The HPSP is a great option but I've heard it's very competitive. In the event one is unable to snag a HPSP there are many other loan repayment/forgiveness options. I personally am leaning towards working in an underserved area/community that qualifies for loan foregivenss via the government after 10 years of full time work. There's also the PAYE program, NHSC, as well as Indian health etc. if you're flexible about where you practice such as rural areas with limited access to care there are plenty of options to repay/forgive loan debt. After all, isn't that why we all want to pursue careers as dentists? To help those in need? Win win in my book.
For HPSP
Just my personal exp...
There are several things that applicants need to consider about:
1) Do you like the life style in military?( ̄O ̄)
2) HPSP makes you borrow TIME instead of money.
3)Be prepared for the paperwork you need to do......IT IS REALLY ALOT!!!! ( ╯#-_-)╯┴—┴ (Thank god, I rarely travel, or have unnecessary activities....I think I was able to skip about 20 pages of paperwork-estimated dont judge=)
4)I am jealous to everyone who is slim! 2 months of chicken breast+oat meal+ protein powder+low carb veg+ gym.....It could not help to reduce the weight, but was efficient for building a good shape....to pass the body fat %.
5)Additionally to #4 dont take protein powder 2 weeks before the physical test.... it may increase the protein lvl in your blood(heard from a guy who had PT on the same day with me)
6)After all of these, you just need an offer...My recruiter told me that if you have an offer, pass the PT, all files are fine, then HPSP mostly will get you in.
If 4 years program is full, they will try to get you in the 3 year one.
One last thing, apply EARLY!!! Not weeks!!! It should be MONTHS!!!
I contacted my local recruiter late, so her spots were full at that time. She referred me to another AMEDD recruiter who is 100 miles away from where I live... I had to drive back and forth about 4 times to complete my package....So apply EARLY! (ノ=Д=)ノ┻━┻
Hope those maybe helpful to anyone who is interesting in HPSP.
Wish GOOD LUCK to you guys, and to me, too.....