This is the stuff they teach in medical school now

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I think the American family is getting destroyed and scammed by the desire for ‘more’. Work more. More money. Nicer/bigger home. New cars. Constant stream of Amazon boxes showing up at the door. Credit cards. Debt upon debt upon debt. Rinse repeat.

The problem is that they are trying to do this under a delusion that it is obtainable with traditional methods of generating income. It is true, that at some point, if you have enough money you can completely check out from the system and do what you want and be free. Reaching this level typically isn't going to be obtainable for most people who work for someone else. But they think it is. The entire system depends on them believing it is. So they will work twice as much to make 150k instead of 100k, which will allow them access to a little more credit to buy a little more stuff, which in reality just digs them deeper into the work-consume-work cycle of perpetual indebtness. Servicing their debts will further prevent them from ever achieving financial independence. I have a number of friends like this.

And it's why our economy is going to absolutely crater next year. People who earn 150k won't stop taking out 80k loans on new trucks and living paycheck-to-paycheck to pay for all their stuff until they are forced to, then they can't pay their loans back, and boom we get our cyclical 15 year economic dump with mass layoffs, forced home sales, and general misery, then the cycle repeats.

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The problem is that they are trying to do this under a delusion that it is obtainable with traditional methods of generating income. It is true, that at some point, if you have enough money you can completely check out from the system and do what you want and be free. Reaching this level typically isn't going to be obtainable for most people who work for someone else. But they think it is. The entire system depends on them believing it is. So they will work twice as much to make 150k instead of 100k, which will allow them access to a little more credit to buy a little more stuff, which in reality just digs them deeper into the work-consume-work cycle of perpetual indebtness. Servicing their debts will further prevent them from ever achieving financial independence. I have a number of friends like this.

And it's why our economy is going to absolutely crater next year. People who earn 150k won't stop taking out 80k loans on new trucks and living paycheck-to-paycheck to pay for all their stuff until they are forced to, then they can't pay their loans back, and boom we get our cyclical 15 year economic dump with mass layoffs, forced home sales, and general misery, then the cycle repeats.

The cogs materialist delusion is what keeps the system working. The owners laugh all the way to the bank and pay far less taxes.

I always marveled at these 20 somethings making 125-200K at google working and living in the Bay Area talking about buying a house and a 60K car. Can’t wait to see the melt down when they have to take a hard look at their lives after they finally get canned
 
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The cogs materialist delusion is what keeps the system working. The owners laugh all the way to the bank and pay far less taxes.

I always marveled at these 20 somethings making 125-200K at google working and living in the Bay Area talking about buying a house and a 60K car. Can’t wait to see the melt down when they have to take a hard look at their lives after they finally get canned
 
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Can’t wait to see the melt down when they have to take a hard look at their lives after they finally get canned
A young person who probably busted their ass to get a job at google is who you can’t wait to see fail? What is wrong with you?
 
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The cogs materialist delusion is what keeps the system working. The owners laugh all the way to the bank and pay far less taxes.

I always marveled at these 20 somethings making 125-200K at google working and living in the Bay Area talking about buying a house and a 60K car. Can’t wait to see the melt down when they have to take a hard look at their lives after they finally get canned

I gross high 6 figures and drive a 20 year old car, live in a 1700/month apartment, and buy groceries at wal-mart.

We have people that work for us that make about 200k household income, live in a 700k house, have 2 new trucks and SUVs that cost 80k each, lots of toys like boats, etc. And still they are constantly complaining about how they are stuck at their current salary. They want more. The level of debt they carry horrifies me. But still they want more stuff and more debt. Interest rates be damned.

Maybe the key is learning to be happy with less. Because that's the only way you are going to build a net worth without a stupid amount of work and risk to make it on your own. In the case of doctors, we front loaded the suck and sacrificed the entire decade of our 20s. And yet we still have department managers, admins, midlevels, pointing their fingers and genuinely not understanding why they shouldn't have the same incomes we do. And they are becoming more and more successful at levelling things out. One time I suggested an employee who was not happy with their income and comparing it to our income to spend a decade and become a board certified MD. That didn't go well.

Whatever, I just want to get FI asap so I can be free to leave to an island somewhere when I just can't take it anymore.
 
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Cool anecdote of one person with a nebulous job title from another company. I’m sure it adequately describes the majority of highly educated young people able to land jobs at the major tech firms like google or apple.
 
Cool anecdote of one person with a nebulous job title from another company. I’m sure it adequately describes the majority of highly educated young people able to land jobs at the major tech firms like google or apple.

Yeah, it's a one off for sure. There's little exuberance at big tech companies.

You're such a hyperpartisan hack that you disparage your own kind (MDs) in an attempt to desperately defend the accomplishments of tech bros (also Bernie bros!) whose job function basically exists to pollute the internet and smart phones by harvesting data and targeting ads. And they were making huge $$$ for this. Yeah, real huge value to society they are.
 
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I largely agree that CRT is not being widely taught in elementary and middle school.

Many high schools have elements of it though (ie openly “antiracist” stance, discussion of systemic racism as not debatable, victim mentality, lots of “owning white privilege” talk). Maybe some think that’s ok and maybe we do have larger things to tackle, but it’s a fact in many public high schools and adopted as the mantra of the leadership.

Obviously this becomes more prevalent in higher-ed and some corporate cultures etc. Which— like I said — is injecting/teaching a certain political belief in schools and workplaces, which IMO is wrong.

The argument that we have bigger fish to fry doesn’t invalidate that.

I agree poor teacher pay and large classrooms is a huge issue (as I said in a prior thread, I was a high school teacher for a few years before medicine and agree the conditions are atrocious). That being said, equality of opportunity is not going be be remotely moved by equal schools — parents and home environment is 98% of the equation, and unfortunately you can’t change that. It’s mostly learned/ passed on / cultural as well (not mostly money and resources).
You write that as if you have been going from high school to high school around the nation and secretly sitting in on social studies classes.
 
I gross high 6 figures and drive a 20 year old car, live in a 1700/month apartment, and buy groceries at wal-mart.

We have people that work for us that make about 200k household income, live in a 700k house, have 2 new trucks and SUVs that cost 80k each, lots of toys like boats, etc. And still they are constantly complaining about how they are stuck at their current salary. They want more. The level of debt they carry horrifies me. But still they want more stuff and more debt. Interest rates be damned.

Maybe the key is learning to be happy with less. Because that's the only way you are going to build a net worth without a stupid amount of work and risk to make it on your own. In the case of doctors, we front loaded the suck and sacrificed the entire decade of our 20s. And yet we still have department managers, admins, midlevels, pointing their fingers and genuinely not understanding why they shouldn't have the same incomes we do. And they are becoming more and more successful at levelling things out. One time I suggested an employee who was not happy with their income and comparing it to our income to spend a decade and become a board certified MD. That didn't go well.

Whatever, I just want to get FI asap so I can be free to leave to an island somewhere when I just can't take it anymore.
Jesus man, you know you can live a little bit right?
 
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Yeah, it's a one off for sure. There's little exuberance at big tech companies.

You're such a hyperpartisan hack that you disparage your own kind (MDs) in an attempt to desperately defend the accomplishments of tech bros (also Bernie bros!) whose job function basically exists to pollute the internet and smart phones by harvesting data and targeting ads. And they were making huge $$$ for this. Yeah, real huge value to society they are.
Lol, I love how you throw around “hyperpartisan” when every position you’ve espoused on literally anything in this subforum has been eminently predictable and one-sided.

And I know you’d like to continue lying here like you did in the other thread, but I didn’t disparage MDs. Maybe in your Dunning-Kruger addled brain you’re unable to comprehend that one can defend one group without it necessarily taking anything away from another.

Also, I don’t have any particular love for finance bros or tech bros or whoever else, but that doesn’t mean I’m unwilling to point out that one is kind of a sociopath if one takes glee in seeing highly educated young people seeking good jobs fail.
 
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You write that as if you have been going from high school to high school around the nation and secretly sitting in on social studies classes.

I’ve been a high school teacher. Have you?

I have 3 close family members that current teach at public high schools and the things they tell me that are pushed by leadership fits this well. If you don’t buy it, you stay quiet or suffer the consequences. Sure, not a randomized study but is there one?

You can continue to believe that certain political beliefs are not being pushed in schools though - that’s your prerogative.
 
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Lol, I love how you throw around “hyperpartisan” when every position you’ve espoused on literally anything in this subforum has been eminently predictable and one-sided.

And I know you’d like to continue lying here like you did in the other thread, but I didn’t disparage MDs. Maybe in your Dunning-Kruger addled brain you’re unable to comprehend that one can defend one group without it necessarily taking anything away from another.

Also, I don’t have any particular love for finance bros or tech bros or whoever else, but that doesn’t mean I’m unwilling to point out that one is kind of a sociopath if one takes glee in seeing highly educated young people seeking good jobs fail.

Show me where the moderate touched you, bro.

You have no idea what the far right, or even mainstream right is. Come down to my deep red state and I'll show you. You're so engulfed in deep blue like the morbidly obese diabetic at McDonald's who orders a supersized sweet tea and requests 30 extra sugar packs that it warps the idea of what normally sweetened tea is.

This is what I get for being bored and clicking on the "show ignored content" button...
 
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Jesus man, you know you can live a little bit right?

I go to Vegas a few times a year and try to make up for it :giggle:

But it's frustrating when my cheap ass is trying to stretch $300 for a few hours at craps and the same 200k income dual 80k truck lease guy comes up and throws down 3k on the table and gets way better comps than I do, then try to explain how I'm being dumb by not gambling more because they get it all back in comps!
 
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Ha, maybe one day you’ll discover words have meaning.
You have no idea what the far right, or even mainstream right is. Come down to my deep red state and I'll show you. You're so engulfed in deep blue like the morbidly obese diabetic at McDonald's who orders a supersized sweet tea and requests 30 extra sugar packs that it warps the idea of what normally sweetened tea is.

This is what I get for being bored and clicking on the "show ignored content" button...
Im from Appalachia and live in the Deep South. Both my father and my in laws are proud trump voters. But carry on with your never ending string of falsehoods and idiotic assumptions.
 
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Both my father and my in laws are proud trump voters. But carry on with your never ending string of falsehoods and idiotic assumptions.

I can’t imagine the conversations you get into around the dinner table! Or do you bite your tongue in real life?
 
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I can’t imagine the conversations you get into around the dinner table! Or do you bite your tongue in real life?
Oh yeah, my in laws are the nicest people in the world but we avoid talking politics or religion whenever possible. They live too close and watch my kid too often to go down that cesspool of a rabbit hole.

Hell, at the Christmas party I even let my wife’s cousin’s loud, drunk proclamations about how “JANET YELLEN IS A COMMUNIST” go.

(I think she meant Jerome Powell )
 
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Show me where the moderate touched you, bro.

You have no idea what the far right, or even mainstream right is. Come down to my deep red state and I'll show you. You're so engulfed in deep blue like the morbidly obese diabetic at McDonald's who orders a supersized sweet tea and requests 30 extra sugar packs that it warps the idea of what normally sweetened tea is.

This is what I get for being bored and clicking on the "show ignored content" button...
You’re confusing vector with me… I’m so blue, they call me papa Smurf and I got the biggest blue balls!
 
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Ha, maybe one day you’ll discover words have meaning.

Im from Appalachia and live in the Deep South. Both my father and my in laws are proud trump voters. But carry on with your never ending string of falsehoods and idiotic assumptions.

You sure burned me. You're anonymous so (1) there's no way I can know that, (2) it wouldn't matter anyway as there are of course even people where I am like you too, so I know they exist, and (3) they are miserable because they are consumed with constant hatred of everyone around them.

You should move to Portland. I'm sure you would fit in better. I said this to my ex-colleague who was unable to make friends when he moved to a very rural part of Nebraksa and esposued far left nonsense constantly to the point of holding "F*ck Trump" signs outside the local banquet hall when the district's congressman came to speak.
Of course, we know why you and he won't move to Portland and both prefer to be where you are despite being surrounded by deplorables (supposedly).
 
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You’re confusing vector with me… I’m so blue, they call me papa Smurf and I got the biggest blue balls!

Yeah, but you are cool and have a sense of humor. I can't imagine living in vector's head and trying to pigeon-hole everyone into a group of "Hitler" or "Not Hitler"
 
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You sure burned me. You're anonymous so (1) there's no way I can know that, (2) it wouldn't matter anyway as there are of course even people where I am like you too, so I know they exist, and (3) they are miserable because they are consumed with constant hatred of everyone around them.

You should move to Portland. I'm sure you would fit in better. I said this to my ex-colleague who was unable to make friends when he moved to a very rural part of Nebraksa and esposued far left nonsense constantly to the point of holding "F*ck Trump" signs outside the local banquet hall when the district's congressman came to speak.
Of course, we know why you and he won't move to Portland and both prefer to be where you are despite being surrounded by deplorables (supposedly)

Ah yes, the old “Even if I’m wrong it doesn’t matter anyway” line. Followed by more false assumptions about all the liberals around you who you hate. Lol.

Do yourself a favor. Go read what the Dunning Kruger effect is, and then realize that in almost every topic you bring up you’re near the peak of Mount Stupid in part due to your belligerent arrogance about everything. Stop lying so much and putting words into the mouths of posters you disagree with. And finally, engage in some research about your political and economic beliefs and maybe, just maybe you’ll come to the conclusion that you don’t just get to declare yourself a “moderate” by Moonbeam fiat.
 
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And it's why our economy is going to absolutely crater next year. People who earn 150k won't stop taking out 80k loans on new trucks and living paycheck-to-paycheck to pay for all their stuff until they are forced to, then they can't pay their loans back, and boom we get our cyclical 15 year economic dump with mass layoffs, forced home sales, and general misery, then the cycle repeats.
To your point, I believe that this is where the government will come along with "stimulus", "credits", "universal basic income " or some other way to appease the masses and it will spiral from there. Another step towards socialism and complete dependence.

Btw: regarding ur lifestyle...must be my brother from another mother (although I'd bet I've got ya beat 👊).
 
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To your point, I believe that this is where the government will come along with "stimulus", "credits", "universal basic income " or some other way to appease the masses and it will spiral from there. Another step towards socialism and complete dependence.

Btw: regarding ur lifestyle...must be my brother from another mother (although I'd bet I've got ya beat 👊).
Of course they will. There will be a crisis, emergency all-hands-on-deck meeting, and a great solution of money printing to bail everyone out will emerge, interest rates will plummet, stocks will surge, the US dollar will become more impotent, and the national debt will double over again. The question is whether the next round of good times will last until we can retire and leave the country or die if we choose to remain. One generation is going to get screwed when the music finally stops and money printing no longer can fix it, and I hope it's not mine, but I'm not confident it won't be.
 
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you don’t just get to declare yourself a “moderate” by Moonbeam fiat.

It's hilarious this triggers you so much. You actually think I care whether you believe I am moderate or not. You might want to think about why people like me not identifying with the far right is so threatening to you. You won't of course.

And it's rich coming from a far left ultraprogressive like yourself who believes people can declare themselves to be far more absurd things and demand others accept objectively false realities.

Happy new year. Back to ignore.
 
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It's hilarious this triggers you so much. You actually think I care whether you believe I am moderate or not. You might want to think about why people like me not identifying with the far right is so threatening to you. You won't of course.

And it's rich coming from a far left ultraprogressive like yourself who believes people can declare themselves to be far more absurd things and demand others accept objectively false realities.

Happy new year. Back to ignore.

You don't actually care about being moderate. Because you're not. You just call yourself moderate because you're a lying gaslighter and you think that it'll help you appear more reasonable.

Except you're so arrogant and think everyone is so stupid that they werent going to realize that literally. every. single. position you've taken since you've opened your pie hole here is some Randian, evil Fed, Ukraine are thugs, abortion is murder, let's fight the wokes, cliche alt right BS tagline cribbed from whatever other alt right trolls you follow online.

Please. Crawl off Mount Stupid. For all our sakes.
 
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You don't actually care about being moderate. Because you're not. You just call yourself moderate because you're a lying gaslighter and you think that it'll help you appear more reasonable.

Except you're so arrogant and think everyone is so stupid that they werent going to realize that literally. every. single. position you've taken since you've opened your pie hole here is some Randian, evil Fed, Ukraine are thugs, abortion is murder, let's fight the wokes, cliche alt right BS tagline cribbed from whatever other alt right trolls you follow online.

Please. Crawl off Mount Stupid. For all our sakes.
That thing where you put periods after every word for emphasis…very cool. Almost as cool as saying “full stop.”
Your insult game is top notch as well. Mount Stupid? Pretty awesome.
 
That thing where you put periods after every word for emphasis…very cool. Almost as cool as saying “full stop.”
Your insult game is top notch as well. Mount Stupid? Pretty awesome.
Sigh, and just like in the other thread you conveniently ignore accusations of strawmen or name-calling, but only from those you agree with.

Takes a little bite out of your pleas for civility, don't ya think?
 
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Oh yeah, my in laws are the nicest people in the world but we avoid talking politics or religion whenever possible. They live too close and watch my kid too often to go down that cesspool of a rabbit hole.

Hell, at the Christmas party I even let my wife’s cousin’s loud, drunk proclamations about how “JANET YELLEN IS A COMMUNIST” go.

(I think she meant Jerome Powell )


Very wise to abstain from political discussions with your own family and save it for anonymous strangers on SDN. I do the same. I love my brother regardless of his politics.
 
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