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GradSchoolLoans.com wants to eliminate this frustration. With GradSchoolLoans.com, you can refinance your total student debt at the lowest rate in the country, saving on average $26,000, as soon as you match, deferring your payments until after completion of residency or fellowship and you will have a dedicated Customer Experience Manager, only 1 payment, and we'll handle all of your loan servicing, origination fees+.