I've accepted that I will be taking out about that much in loans. My stats are low enough that the likelihood of merit aid is low, and it doesn't seem like there's a ton of need based aid for grad students. I do not like the idea of taking on this much debt, but I've also firmly decided on getting my MPH degree, so here we are.
I think there is a lot of value at looking into the job market. Look at the jobs you would want out of school and what the average salary is for those positions. You also have to factor in if you're looking at non profit or government jobs, versus private sector. Once you get a sense of how much you might be making, you can better tell if you are OK with the debt.
