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Yea he said the same thing to me. Pretty depressing news....
***Sigh***
So uh, in that financial aid seminar letter, it says that you should bring your spouse, parents, etc.
Well, I'm 28 years old and my mother will be coming with me.
She is adamant that I let her come with me, and she will talk to every single one of you guys.
Anyone else bringing their parents or am I the only one?
***Sigh***
So uh, in that financial aid seminar letter, it says that you should bring your spouse, parents, etc.
Well, I'm 28 years old and my mother will be coming with me.
She is adamant that I let her come with me, and she will talk to every single one of you guys.
Anyone else bringing their parents or am I the only one?
Well, I have to force my parents to go. I want my Dad to go to help me understand the finances as well, although he said he'd probably get it in less than 2 hours and want to leave. ha. My Mom said she didn't want to go but would if I wanted her to. Gee, thanks for the support!
Yea he said the same thing to me. Pretty depressing news....
Looks like EDP 09' for me.
Same here. At least AMCAS processed my app in only 5 days this time.
Mine was submitted last night and it is complete today! Talk about a fast turn around!
Cool! Maybe EDP applicants get priority this early. Mine was complete the day after they received my last transcript.
Did you get an automatic secondary like last year? I haven't seen one float by yet and I heard that MCG didn't expect to get the packets from AMCAS until the first of July?
"We expect to begin getting verified applications from AMCAS around the first of July" is what I heard last night from MCG.
Did you get an automatic secondary like last year? I haven't seen one float by yet and I heard that MCG didn't expect to get the packets from AMCAS until the first of July?
"We expect to begin getting verified applications from AMCAS around the first of July" is what I heard last night from MCG.
So, what did those of you who were at the Mercer financial aid seminar Saturday think? Not that I expected you to have any revelations, but it is interesting to see the whole class together for the first time.
It was depressing and exciting at the same time. I didn't want to be reminded that I was going to have to pay back upwards of $250,000. On the other hand, it was exciting to meet some of my future classmates and colleagues.
Why would you have to pay back that much?
Well that is assuming I take out the full ~$60,000 each year plus all the intrest that accrues over my medical training. I think that ends up being around 250,000, but I could be wrong. Do you have a plan for paying less, besides a Country Doc or Military Scholarship?
The students all seemed nice, but I wish I would've met more Savannah students. Also, I hope financial aid has a branch office in Savannah, because it will get really old trying to get everything to Macon.
I was excited, but overwhelmed at the thought of the debt load. I have previous student loans, so I will have approximately 300K when this is over. I looked around the room, and I thought of how much debt potential was sitting there with me.
The students all seemed nice, but I wish I would've met more Savannah students. Also, I hope financial aid has a branch office in Savannah, because it will get really old trying to get everything to Macon.
I met my replacement today, so I'm starting to realize how real this process is. Wow! I didn't realize I would be this anxious.
Guys, chill out for a second.
I'm by no means an expert at this sort of thing, but let's just separate emotion from reality for a minute.
We will have debt by the time we're done with school.
So does everyone else in the country.
Mercer does cost, but look at the cost of admission at every other school in the country. We think we're getting tooled because we're too close to MCG.
We look at MCG like it's the standard around the US, when the fact of the matter is that it's clearly not. Most medical schools are around the mid-thirties just like Mercer.
So, number one, we're not special with regards to tuition costs.
1. We're not paying any more than most medical students around the nation, and statistics even prove this to be true.
Okay, so when the AAMC lady showed us the average salaries for those 7 or 8 specialties, she then broke it down for monthly payments in order to pay off a debt in 10 years.
She was showing us that, even with an internal medicine salary, we can pay that thing off with just 10% of our monthly salary.
Well, why wouldn't you pay like 50% of your monthly salary instead, and be done with this thing faster, thereby reducing the amount of interest accrued?
I mean come on gents, if you're making $15k a month, why in the name of the good Lord would you only pay 10%?
Heck, you could pay 75% each month and still be okay with bills, rent, food, etc.
$15,450 a month minus 75% comes out to your still bringing in over $4k a month.
You'd have that debt payed off in a year.
2. You'll pay off that debt without even realizing the cost when you start practicing.
There are also ways of "gaming" that system too. We can sign up for the graduated payment plan, pay smaller payments at first, then after finishing your residency start paying it off with huge amounts out of your monthly salary such as what I just mentioned above this paragraph. I mean really, do you seriously need to bring in $15k a month in your first year out of med school?
My brother is a real estate guy here in Savannah, and a lot of his friends are local doctors. They all said for him to tell me that the debt is no big deal. They all said that the doctors that have trouble with the debt are people who can't stop spending money.
We also have to remember that when you start practicing, just about every major hospital has loan repayment plans where they'll pay off your loan for you if you agree to work for them.
Basic lifestyle costs can be cut greatly. We are not doctors yet, we don't need filet mignon every night, and we don't need much other than what it takes to get us to and from school every day, and in good health.
I'm personally not even worried about the debt at all. It will get payed off and my life won't be affected by it.
And remember it is not debt it is an investment . Actually I was not too overwhelmed, me and my interviewer had talked at length about the cost of Mercer at my interview and he reassured me that it is not as bad as it seems so I had already stressed and restressed over the cost so it did not come as shocking. I also spent all of last month budgeting and such, because well I suck at finances and really don't want to run out of money in January. On a side note did anyone understand what the national guard was saying? Especially when they said "only 3 years but really 8 years of service," it really did not make sense to me at all.
Yeah, I couldn't sleep very well Saturday night thinking about debt and how much I still had to do before moving to Savannah. I only met 2 others going to Savannah. I wish we could have separated ourselves from the Macon people, but I guess we'll meet everyone once we get there.
GAdoc, what exactly do we do during the week-long orientation? I was thinking orientation would only be a day or two. So I've discovered I'll be moving a day before orientation and wondering how long each day will be. Hopefully, I'll have time to get settled!
Here's a question: I think I remember you being an M1. What are you doing this summer? What are your classmates doing?
Please tell me that you are kidding me about taking a physical fitness assessment.
Please tell me that you are kidding me about taking a group rope course.
Please, please, please tell me that you are kidding me.
Please tell me that you are kidding me about taking a physical fitness assessment.
Please tell me that you are kidding me about taking a group rope course.
Please, please, please tell me that you are kidding me.
Oh no, now I will never be a doctor because I failed orientation
Plus outside activities in August in Georgia is crazy.
I hope MCG's idea of team-building activities involves Call of Duty.
Please tell me that you are kidding me about taking a physical fitness assessment.
Please tell me that you are kidding me about taking a group rope course.
Please, please, please tell me that you are kidding me.
The Nat'l Guard guy made no sense at all to me.
I've already done my 8 years in the military, and I know how all of those scholarships work. What threw me off is that the Navy chick didn't talk about the other scholarships they have.
She should have mentioned the loan repayment option for residency.
I was about to ask the same question.
Okay, please list the events in the physical assessment.
How is aerobic capacity measured?
VO2 test? 1 mile run? 2 mile run? Step test?
1 minute of timed pushups / situps?
Any pullups?
I think someone is worried about passing...haha
Regarding what some of our students are doing, about 1/4 are here doing research.. some in the lab with basic sciences, 3 in the hospital, and some with community medicine/admissions (non lab) type research. There's a one week mission trip to Reynosa Mexico in late July. Otherwise other people are spending time with spouses/family/sig others, or bummin round macon/hometown. After 6 weeks research I'm doing 2 weeks between NY and Lawrenceville Ga (Hometown) .
Events (off the top of my head) - one minute push ups, sit ups, grip strength, BMI, height, weight, cholesterol, vitals, questionaire, blood sugar (?). there were no push ups or VO2 as i remember.
There's no passing/failing just utter embarrassment especially when our health profiles are analyzed later in the year and they just happen to use yours as the anonymous example.
MCG called and offered me an admission this afternoon. I have until tomorrow to decide. I thought I would automatically say, "no, thanks." But, now I can't decide. I just had the fin aid seminar....that didn't help my feelings. Mercer is a great school, and I live in Savannah...so, I really want to stay here. But, MCG does have benefits. I'll let you guys know if someone else may get a call...either MCG or Mercer (savannah campus) will be calling someone else soon.
I did some volunteer work with a bunch of mcg students. It was a mix, some were really nice and helpful while others were stuck up and snobby. Congrats on the addittional acceptance though.