It took me all of 2 hours to put in the transcripts. If you pay for it, it'll take longer before they have it complete because SOMEONE has to do what you can do manually. This could delay your application by a week or more. If your time is worth more than $32.5/hour then pay for it to be done and just work that amount of time 😛 Otherwise, just fill it out. Schools wont see that it was used if you do use it though.