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I completely agree with you regarding the negativity toward grad students who come straight out of undergrad. Not everyone was partying for four years and then suddenly wondered how they were going to get employed and therefore decided to get a master's haha.I'm currently wrapping up undergrad and will be 22 when I matriculate. Applied to programs in the fall but also spent a lot of time/effort/blood/sweat/tears applying for full-time employment at the same time (October-January). I figured I'd cast a very wide net with both--if I got a decent full-time job, I'd consider continuing that for a few years before grad school, especially if financial aid/scholarships are meager. If full-time employment didn't pan out, then I'd hopefully have a decent grad school option. As of right now, I'm going for the latter.
YMMV, but for me, most jobs in public health stipulated a master's degree as a minimum qualification, so I couldn't even get my foot in the door for an interview. Even entry-level research-assistant type jobs at the local health department passed me over for applicants with master's degrees. It was brutal. I'm currently juggling 3 part-time jobs, 2 of which I could have done even without a bachelor's. It's been pretty humbling but I'm glad to go into grad school knowing that it's the right choice for me if I want any opportunities in the future. I have had enough public health experience & education to know that my career goals will require at LEAST a master's degree, if not also a PhD (much) later down the road. So, I figure if I'm going to do it eventually, might as well be now.
Sorry for the very long-winded rambly post, but I'm seeing a little bit of negativity directed toward those applying straight from undergrad and wanted to give my perspective on it.
tl;dr: Master's degree is the new bachelor's, and the current job market is a hellscape where I live.