Haven't seen the movie yet, but if it promotes discussion, I'm all for it because it's needed.
Try turning 50 & self-employed & being turned down by several insurance companies for ANY kind of health insurance because your husband has hypertension & you saw a doctor for a-fib 6 years previously, but have never missed a day of work in 5 years due to illness. That's what happened to us after our COBRA ran out. Finally did find a company that excluded several things from our coverage but agreed to cover us--catastrophic coverage (meaning high premiums, high deductibles & 80/20 coverage--no Rx,etc.).
Flash forward 7 years. After continuing (annual) increases, company's switch to United Healthcare (we didn't have a say), we upped our deductible to $5000 PER person; and tho it's a PPO, my gyne & derm got excluded from their plan, so I pay oop for them. God forbid one of us gets cancer. The drug costs alone will bankrupt us (no Rx coverage!). BTW, our monthly premium is $680 (2 adults & 22-year-old student).
Daughter worked for BC/BS right out of college for 18 months handling individual applications. Don't ever get sick or have some kind of chronic condition or be overweight, etc. and go looking for health insurance--little 22-year-old will stamp you "rejected!" The stories she could tell about this industry--couldn't wait to to get a new job--she thought she was working for satan.
40% of your or employer's premiums pay insurance admin. costs (oh, that's certainly efficient!) Have you ever seen an insurance building that is NOT a Taj Mahal? Who do you think is making the $$?? How do you spell "medicare prescription plan?"
30 years ago, as a person your age, I had sudden horrific headaches. Was hospitalized (they did that back then) for 1 week, had all kinds of tests--CT scans, etc., neuro consult and....had no health insurance (kind of didn't need it as a young person). The bills came, I talked to the providers involved (hospital, docs, etc.), told them I was just a sub. teacher/part-time student. We agreed on a payment plan & in 6 months I had them all paid off and it was not an onerous amount. Something not very pretty has happened to health care in the last 30 years.
Discussion is good and something absolutely needs to be done about health coverage in this country or the lawyers & insurance companies will be the only ones who get any love! The economic costs to our society (employers, individuals, etc.) are going to cripple this country for your generation & those to come!