Solid argument, but I'm pretty sure you are wrong. I believe you are confusing URM with Disadvantaged. The UR in URM is the key word, you are right, however it refers to under representation in the dental field it's self. This is why Asians are not considered URM when applying to dental school (there are already so many Asian dentists). What you are talking about is being disadvantaged. for example, I am a white kid who grew up poor in the hood, and was, in fact, the minority where I lived, however I can not claim to be URM, but I can say I was disadvantaged.