yep...you'll make a lot less then ur classmates those 3,4,or 5 yrs you serve. But even after you come out....You'll have just as much, if not more experience, you can stay in the reserves to work towards that pension, you can actually save up a nice amount of $$ w/ the military, plus...after you come out...you will be worth much more than someone fresh out of dschool, and they'll still be sitting on probably 6 figure student loans at that time..and if you go into someones practice they'll love the fact you have so much experience. It's all good in my book if you ask me.