chriseli

Mom. Wife. Neo-to-be.
15+ Year Member
Jan 5, 2004
118
0
35
Chicago, IL
Status
Fellow [Any Field]
Currently HPSP, will be active duty in 1.5 month's time how should I sign up for USAA...as a reservist inactive or active duty...or some other way I haven't mentioned?!?
 

elderjack21

10+ Year Member
Jan 4, 2006
1,033
0
Status
Resident [Any Field]
Currently HPSP, will be active duty in 1.5 month's time how should I sign up for USAA...as a reservist inactive or active duty...or some other way I haven't mentioned?!?
You should be able to sign up now. The benefits of USAA are not dependant on whether you are IRR, Reserve, Retired, family, or active, so you should sign up now.

USAA is awesome.
 

chillin691

Living the dream...
10+ Year Member
7+ Year Member
Nov 4, 2006
30
0
Status
Attending Physician
Currently HPSP, will be active duty in 1.5 month's time how should I sign up for USAA...as a reservist inactive or active duty...or some other way I haven't mentioned?!?
without question... YES!!!

get their insurance, get the 25K loan @ 2%, get it all
 
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colbgw02

Delightfully Tacky
10+ Year Member
Dec 9, 2004
4,508
2,707
By the guy with the thing at the place
Status
Attending Physician
I actually think some of the benefits do depend on your status. I've been a USAA member as a dependent, cadet, reserve officer, and now active duty officer, and they told me that my car insurance rates would be lower on active duty. Also, I think that some of their loan rates go down on active duty.

Technically, you should be joining as a member of the ready reserve. But I don't know how closely USAA checks up on that sort of thing. In case you don't join as active duty, make sure you update your status and rank when you are.
 

SSGAmeddRcr

10+ Year Member
Apr 28, 2008
33
0
Status
Non-Student
USAA is invaluable!!!
Car loan rates
Auto insurance
Home loan rates
checking/saving/investment accounts!
 

BomberDoc

ex-BomberDoc
10+ Year Member
Oct 22, 2006
557
1
rectum, damn near killed 'em
Status
Resident [Any Field]
USAA rocks. They have a great variety of services and understand the peculiar nuances that come with being in the military, deploying, moving, etc. Highly recommended.
 

RDC12304

10+ Year Member
Apr 2, 2008
40
0
Status
Resident [Any Field]
When I spoke with someone at USAA today they said that officers in IRR were not eligible to join until after having been on active duty (and then their returning to IRR didnt matter). Is this correct?
 

NJEMT1

Member
10+ Year Member
15+ Year Member
Aug 22, 2002
133
0
Visit site
Status
Attending Physician
When I spoke with someone at USAA today they said that officers in IRR were not eligible to join until after having been on active duty (and then their returning to IRR didnt matter). Is this correct?
If you are a current HPSP member then you can join. They have this scholarship down as being eligible on some kind of list they keep of eligible programs/scholarshups. You may just have to ask them to look it up.
 

RugbyJC

Junior Member
10+ Year Member
5+ Year Member
Jun 15, 2006
276
0
Status
Resident [Any Field]
When I spoke with someone at USAA today they said that officers in IRR were not eligible to join until after having been on active duty (and then their returning to IRR didnt matter). Is this correct?
no. this is false. you can sign up as soon as you sign.
 

|2idicu|ous

Dismembered Tennessean
10+ Year Member
Sep 13, 2006
113
0
"Erf"
Status
Medical Student
i read in another thread that USAA has some savings accounts with yields up to 5.22%. but i don't see that on their website. the website says this:

---------------------------------------------
USAA Performance First® Savings
Daily Balance Annual Percentage Yield (APY)
Up to $9,999 2.19%
$10,000 - $24,999 2.23%
$25,000 - $49,999 2.39%
$50,000 and above 2.49%

Annual Percentage Yield (APY) applies for deposits received by 05/08/2008.
Minimum initial deposit is $10,000.
---------------------------------------------------------

have they stopped offering that high APY?
 

colbgw02

Delightfully Tacky
10+ Year Member
Dec 9, 2004
4,508
2,707
By the guy with the thing at the place
Status
Attending Physician
i read in another thread that USAA has some savings accounts with yields up to 5.22%. but i don't see that on their website. the website says this:

---------------------------------------------
USAA Performance First® Savings
Daily Balance Annual Percentage Yield (APY)
Up to $9,999 2.19%
$10,000 - $24,999 2.23%
$25,000 - $49,999 2.39%
$50,000 and above 2.49%

Annual Percentage Yield (APY) applies for deposits received by 05/08/2008.
Minimum initial deposit is $10,000.
---------------------------------------------------------

have they stopped offering that high APY?
Yes, they changed their rates within the last few months in response to the federal reserve's cuts. Their current rates are still competitive, but obviously they're no where near what they used to be. BTW, I think 5.22% was only for the $50K and above account balance. A rate closer to 4.9% or 5.0% was more accurate.
 
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