Stuff like this DME headache for MCR with sign-up and cost and audits and nonsense is why anyone who plans to practice for awhile
can't plan on the govt plans to be your boon. Again, I have never collected one dime from MCR for DME or DM shoes (I give it free, they cash pay it, or get Rx for DME store).
The pay from govt insurance plans don't really increase. They seesaw a bit on rates but have been
stagnant rates for decades. ( <-- link courtesy of @heybrother a year or two ago)
That means they have effectively decreased
drastically when you consider inflation. That will continue.
(courtesy
@Dermato Fight Club last year ^^^)
Now sadly, most PPOs (and HMO, etc) will also base fee schedules off of the govt plans (MCR mainly). MCR is, and will be, "the standard." That's lame.
So,
what to do about it?
- Go to a place where people are WELL employed. The fee schedules will be better than avg (esp proced). MCR will be there, but less of the pie. MCA will obviously be even less in those areas (mainly just kids, rare poverty/disabled ppl).
- The workers' families will be same insurance. They will pay their medium-sized copays, usually pay their bills when you mail them.
- Network with mainly PCPs who have those well-insured patients. If you bond for refers with ones with mostly MCA, guess what you'll get?
- Offer OTC products and services and cash pay services. Again, in a well-employed area, those will do fine. Some people even will pay cash for that and copays (figure it out).
- Have a reasonable cash-pay fee schedule... I posted mine (and OTC list) a few pages back in this thread. Those patients are great; cash up front and no waiting and no fees (if they pay cash).
- Live cheap, pay your loans, invest/save a LOT, grow your money. Healthcare in general is tough, getting tougher. Tuition is insane. Inflation of everything does not stop... staffing, rent, supplies, utilities, marketing. MCR doesn't increase. Podiatry's saturated. But yeah, you can do well - despite all of that.
On the other end of spectrum, MCA will be more abundant in areas with more un/underemployment. You will logically see more pts for less pay. Not good, but it doesn't end there. People without good/any jobs will very rarely have money for any OTC stuff. They won't usually pay their medical bills... or even their tiny copays. You can even expect theft of office supplies, tougher time finding decent/honest employees, possibly even physical security concerns for the office. Worst of all, more govt insurance opens you to more audits. This is a recipe for burnout, delayed retire, a
much tougher PP situation overall.
Don't start out the career race with a hamstring pull and from a starting line that's further back than it needs to be. Let the supergroup associates or hospital RVU pod or some other PP person who failed the boards see the 350lb Charcot wounds with MCA. Limit the herd of RFC if you like by scheduling them further out (it's sure not urgent) and effectively steering them to other pods in the area. This is your life, your practice, your results, your money. If that sounds "selfish," realize that you will give out toooooons of DME and OTC stuff... and tons of people won't pay their copays or their bill (even surgery)... and you will do curbside consults or professional courtesy visits free of charge. That is your "charity." You are the owner and can do what you want... from free clotrimazole crm to free CAM boot to even free visits sometimes. Feel good about what you do. But you need to draw the line somewhere to take care of yourself, your family, your employees; have standards and do well with your biz. There is
nothing wrong with that.
🙂
Is it to house DME in your PP or to prescribe DME to medicare patients only? Would someone explain> Just trying to learn all the ropes.
You only need the DME license to dispense it MCR, MCR adv plans, MCA (you don't to private insurances).
You can Rx it to any plan.