- Joined
- Jan 10, 2018
- Messages
- 34
- Reaction score
- 4
I'm a long time listener and a first time caller...
Just a little context, I'm applying to med school this cycle and will be 30 when classes start. I'm prior military with 5 years enlisted AD and because of that I'm strongly considering USUHS. I'm well aware of the down falls of military medicine however I cannot imagine that the suffering would be any worse than what I already experienced. My wife and I are good with the military lifestyle (both prior service). I know I will ultimately make less, however with my prior service the overall financial gap closes a bit. I'd be in the ball park of $81,000/yr as a student (Bethesda), $85,000-100,000ish as an intern/GMO, and $113,000 as a resident (San Diego). The locations are hypothetical but I'm guessing realistic.
I recognize that by going into milmed I will not be practicing conventional medicine, but rather military medicine. I'm interested in PHS (possibly) but more so the Navy as I would love to be amongst Marines again and serve them. Also I'll add that I'm well aware of the GMO aspect of things.
With that said: I know many of you have big problems with milmed but despite those grievances, is there a residency that you wished you did or that you feel would have made the profession enjoyable or at least more bearable? I'll quickly say that I know it's a long way off and I'm not "planning" to go do whatever you say. I'm mostly curious if you could have seen yourself enjoying a particular area of military medicine "if you did things differently". I would also love to hear from anyone that went into a field that they enjoyed. Because I'm a non-traditional student I appreciate school so much more and have loved everything I've learned to include biochem, physiology, pharma, anatomy, etc... I've also done 36 hours of shadowing (EM, ENT, PEDS) so far and liked practically everything. I'm very open minded and can honestly see myself enjoying many things.
I am ultimately considering the military because I know the massive sacrifices they make (as I was once in their shoes) and I whole heartedly believe they need good docs too. With that said I'm not naive enough to think that the monetary aspects don't matter. As we all know USUHS pays better early in the game. I would make more than most with my prior service pay and I would absolutely make it a career to take advantage of the pension and insurance. I also know that to make the most out of it I would need to be maxing out TSP contributions and seeking income tax-free state residency. I've also thought that it would only be wise for us to buy homes on an aggressive 15 year mortgage to minimize losses to mortgage interest and to retain BAH as equity (I know there will be times where living on base is better). To wrap up my post I will say that a big reason that the USUHS "early money" is appealing is that through my undergrad my wife and I have been comfortable but we live within a tight budget and I feel as though I would have a lot of relief from the financial stressors while at USUHS. Pinching pennies is getting old and I am not looking forward to another 6-9 years of it. We have two kids that will be 3.5 and 1.5 years when classes start. My wife is amazingly supportive but I fear that she will be stuck in a small apartment/old home with two kids because we couldn't afford for her to do anything (via the conventional civilian route of borrowing money). Additionally, we both have come from humble means and have zero financial support from family and with the crack downs on Cost of Attendance there doesn't seem to be very much wiggle room in terms of borrowing a little extra. I know the military is hard enough on a family and marriage but I've seen many that do well because they actively work to strengthen them and nurture those relationships. I know I've left a novel here, but I've seen lots of first time posters get eaten alive so I wanted to be thorough to get the most meaningful responses.
Knowing what you know now, if you were in my shoes is there a path in (navy) military medicine that could have been worth it to you? Also, is there anything I'm missing or information I have wrong?
Thanks in advance. I hope to hear from many of you.
*For my own reasons I'm not interested in HPSP and of course I'm applying to other schools. I also have not listed my pre-med "stats" but I consider myself a very competitive candidate. I feel as though I have the drive and work ethic to match into competitive residencies as long as I keep it up.
Just a little context, I'm applying to med school this cycle and will be 30 when classes start. I'm prior military with 5 years enlisted AD and because of that I'm strongly considering USUHS. I'm well aware of the down falls of military medicine however I cannot imagine that the suffering would be any worse than what I already experienced. My wife and I are good with the military lifestyle (both prior service). I know I will ultimately make less, however with my prior service the overall financial gap closes a bit. I'd be in the ball park of $81,000/yr as a student (Bethesda), $85,000-100,000ish as an intern/GMO, and $113,000 as a resident (San Diego). The locations are hypothetical but I'm guessing realistic.
I recognize that by going into milmed I will not be practicing conventional medicine, but rather military medicine. I'm interested in PHS (possibly) but more so the Navy as I would love to be amongst Marines again and serve them. Also I'll add that I'm well aware of the GMO aspect of things.
With that said: I know many of you have big problems with milmed but despite those grievances, is there a residency that you wished you did or that you feel would have made the profession enjoyable or at least more bearable? I'll quickly say that I know it's a long way off and I'm not "planning" to go do whatever you say. I'm mostly curious if you could have seen yourself enjoying a particular area of military medicine "if you did things differently". I would also love to hear from anyone that went into a field that they enjoyed. Because I'm a non-traditional student I appreciate school so much more and have loved everything I've learned to include biochem, physiology, pharma, anatomy, etc... I've also done 36 hours of shadowing (EM, ENT, PEDS) so far and liked practically everything. I'm very open minded and can honestly see myself enjoying many things.
I am ultimately considering the military because I know the massive sacrifices they make (as I was once in their shoes) and I whole heartedly believe they need good docs too. With that said I'm not naive enough to think that the monetary aspects don't matter. As we all know USUHS pays better early in the game. I would make more than most with my prior service pay and I would absolutely make it a career to take advantage of the pension and insurance. I also know that to make the most out of it I would need to be maxing out TSP contributions and seeking income tax-free state residency. I've also thought that it would only be wise for us to buy homes on an aggressive 15 year mortgage to minimize losses to mortgage interest and to retain BAH as equity (I know there will be times where living on base is better). To wrap up my post I will say that a big reason that the USUHS "early money" is appealing is that through my undergrad my wife and I have been comfortable but we live within a tight budget and I feel as though I would have a lot of relief from the financial stressors while at USUHS. Pinching pennies is getting old and I am not looking forward to another 6-9 years of it. We have two kids that will be 3.5 and 1.5 years when classes start. My wife is amazingly supportive but I fear that she will be stuck in a small apartment/old home with two kids because we couldn't afford for her to do anything (via the conventional civilian route of borrowing money). Additionally, we both have come from humble means and have zero financial support from family and with the crack downs on Cost of Attendance there doesn't seem to be very much wiggle room in terms of borrowing a little extra. I know the military is hard enough on a family and marriage but I've seen many that do well because they actively work to strengthen them and nurture those relationships. I know I've left a novel here, but I've seen lots of first time posters get eaten alive so I wanted to be thorough to get the most meaningful responses.
Knowing what you know now, if you were in my shoes is there a path in (navy) military medicine that could have been worth it to you? Also, is there anything I'm missing or information I have wrong?
Thanks in advance. I hope to hear from many of you.
*For my own reasons I'm not interested in HPSP and of course I'm applying to other schools. I also have not listed my pre-med "stats" but I consider myself a very competitive candidate. I feel as though I have the drive and work ethic to match into competitive residencies as long as I keep it up.