I'm more a believer in free market capitolism. But I do believe we do need a certain amount of government for the public good. Economics is about supply and demand. Also, there needs to be some degree of moral hazard, so if you don't want to buy the health insurance good look in getting cared for when you need it. My big issue with healthcare before Obabmny Care is the fact that the issue that has never been addressed is THE INSURANCE COMPANIES take TOO MUCH MONEY out of the pot, and then they get the public to believe it is the doctors who take too much from the pot. I think physician salaries account for 10% of healthcare spending.
Healthcare insurance should only be for catastrophies, like if you need surgery for a heart transplant for example. Everything else you pay out of pocket. Kind of like a car. You do get insurance when you initally buy the car, but have to pay for maintence things like oil changes. If you don't work and contribute to society, so be it. You just won't get healthcare when you need it. The goal of the government will be to keep the insurance companies from colluding on price. The way to do this is to offer the option of the government offering healthcare insurance that people have the choice to buy, or they can go with the private guys. The goal of all of this is for the least amount of profit being generated by the healthcare companies and thus more money for healthcare for the people actually buying health insurance.
The other caveat is the only tax that will be needed is for the disease treatment for the diseases that could hurt the general population like tuberculosis. This is more of a public good type of government policy that I alluded to before.
I personally could care less about someone elses situation and feel someone elses problem is not mine, so I shouldn't have to pay for them. I know this isn't Christian, but I am not Christian.
As long as your decision not to participate in healthcare doesn't hurt society, I believe it is okay not to participate because people should have the right to make their own choices.