- Joined
- Jul 22, 2024
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Diddy acquitted on most serious of charges.
Ugly stuff. Doesn’t ESRD qualify you as disabled and therefore you can go on Medicare? I’m surprised there’s 300,000 dialysis patients on Medicaid if that’s the case so maybe I’m mistaken.
Even the complete repeal of the 1934 NFA, which I'm in favor of, wouldn't be a big enough bribe to get me to support this ridiculous bill.On the bright side, the bill eliminates the $200 registration fee for silencers, short barreled rifles, and short barreled shotguns. So if you're looking at saving some long term costs, the GOP is giving you an out.
Narrator: They didn't and lost the 2026 elections too.Trump won low income voters in part by promising to reduce the cost of living. Medicaid cuts (and cuts to nutritional support programs) will almost certainly increase costs for that segment of the population.
It will be interesting to see how loyal that contingent remains, but Democrats should be hammering on this point day and night.
Why are you so against the bill? when you will somewhat benefit from it.The BBB is adding a $35 copay for medicaid patients per treatment for dialysis. So an additional ~$105/wk to stay alive (~$5k/yr).
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Big Beautiful Bill is Downright Ugly for Kidney Patients
www.kidney.org
On the bright side, the bill eliminates the $200 registration fee for silencers, short barreled rifles, and short barreled shotguns. So if you're looking at saving some long term costs, the GOP is giving you an out.
Why are you so against the bill? when you will somewhat benefit from it.
The bill is kind of a wealth transfer from the bottom 70% to the top 5% with the top 1% being the primary beneficiary.
Time to start buying investment properties since market will be flooded with cheap money, and interest rate will go down.
Why are you so against the bill? when you will somewhat benefit from it.
The bill is kind of a wealth transfer from the bottom 70% to the top 5% with the top 1% being the primary beneficiary.
Time to start buying investment properties since market will be flooded with cheap money, and interest rate will go down.
Empathy?
I suppose I could rationalize some long term self interested concern though as well. Countries with worse inequality tend to be worse places to live or something.
Why are you so against the bill? when you will somewhat benefit from it.
The bill is kind of a wealth transfer from the bottom 70% to the top 5% with the top 1% being the primary beneficiary.
Time to start buying investment properties since market will be flooded with cheap money, and interest rate will go down.
I thought you had a religious background given your abortion opposition. Does that only extend to that issue? You seriously want to build a real estate empire on the backs of hospitalized emergent dialysis patients having to sell off their homes and become homeless because they couldn't afford to stay alive? I know a lot of the right members here feel that way.Why are you so against the bill? when you will somewhat benefit from it.
The bill is kind of a wealth transfer from the bottom 70% to the top 5% with the top 1% being the primary beneficiary.
Time to start buying investment properties since market will be flooded with cheap money, and interest rate will go down.
The pro lifers are notorious for that. They are only pro birth. Once the kid is born, they cut their food stamps, eliminate free school lunches and gut their medicaid.I thought you had a religious background given your abortion opposition. Does that only extend to that issue? You seriously want to build a real estate empire on the backs of hospitalized emergent dialysis patients having to sell off their homes and become homeless because they couldn't afford to stay alive? I know a lot of the right members here feel that way.
I think most of the strict pro life people have the image in their heads, realistic or not, that people work their jobs, get married, stay married, and take care of the children they have. It's a shame that these ideas are not the norm in most people's decision making.The pro lifers are notorious for that. They are only pro birth. Once the kid is born, they cut their food stamps, eliminate free school lunches and gut their medicaid.
And if the kid is a child of an immigrant, they separate them and deport them after keeping them in a jail cell.
And the poor? Same. Cut their medicaid, food stamps
If you have read some of my posts, you would have seen that I said if I was voting on economic issues, I would always vote for democrats. I just think they are better than republicans in taking care of the less fortunate although I believe a lot people abuse the system.I thought you had a religious background given your abortion opposition. Does that only extend to that issue? You seriously want to build a real estate empire on the backs of hospitalized emergent dialysis patients having to sell off their homes and become homeless because they couldn't afford to stay alive? I know a lot of the right members here feel that way.
The term is “anti-choice,” not pro life.The pro lifers are notorious for that. They are only pro birth. Once the kid is born, they cut their food stamps, eliminate free school lunches and gut their medicaid.
Guessing there were other marital issues, right? Like, what better way to have a clean exit than for your spouse to get deported. He seems pretty chill about it.When you love Trump more than you love your wife 😂. Who still has flags up?
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California husband says he'll continue to support MAGA movement after wife taken into federal custody
An Iranian woman in Diamond Bar, who supports President Trump, was detained by federal agents due to immigration issues stemming from a past conviction.www.foxla.com
Guessing there were other marital issues, right? Like, what better way to have a clean exit than for your spouse to get deported. He seems pretty chill about it.
OBBB changes to federal student loans:
- Fewer students will qualify for Pell grants, eliminating part-time student access to these grants.
- Eliminates graduate plus loans altogether and caps unsubsidized loans at 100k, meaning if you want to attend med school and you can't afford it (and med schools aren't going to reduce tuition by a significant amount) you're going to have to take out private loans at higher interest rates.
Or just reduce opportunities for people who can't self fund it. The right seems to have this magical thinking that just because they think something should cost less that choking money out of it will make that happen. Have yet to see this happen for anything serious, it either just becomes less available or dies.Good.
This will reduce abuse of federal student loans and prevent exhobitant borrowing to attend expensive schools to major in nonsense degree programs.
Good.
This will reduce abuse of federal student loans and prevent exhobitant borrowing to attend expensive schools to major in nonsense degree programs.
What are you referring to by "abuse of federal student loans"? Like fake students?
There will still be exorbitant borrowing, especially among poorer students, it will just be private loans from banks. Maybe schools will lower tuition (or stabilize it) to some extent, but I'm skeptical.
I think we're just going to see fewer people going to college in general, especially poorer people. Which doesn't seem good to me.
What are you referring to by "abuse of federal student loans"? Like fake students?
There will still be exorbitant borrowing, especially among poorer students, it will just be private loans from banks. Maybe schools will lower tuition (or stabilize it) to some extent, but I'm skeptical.
I think we're just going to see fewer people going to college in general, especially poorer people. Which doesn't seem good to me.
Abuse is taking out a large amount of loans knowing you have no intention of paying them back, or that "it will just be forgiven."
That's on them. No one is forcing anyone to take out private loans. Cost of instate public school is very affordable. Not everyone needs to go to college. Trade schools are an option and likely would lead to greater financial success for most people than majoring in marketing or whatever.
Well... that didn't happen did it. I was never a big proponent of student loan forgiveness outside of PSLF myself.
I think it's fine to point to individual students who have had a tough time with repayment and say that's on them. I think you run into more problems when you generalize out into picking on specific majors, and I think marketing majors don't do that bad.
I was primarily talking about the broader societal implications associated with these policy decisions. Having fewer people in college in general reduces your labor pool of smart people to do smart jobs, reduces economic growth, lots of negative externalities associated with this.
Lots of these "smart jobs" will be done by AI.
Many functions do not require a college degree. "More educated" does not necessarily mean "better".
I don't think we will lose anyone who is talented because of this. In the modern age, cream rises to the top far more easily in every industry, and great students always have gotten merit scholarships, especially poor students who do well.Well... that didn't happen did it. I was never a big proponent of student loan forgiveness outside of PSLF myself.
I think it's fine to point to individual students who have had a tough time with repayment and say that's on them. I think you run into more problems when you generalize out into picking on specific majors, and I think marketing majors don't do that bad.
I was primarily talking about the broader societal implications associated with these policy decisions. Having fewer people in college in general reduces your labor pool of smart people to do smart jobs, reduces economic growth, lots of negative externalities associated with this.
Only if you get a degree. "Some college," which encompasses a large number of people with big student debt, is a catastrophic place to be when it comes to one's financial health.More educated usually translates to higher paying, but I can agree that higher paying doesn't always translate to better.
I guess we can just say AI will solve the problem and not worry about it. But that's not what China is doing, they've caught up to us in terms of overall college enrollment rate (~60%). Limiting Pell grant access will affect poor students.
I think students are still going to go to med school, we're just making it more expensive by forcing them to take out private loans. There is definitely going to be more pressure on poorer students not to attend as well. Maybe this will have a dampening effect on tuition to some extent, we'll see. (I'm referring to med school here, if that wasn't obvious.)
I don't think we will lose anyone who is talented because of this. In the modern age, cream rises to the top far more easily in every industry, and great students always have gotten merit scholarships, especially poor students who do well.
Only if you get a degree. "Some college," which encompasses a large number of people with big student debt, is a catastrophic place to be when it comes to one's financial health.
I guess I need it explained to me why Pell grants are so necessary when federal and private loans exist and Pell grants are a relatively small amount for each student.The OBBB really doesn't seem like its going to affect undergrad students or their student debt as much as its going to affect graduate students. I tried to make that clear in my initial post, but got sidetracked with the person I was responding to.
Limiting Pell grants will impact poor undergrad students though.
Ibid.
The only thing I would add is that we've bailed out financially worse decisions in this country's history.
I guess I need it explained to me why Pell grants are so necessary when federal and private loans exist and Pell grants are a relatively small amount for each student.
Cover remaining cost of attendance with loans, work study, cheaper school, what am I missing here?
Anything that forces colleges to cut costs is good in my view. With the enrollment cliff this will accelerate that process too. Pretty soon schools will be throwing money at students to attend.
I think the commodification of all these educational institutions is the problem. We all know that a ton of the cost is unnecessary especially the classroom portions of med and law school. More governmental pressure to cut Costs is necessary but this is a start imo.Didn't say they were "necessary". Its also a modest change to Pell grants. It's still a decision by the GOP that negatively affects poorer students. If you want to say "negatively affecting poorer students modestly" is fine, I think that's bad.
I don't think this OBBB will force undergrad schools to cut tuition costs. That seems like wishful thinking. Existing trends outside of the bill might though.
Again, the problems as I see them are mostly with grad school. Med school and law school tuition being substantially paid for by private loans seems... very bad.
I think the commodification of all these educational institutions is the problem. We all know that a ton of the cost is unnecessary especially the classroom portions of med and law school. More governmental pressure to cut Costs is necessary but this is a start imo.
It may work in the form of fewer people being willing to foot the cost of the schools by taking out private loans. I know at these current prices there’s no way I’d attend a non state medical school. I think applications are currently driven up by the government guaranteeing cost of attendance in the form of the predatory grad plus loans.I don't see bill this as doing really anything to reign in tuition costs.
The costs are (probably) going to be born by med students still in the form of bank loans at (probably) higher interest rates.
I think the existing trend of fewer men going to college will likely affect tuition costs more than these changes (as you suggested this is an ongoing trend).
It may work in the form of fewer people being willing to foot the cost of the schools by taking out private loans. I know at these current prices there’s no way I’d attend a non state medical school. I think applications are currently driven up by the government guaranteeing cost of attendance in the form of the predatory grad plus loans.
The higher the prices go the less appealing it becomes as an option for people, rich and poor. Why bother with med school when you could not be 500k in debt and make reasonable money doing something else? If your parents will front the cost just ask them for the 500k to sit in an index fund and do literally whatever you want, knowing that retirement is taken care of perpetually.
At some point colleges and grad schools have to prove their value proposition for the cost. It probably works against regular people going to these schools but the number of people in default on their student debt without the payment freeze would suggest that the value is not there for these institutions.
It seems your main worry is about the delta from previous grad plus loans going to now private loans.I think you're making an argument that this is going to result in fewer doctors/lawyers/grad students more than an argument that this will lower tuition costs, and the students who remain will come from predominantly wealthier backgrounds.
Maybe it will lower med school tuition costs, I don't think it's impossible, but it isn't a direct effect and I'm thinking its much more likely med schools will have their students take out private loans before they lower tuition costs significantly.
"the number of people in default on their student debt without the payment freeze would suggest that the value is not there for these institutions."
- This bill won't really affect that number. There aren't many med students and law students in default are there? At least compared to undergrad debt.
It seems your main worry is about the delta from previous grad plus loans going to now private loans.
What are we really worried about in regards to that? Is the problem that private loans have much higher interest rates, or higher origination fees?
Wealthy people have always been more likely to attend med and grad schools. If the schools really want diverse socioeconomic backgrounds in their classes then they will have to put their money where their mouth is.
They do their best to make the balance of ethnicities resemble the population, I don’t know why this would be any different. They can lower costs or start recruiting low SES students with school based loans and grants.
In any case, it probably shouldn’t be on the taxpayer to provide PSLF and interest subsidies in ever increasing figures as infinitum to physicians and lawyers.
The last bit is mainly that increased borrowing leads to more burden on other people to finance these loans when they’re not paid or to account for unpaid interest that existed during the by repaye and save programs.Yes, I think thats the most costly change to the system. I think reducing access to Pell grants is bad too.
Yes.
Yes, and most agree it's a bad thing to have a society that doesn't work to correct this. Most agree that we should minimize the impact one's family's wealth has in determining one's future station in society. Most people subscribe to this degree of egalitarianism IMO.
Schools should work to correct this too, doesn't mean the government shouldn't help correct this as well.
Sure. We can spitball ways schools can correct this change I suppose. Doesn't negate the fact the law is resulting in changes I disagree with.
This law, as far as I know, didn't impact PSLF as much as it was predicted (if at all). I know they were going to stop dental/medical residents from qualifying for PSLF while they were residents, and I actually would have been OK with that change, but it didn't make it into the final bill as far as I know. But we werent really talking about PSLF.
We do disagree on the merits of changes to the student loan programs but I think a big complaint people had about bidens loan forgiveness push was that people who paid or didn’t use student loans were now getting the short end of things so that relatively high earners could get off easy. I am in that group and i always thought the student loan pause was wrong.
Say what you will about the methods, but the student loan changes and immigration control funding are direct results of the populations desires when voting for Trump. He’s nothing if not very responsive to at least some of the voters requests, with huge benefit to himself and his cronies included in the sausage.
You sound like an ahole who has never met someone outside your country club.That's on them. No one is forcing anyone to take out private loans. Cost of instate public school is very affordable. Not everyone needs to go to college. Trade schools are an option and likely would lead to greater financial success for most people than majoring in marketing or whatever.