Dating post graduation!

[D1CE K]

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Men age like wine and women age like milk.

All these stuck up women in Pharmacy school or wherever better strut it while they still got it cause it ain't gonna last for long.

 

[GypsyHummus]

Men age like wine and women age like milk.

All these stuck up women in Pharmacy school or wherever better strut it while they still got it cause it ain't gonna last for long.

Eh, all people get old. Thats why it is important to invest in someone with more than looks.

 

[BMBiology]

Men age like wine and women age like milk.

All these stuck up women in Pharmacy school or wherever better strut it while they still got it cause it ain't gonna last for long.

Men only age like wine when they become incredibly successful, not when they earn a pharmacist wage + 2% annually.

 

[BMBiology]

There is no doubt I am going to have a pre-nup when it's time for me to get married. There are way too many gold diggers out there.

Why? Pharmacists don't even make that much money after taxes. Don't kid yourself. You just have a salary and a job that you hate. You are no Warren Buffet.

 

[Momus]

Why? Pharmacists don't even make that much money after taxes. Don't kid yourself. You just have a salary and a job that you hate. You are no Warren Buffet.

Say you worked 10 years and saved $1.5M. Say no prenup. Divorce after 1 year. In extreme cases, your ex-wife could possibly taking 1/2 of your 401k, 1/2 pension, 1/2 house if she put a nail on your wall, 1/2 your bank account if you commingle your assets, spousal support when she bangs the next dude and delay marrying forever since that will just cut off that support. $750k payout + half your cash flow + your house (you are probably going to be the one on the street, especially if a child is involved) + half your retirement for 1 year of "work" marriage. Ten years sweat and blood you saved 1/2 of it is gone. Woot. It's good to be a gold digger. The woman definitely "earn" it.

 

[BMBiology]

Let's be real. Most pharmacists are not going to have $1.5 mil in saving after 10 years if they are an employee.

After taxes, living cost, student loan repayment, most pharmacists would be lucky to have enough money saved for the 20% down payment on a house.

 

[Momus]

Let's be real. Most pharmacists are not going to have $1.5 mil in saving after 10 years if they are an employee.

After taxes, living cost, student loan repayment, most pharmacists would be lucky to have enough money saved for the 20% down payment on a house.

Saving DP only for a house after 10 years working is pathetic.

But, the point is you save whatever the hell you save for 10 years, and all you save 1/2 of that is gone + future cash flow + retirement in the event of divorce. You think the other party deserve 5 years of your saving/time having work none + your future income?

 

[BMBiology]

You think gold diggers would really go after a pharmacist? LOL

Yes, how much he has does matter. There is a big difference between taking 1/2 of $10 k vs. 1/2 of $10 mil.

She must be high on Vicodin to think pharmacists are wealthy. At the end of the day, you are just a biweekly paycheck. If she is a smart gold digger, she would marry someone who inherited a fortune and not to someone who has a job that he hates and he can't quit because he has no other way to earn a living.

 

[W19]

You think gold diggers would really go after a pharmacist? LOL

Yes, how much he has does matter. There is a big difference between taking 1/2 of $10 k vs. 1/2 of $10 mil.

She must be high on Vicodin to think pharmacists are wealthy. At the end of the day, you are just a biweekly paycheck. If she is a smart gold digger, she would marry someone who inherited a fortune and not to someone who has a job that he hates and he can't quit because he has no other way to earn a living.

Are you serious? Pharmacist income is probably in the top 4-5% income bracket and you don't think gold diggers would go after male pharmacist!

 

[GypsyHummus]

Are you serious? Pharmacist income is probably in the top 4-5% income bracket and you don't think gold diggers would go after male pharmacist!

Agreed. granted, pharmacist salary won't attract Victoria secret models, but 110K is a nice lifestyle.

 

[W19]

Agreed. granted, pharmacist salary won't attract Victoria secret models, but 110K is a nice lifestyle.

Agree... There aren't many men making 120k+/year, so it's not easy for the average woman finding one making that much.

 

[owlegrad]

Dear god, how does anyone afford a house when a six figure income only barely gets you a down payment after 10 years of working (if you are lucky!)?

 

[rxgolfer]

In my experience. Being a pharmacist doesn't mean ****. But no, its not too hard to meet/date other pharmacy people. Girls are attracted to who you are as a person. Your personality, looks, how you take care of yourself etc. Girls don't care how much you make or if you're a pharmacist (the one's I'm attracted to anyways).

 

[mustang sally]

You think gold diggers would really go after a pharmacist? LOL

Yes, how much he has does matter. There is a big difference between taking 1/2 of $10 k vs. 1/2 of $10 mil.

She must be high on Vicodin to think pharmacists are wealthy. At the end of the day, you are just a biweekly paycheck. If she is a smart gold digger, she would marry someone who inherited a fortune and not to someone who has a job that he hates and he can't quit because he has no other way to earn a living.

The other day, my friend's son (college-educated) was talking about how he makes $25,000 a year. And it really hit home for me that my husband and I actually have a pretty good income. I mean, I knew this all along but it's another thing to hear someone else talking about how much money they make. Of course, pharmacists aren't Bill Gates but I'm pretty happy with where we're at!

 

[GypsyHummus]

The other day, my friend's son (college-educated) was talking about how he makes $25,000 a year. And it really hit home for me that my husband and I actually have a pretty good income. I mean, I knew this all along but it's another thing to hear someone else talking about how much money they make. Of course, pharmacists aren't Bill Gates but I'm pretty happy with where we're at!

Is your spouse a pharmacist?

Did job/ money play into your decision on wether or not to marry him? Granted, it hopefully isn't the only reason lol

 

[BMBiology]

Dear god, how does anyone afford a house when a six figure income only barely gets you a down payment after 10 years of working (if you are lucky!)?

Not everyone can buy a decent house for just $200 k.

After taxes (federal and state), living expenses (city, not rural) and student loan repayment (10 years), how much do you really have left over?

 

[All4MyDaughter]

Dear god, how does anyone afford a house when a six figure income only barely gets you a down payment after 10 years of working (if you are lucky!)?

Clearly no pharmacist can ever buy a house. Duh.

 

[All4MyDaughter]

The other day, my friend's son (college-educated) was talking about how he makes $25,000 a year. And it really hit home for me that my husband and I actually have a pretty good income. I mean, I knew this all along but it's another thing to hear someone else talking about how much money they make. Of course, pharmacists aren't Bill Gates but I'm pretty happy with where we're at!

Sometimes I feel like my husband and I don't make that much... although objectively I know that we do. Hell, the amount we paid in taxes last year exceeds the average income for a family of 4 in my state. I think for us, the combination of child care for 2 kids + aggressively paying off loans makes us feel like we don't have a lot of extra money. In reality, we are in a great position. I honestly don't recall how we lived on our previous salaries (before I became a pharmacist).

 

[deleted205891]

Not everyone can buy a decent house for just $200 k.

After taxes (federal and state), living expenses (city, not rural) and student loan repayment (10 years), how much do you really have left over?

200k won't even get you a cardboard box here. A smaller house costs at least 700k in the Bay Area. Median home price in SF just hit $1 million.

 

[BMBiology]

Clearly no pharmacist can ever buy a house. Duh.

I can buy 10 houses in rural Kentucky. One house per year.

 

[PumpkinSmasher]

Not everyone can buy a decent house for just $200 k.

Exactly, in my area if you want to live in the city so you do not have to commute, have the best schools, walkability to everything and a nice house then you are looking at 800k - 1MM.

When I am comparing salaries, I am not comparing myself to the national average. I think about my circle friends, who work in professional roles and have graduate level education. The vast majority of them make about the same as me or more and longterm have greater earning potential. I am happy with my salary and really enjoy my job but I never thought of myself as someone who would have gold diggers coming after me. I love my wife and would not have cared what her salary was, we are best friends...not too be too sappy. Anyway I think the most important thing before marrying in regards to money is making sure you are both on the same page in regards to financial management and longterm goals.

 

[All4MyDaughter]

I can buy 10 houses in rural Kentucky. One house per year.

Great. Go for it. I don't live in rural Kentucky so we won't be neighbors.

 

[PumpkinSmasher]

Great. Go for it. I don't live in rural Kentucky so we won't be neighbors.

Well I assume the assertion applies to the majority of fly over states and many areas within the SE.

 

[Momus]

Not everyone can buy a decent house for just $200 k.

After taxes (federal and state), living expenses (city, not rural) and student loan repayment (10 years), how much do you really have left over?

After 6 years and 2 months working, $940k. Not bad I guess for just taking salary and a job I hate. Not rich enough. Need a billion.

 

[Momus]

200k won't even get you a cardboard box here. A smaller house costs at least 700k in the Bay Area. Median home price in SF just hit $1 million.

No one tells you to be a pharmacist and live in bay area. If you want to live in bay area, don't be pharmacist, be a techies and work in start up, let VCs throw gobs of money at you.

 

[BMBiology]

After 6 years and 2 months working, $940k. Not bad I guess for just taking salary and a job I hate. Not rich enough. Need a billion.

Your money is in the stock market and retirement fund so you can't just cash out because of tax liability (not that you want to). Since the market is at an all time high, your net worth is misleading. Your $1 mil may become $500 k next month....that is how it works.

Besides you are the exception...your mom paid for your tuition.

 

[mustang sally]

Is your spouse a pharmacist?

Did job/ money play into your decision on wether or not to marry him? Granted, it hopefully isn't the only reason lol

No, he's not a pharmacist and we married long before I was ever one. He really doesn't make as much money as I do, but our combined income is still pretty good compared to the average.

Sometimes I feel like my husband and I don't make that much... although objectively I know that we do. Hell, the amount we paid in taxes last year exceeds the average income for a family of 4 in my state. I think for us, the combination of child care for 2 kids + aggressively paying off loans makes us feel like we don't have a lot of extra money. In reality, we are in a great position. I honestly don't recall how we lived on our previous salaries (before I became a pharmacist).

That's pretty much how I feel. I'm always thinking we're kind of poor but then hearing other people talk about their income really puts it into perspective for me. If I ever pay off my student loans, I think I'll be doing pretty well financially!

 

[Silent Cool]

No one tells you to be a pharmacist and live in bay area. If you want to live in bay area, don't be pharmacist, be a techies and work in start up, let VCs throw gobs of money at you.

It's that easy, huh? 🙂

 

[Silent Cool]

Your money is in the stock market and retirement fund so you can't just cash out because of tax liability (not that you want to). Since the market is at an all time high, your net worth is misleading. Your $1 mil may become $500 k next month....that is how it works.

Besides you are the exception...your mom paid for your tuition.

Saying the market is at an all-time high is misleading in itself, because from the year 2000 until 2013, the market was effectively flat. For 13 years it did not surpass its year 2000 high. That's a huge correction, and the market (broadly) will continue to go up, as it did from the early 1980s to the year 2000.

 

[Silent Cool]

In my experience. Being a pharmacist doesn't mean ****. But no, its not too hard to meet/date other pharmacy people. Girls are attracted to who you are as a person. Your personality, looks, how you take care of yourself etc. Girls don't care how much you make or if you're a pharmacist (the one's I'm attracted to anyways).

Yeah, I never thought of pharmacist as sexy. I mean, we're not talking about brain surgeon or astronaut here.

 

[Dred Pirate]

Meeting other pharmacists? I dunno about that, I don't go to many pharmacy networking dinners.

Easier to date? Yeah, but you have to keep your gold digger radar on at all times.

I'm from a ethnicity that still believes in arranged marriages. When I was in Rx school, only like 2-3 families inquired about me for their daughters. In the last 2 years since I graduated, that number is already over 30. I'm just rejecting all these inquiries because it means everything pre-marriage would be supervised dating and absolutely no sleeping together.

that made me laugh - I have several friends from similar backgrounds and it is so funny - one guy was definitely a "player" but then settled down with "what he was supposed to" - and damn, married less than 9 months after meeting her

 

[Dred Pirate]

Don't compare us to the general population.

Check out the divorce rate among college graduates who married when they are > 25 year old.

do NOT marry a pharmacist - but then again, my ex wife is a pharmacist.

I am remarrying someone who makes less than half what my ex did, but ironically I have so much more money and free time now. Go figure,

 

[pharmstud]

do NOT marry a pharmacist - but then again, my ex wife is a pharmacist.

I am remarrying someone who makes less than half what my ex did, but ironically I have so much more money and free time now. Go figure,

Why? too competitive or what? Well i guess if worse comes to worse, gonna have to settle for someone from the medical field 😉

 

[Dred Pirate]

Why? too competitive or what? Well i guess if worse comes to worse, gonna have to settle for someone from the medical field 😉

what do you mean by to competitive? I just prefer to have a partner that has a completely different job because I don't want to talk shop when I get home.