I will still be covered under my dad's insurance, since I will be a full-time student, until I am 25. But because it's an HMO it doesn't cover me for dr visits in PA, only urgent care & emergency room visits.
So I was thinking, since Jefferson's health insurance is so expensive, that I would find a basic plan that meets Jefferson's requirements for me to waive health insurance in the fall but continue using my dad's coverage if I need to get prescriptions or if I get sick (since basic health insurance plans come with huge deductibles).
I'm assuming this is okay? I know Jefferson requires enrollment in health insurance until 8/31/10, but I'm assuming since I will be covered under 2 health insurances it will be fine.
(I have so many questions.. my parents were talking about switching to a PPO so I will be covered when I move east, but didn't tell me that their deductible would be $2,500.. they also didn't tell me that health insurance renewal is due tomorrow so I didn't look into getting my own coverage until right now.)