As I feel like the conversation is going nowhere productive, I do want to chime in with some thoughts. Can people make money in psychology or most healthcare professions? Yes. Is it easy? Not nearly as easy as it used to be. If one wants to spend a decade struggling through school and then spend another decade bootstrapping a small business, one can still do well. However, if one wants the straight forward path of going to professional school and getting a good paying job once you jump through the predetermined hoops, healthcare is offering a lot less of that. Being a physician still pays well enough right now. Nursing probably has the best bang for the buck. The rest of us face this reality. This goes for things like pharmacy, optometry, physical therapy, and other health professions as well.
Now, many that come here asking about unfunded programs are looking for the path of least resistance (I don't want to move, I don't want to do research, I can't compete with others for funded programs). Are these the type of people that will choose to forgo the path of least resistance once graduated and bootstrap a business or are they more likely to want a job and to start their family, professional lives, etc? Each applicant can answer the question for themselves, but I do think we need to balance expectations in both directions about what it really takes.