MD & DO co'21 Residency Panic thread
Started by kraskadva
Most programs will steer you in the right direction with what I'm about to say but I will say it again just in case:
Don't use your personal info for your NPI number. Use the residency address and whatnot. If you aren't sure, ask your PC. No reason to put all that info on the internet.
Don't use your personal info for your NPI number. Use the residency address and whatnot. If you aren't sure, ask your PC. No reason to put all that info on the internet.
Curious, is this currently because of high demand low supply? Or other factors?
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High demand. Mortgage interest rates are mega low.
Its both. High demand because of low rates and people wanting to leave their 500 sq ft shoeboxes they went mad in over COVID lockdowns. Low supply because foreclosures are paused and people not really wanting to move and/or be out in the public with COVID around. Add in the normal "spring market" and its a bloodbath literally everywhere. Places at my #1 are getting 10+ offers (one got 32) and going at like 40K over asking sometimes. Its wild
Hopefully this gives some hope and crushes any worries about when in the cycle you interview. I matched my number one that didn’t offer me an interview until mid jan. And that date was their very last day and they actually added the day last minute. I had totally given up hope on that program up until then.
To add more numbers to this i matched at a place I interviewed in January after getting off the waitlist. Didn’t really think I had a shot there either.
This is so true! Everything in our price range that is half decent is gone in 24 hours. I am still trying to patiently wait for my contract as I watch perfect fits fade away.
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We dont have an NPI number, right? Does the program give it to us later?
i think we've had NPI numbers for years. google your name + NPI number
You don't, no. We get an NPI number after applying for it via our programs instructions/onboarding
Unless you've previously been a provider, you shouldn't have one
There are some situations students have them but if you don't even know then you don't lol.
As said before, you apply for it while onboarding. My PC helped us through all of it.
Chads2
Full Member
You only have an NPI if you’ve applied for an NPI. If you had one as a previous healthcare provider then you will have to change your status to resident physician and then later to physician.
My medical school had us register for NPI numbers. The institution at which I did residency did not have their students register but had residents register.
I remember being a first-year attending and having to change my status from student to physician because I hadn’t done so in between
My medical school had us register for NPI numbers. The institution at which I did residency did not have their students register but had residents register.
I remember being a first-year attending and having to change my status from student to physician because I hadn’t done so in between
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I really haven't even started - I said I'd give myself a week to just bask in it all.
But now I'm out here filling NPI **** and other on boarding forms daily.
Still haven’t received a contract and only sent my resume for an application. I am quite annoyed because we cannot get pre-qualified for a mortgage without the contract...
How long does it typically take to get a contract?
Nice! I applied the other day for this perfect single unit apartment like 5 minutes from the hospital. Crossing my fingers I get it soon and can lock it down. One last thing to stress about. I feel for those buying houses. That's a different level of stress I couldn't even imagine
It looks like some people got them the day of Match or shortly after. I guess they legally have 10 days to get it to us and my program wants to push the limits
Just had to apply for my NPI number. Not too complicated process for resident.
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D
deleted645092
Made an offer on a house that got accepted a few hours later. It was being sold by an outgoing resident. Cheaper mortgage and bigger than the house I’m currently renting. It’s gonna be a lot of house for me solo but my SO and dogs are gonna visit periodically so I need the room.
If I get lonely I can always rent out a room to visiting students every couple months.
Doing all the paperwork and arranging homeowners insurance, inspections, etc is the most stressful experience of my life and I feel like I’m just throwing money away lmao.
That’s awesome! How exciting for you!
D
deleted645092
The benefits of residency in middle America haha. With the way the housing market is going maybe I’ll even be able to sell for profit at the end.
I haven't gotten the contract yet either but we have been doing all the other on boarding stuff. So who knows
so many physician loan options... has anyone pre-qualified with one that they would recommend?
I've got a phone call from our loan officer tomorrow to go over or loan app options. I'm kinda curious to see what options are out there.
For these credentials paperwork, are we allowed to/supposed to say our degree is MD, esp as many of us haven't actually graduated yet? Feels weird to not put MD since the paperwork is for a job that requires the degree, but at the same time I don't want to be misrepresenting myself on a bunch of semi-legal documents
(Sorry for the dumb questions guys - just trying to spare my PC more stupid questions from me and y'all are so knowledgeable when it comes to these things)
(Sorry for the dumb questions guys - just trying to spare my PC more stupid questions from me and y'all are so knowledgeable when it comes to these things)
I think my program has us put down the MD so I think it's fine.
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Anyone have recommendations for books regarding personal finances and paying back student loans?
Ben White really explains the student loans stuff pretty clearly for me. You can read all of it from the index at the bottom or download it in pdf form.
Student Loans | Ben White
Student loans are now depressingly the largest category of consumer debt outside of mortgages. In 2017, I published a book about managing student loans for medical students and doctors. In early 2018, I extensively revised that into a new book for a general audience. And they’ve been revised...
www.benwhite.com
Your school/program should be able to supply a letter of good standing stating youre likely to graduate, at least thats how it’s done in my state
Sorry to pull up this info from so long ago but I had a q related to this and remembered you commented on it. For the licensure application do you use your own address or the programs address (for the contact info part)? I put my programs address for the appointment info and my address for my contact info as I assumed it was needed for background checks and what not but now im doubting if I did this correctly
edit: for those wondering I checked with my PC and they said this is the correct way to do it!
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I just got off the phone a couple hours ago with my program coordinator and this was brought up. She said that some schools will send a letter to the SBME right away, some wait until a few days prior to graduation, and some won't send it until you walk across the stage. I have no idea what my school does, but I mailed the letter to my registrar this afternoon just before the post office closed.
Just got some SBME forms notarized for my training license. I'm hoping to get everything express mailed to my program tomorrow. I also gotta do a drug test this week.
I haven't even received anything except a welcome email from my TY program 🤣
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I'm jelly bruh. My program has sent out 2 name and shame spreadsheets with all the incoming interns listed on it with who's completed what paperwork so far. I have to say it succeeded. I was shamed into getting my ass in gear.
The housing market is a mess. Why are people trying to buy in this market? Genuinely curious.
because its only gonna get worse, and even paying 5% above asking price, house still pays for itself compared to renting for another half decade
Rates are super low, and trying to find a place to rent with a family and a dog for anything remotely fair is out the window. Basically just gotta get lucky to get one haha
Seriously. I am trying to buy one myself (not my choice). Damn houses are 20-30K overpriced and they are gone within 2-3 days on the market. I offered a 25K above the listed price and did not get the house. I understand the interest rate is low right now, but where are all these people getting money to buy houses with the high unemployment rate?
I don't think it's many low-networth first time buyers like us driving the market. People who were rich pre-COVID are even richer, I just looked at the S&P and it's up ~20% since early last year. Maybe it's all landlords/investors trying to expand while rates are at historic lows
I think the government should try to control this: first time buyer vs secondary buyer etc...this makes it extremely difficult for people who are broke like us, first time buyer and those who want to buy a house to live instead of investment. This is nightmare!!!
I mean it sucks but we most definitely don’t need more government control
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A
AnatomyGrey12
The price of building a house has also skyrocketed, so many people who would build are now looking at current homes.
We offered 10% above asking price, and still were only the 2nd highest bid. The top bid was an investor who offered 22k more than our bid (the seller liked that we were were going to be owner-occupants and so wanted to give us the chance to match). We aren't about to get into a bidding war over a condo that may or may not recoup its value in 5 years, but we still raised our bid 10k just in case. Apparently the seller is gonna sleep on it...I am guessing we aren't going to get it, but you never know.😋
