+ 1 to this. School was very worried about PDs complaining about online rotations through this COVID. I can understand this pre-pandemic but its a pandemic. Its hard to obtain rotations w/o a home hospital.
Move onto housing stress. The market right now is worse than waiting for residency
Yeah, I'm slowly giving up on the idea of owning a house where I matched. Great program - expensive city. Consoling myself that we can find a good rental situation before our newest family member arrives, smack dab in the middle of intern year.
High demand. Mortgage interest rates are mega low.
Its both. High demand because of low rates and people wanting to leave their 500 sq ft shoeboxes they went mad in over COVID lockdowns. Low supply because foreclosures are paused and people not really wanting to move and/or be out in the public with COVID around. Add in the normal "spring market" and its a bloodbath literally everywhere. Places at my #1 are getting 10+ offers (one got 32) and going at like 40K over asking sometimes. Its wild
To add more numbers to this i matched at a place I interviewed in January after getting off the waitlist. Didn’t really think I had a shot there either.
This is so true! Everything in our price range that is half decent is gone in 24 hours. I am still trying to patiently wait for my contract as I watch perfect fits fade away.
i think we've had NPI numbers for years. google your name + NPI number
You don't, no. We get an NPI number after applying for it via our programs instructions/onboarding
Unless you've previously been a provider, you shouldn't have one
There are some situations students have them but if you don't even know then you don't lol.
As said before, you apply for it while onboarding. My PC helped us through all of it.
How long does it typically take to get a contract?
Nice! I applied the other day for this perfect single unit apartment like 5 minutes from the hospital. Crossing my fingers I get it soon and can lock it down. One last thing to stress about. I feel for those buying houses. That's a different level of stress I couldn't even imagine
Made an offer on a house that got accepted a few hours later. It was being sold by an outgoing resident. Cheaper mortgage and bigger than the house I’m currently renting. It’s gonna be a lot of house for me solo but my SO and dogs are gonna visit periodically so I need the room.
That’s awesome! How exciting for you!
I've got a phone call from our loan officer tomorrow to go over or loan app options. I'm kinda curious to see what options are out there.
I think my program has us put down the MD so I think it's fine.
Ben White really explains the student loans stuff pretty clearly for me. You can read all of it from the index at the bottom or download it in pdf form.
www.benwhite.com
Your school/program should be able to supply a letter of good standing stating youre likely to graduate, at least thats how it’s done in my state
Sorry to pull up this info from so long ago but I had a q related to this and remembered you commented on it. For the licensure application do you use your own address or the programs address (for the contact info part)? I put my programs address for the appointment info and my address for my contact info as I assumed it was needed for background checks and what not but now im doubting if I did this correctly
I just got off the phone a couple hours ago with my program coordinator and this was brought up. She said that some schools will send a letter to the SBME right away, some wait until a few days prior to graduation, and some won't send it until you walk across the stage. I have no idea what my school does, but I mailed the letter to my registrar this afternoon just before the post office closed.
I haven't even received anything except a welcome email from my TY program 🤣
I'm jelly bruh. My program has sent out 2 name and shame spreadsheets with all the incoming interns listed on it with who's completed what paperwork so far. I have to say it succeeded. I was shamed into getting my ass in gear.
because its only gonna get worse, and even paying 5% above asking price, house still pays for itself compared to renting for another half decade
Rates are super low, and trying to find a place to rent with a family and a dog for anything remotely fair is out the window. Basically just gotta get lucky to get one haha
Seriously. I am trying to buy one myself (not my choice). Damn houses are 20-30K overpriced and they are gone within 2-3 days on the market. I offered a 25K above the listed price and did not get the house. I understand the interest rate is low right now, but where are all these people getting money to buy houses with the high unemployment rate?
I don't think it's many low-networth first time buyers like us driving the market. People who were rich pre-COVID are even richer, I just looked at the S&P and it's up ~20% since early last year. Maybe it's all landlords/investors trying to expand while rates are at historic lows
