Sallie Mae
I took out a loan through Wells Fargo for a graduate program this past year for about the same amount, and the total payback amount was roughly the same also. However, at least in my case, that was just the anticipated amount I will repay if I make the minimum payments over a certain number of years b/c of interest accruing. So paying it back sooner means the total amount being lower. Not sure if it's the same for you, but it might be worth reading into it. In which case the only way to lower that amount is finding a loan with a lower interest rate or finding a way to pay back your loan sooner. I hope you find something that works for you though!