I have recently been accepted at ETSU and UT Chattanooga for physical therapy school. I need some honest opinions on the two programs. If I went to ETSU I could stay at home and save on that aspect and I would also have a PT tech job on the weekends when I am available, also their tuition is 3500 a semester for 9 semesters. So my total tuition costs for ETSU would be around 31000 if I don't get any scholarships or GA positions. UT Chattanooga is around 3900 a semester for 8 semesters, so 31200 in total for tuition...however I would have to get an apartment and would have to totally live off of loans for 3 years. I estimate owing around at least 61,000 after I graduate if I went there. I have heard that UT Chattanooga is a better school but is it worth that much more debt after I graduate? Not to mention around 25,000 from undergraduate? I am leaning more towards UT Chattanooga but I need some honest opinions. Is it worth going into dept 90000 for a job that I will make MAYBE 60000 starting out?