-(the intrinsic value of your year off)-(the extrinisic value of your year off (any monetary gain))-(humility factor))
= If positive, do it....do it!
If negative, don't do it.
*You have no cell phone which provides long distance and a marginal toll call cost of 0$
**Retaking the MCAT ($185) is not in the picture
***If "**", is true, a prep-course is unnecessary
****The phone calls do not disrupt your work schedule
*****Average physicians salary is $150,000 per year at 2004 PPI
******Average pre-med waiting to hear back from those three schools as this statge in the game who must apply to an above average of 30 schools, at a rate of $110 per school
*******1:10000, the likeliehood that you are successful in gaining admissions from these phone calls. I got to tell you, this is a blanket guess. Anyone feel free to provide another variable and re-run the numbers