student loans

[lactonerx]

Looking for financial planning advice-

When do student loans issued by the govt, such as Stafford and Grad PLUS loans, come due after graduation? 6 months s/p graduation? Does residency allow one to defer minimum payments longer than 6 months?

Thanks in advance

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[patmcd]

You can forbear during residency (vs. defer) most loans. Some private loans and some of the non-Stafford federal loans may not allow you to forbear.

www.studentloans.gov

http://www.direct.ed.gov/

 

[bacillus1]

I deferred most of my federal loans for residency. I think some loans you cannot defer but you can forebear.

 

[confettiflyer]

I deferred most of my federal loans for residency. I think some loans you cannot defer but you can forebear.

I opted to start repayment to get payment credit for IBR/PSLF.