RANT HERE thread

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I think it depends. This is probably the minority of people, but I do know a small handful of people that got creative (or maybe just smart?) about their repayment approach in the context of PSLF and are set to pay essentially nothing of their initial balance before it's all forgiven. If that still happens. My coworker is doing this and I believe her 120th payment is imminent so I'm very curious to see how it plays out for her
I think the COVID forbearances really made that more possible than before though. If that hadn’t happened, people wouldn’t have been able to go five of their ten years without making any payments; PSLF you still have to be on an income based plan for those 10 years. I’m not denying some people do creative accounting and get their AGI as low as possible to minimize their payments (and they should, that’s no different than utilizing the tax loopholes). I was more referring to the 20-25 yr taxes at the end plans that most vets are using. The whole premise of PSLF is that you get the better perks because you’ve done public service and didn’t take higher paying private jobs. But it’s a good call out that it does vary.
 
Plenty of older vets with minimal or no debt, or younger vets that were/are able to pay OOP for tuition, who absolutely have the 'pay back what you owe, it was your choice' mindset. I see it fairly often in the various DVM Facebook groups.
Oh no I know it’s there and there’s no monolith against it or for it in terms of opinion. I hear it from my own family. I’m just stating it’s beyond me how they support it along with everything else rolled up into the BBB.
The “it’s your choice” and “pay it back” are common adages seen in the entirety of student loan forgiveness, not just vet med. I personally find there is a lot of personal circumstance & privilege that goes into loans and not everyone has the same starting place, and sometimes these opinions could extend some more empathy to individuals who are working with what they have. Idk, I just think there has to be a better way to honor education, ballooning loans, & medical services than what’s in the BBB. 🤷‍♀️
 
Like….HOW much was forgiven in PPP repayment for businesses and politicians but the mere idea of student loan forgiveness makes people (even people with student loans) go rabid with individualistic bootstrap-ism. How much did the kushners get in aid through PPP for their associated businesses that they did NOT pay back?!
I’m not saying throw caution to the wind & don’t consider finances at all in life.
BUT…
Vets supporting the BBB should be equally furious over forgiven PPP loans if “repaying what you owe” with interest is that important to them.

I think those in support of the BBB can also realize there is a double standard that exists.
 
there is a lot of personal circumstance & privilege that goes into loans
this is my biggest sticking point about it. So many people are ignorant to their own luck/circumstance. Yeah you paid it off, did you forget that your parents paid for your undergrad/bought you a car/bought you a house etc etc. some people still mention those things in their success stories and then act like it shouldn't be hard for everyone else to pay their balances OOP in only a few years
 
This is probably the minority of people, but I do know a small handful of people that got creative (or maybe just smart?) about their repayment approach in the context of PSLF and are set to pay essentially nothing of their initial balance before it's all forgiven

If I were to just pay the interest every month for the 20 years and save for the tax bomb, I would likely pay less than the principle tbh. And I bet this gets more and more true (under the current loan structure) the higher your balance. I'd have to make an excel sheet to be sure.
 
Vets supporting the BBB should be equally furious over forgiven PPP loans if “repaying what you owe” with interest is that important to them.

This I also agree with and every person who took out a PPP loan during COVID should have to prove the expenses they used it for and justify the business use. But that's never going to happen with any administration.
 
I've decided that the only more peeving than people on prevet forums asking basic application questions that a few hours of independent research would answer, is when their parents are asking for them.
Every version of "how do I get my child into vet school?" I see makes me want to :bang:
 
I've decided that the only more peeving than people on prevet forums asking basic application questions that a few hours of independent research would answer, is when their parents are asking for them.
Every version of "how do I get my child into vet school?" I see makes me want to :bang:
I've been surprised at how many parents of college-aged kids are doing that! I know we have at least one parent active on here. I mean no offense but the future applicant needs to be the one asking these questions and figuring this stuff out, not the parent. I guess if the child is really young (<16 to me, but subjective) I get a parent wanting to understand more about the path. But after that...

Total aside - this is giving me the best throwback to when the APVMA group had that one parent in it who faked being an advisor for a vet school and was constantly spouting off blatantly wrong info. @battie do you remember that? I actually ended up having that daughter as an extern at one point, it was crazy to connect those dots.
 
I've decided that the only more peeving than people on prevet forums asking basic application questions that a few hours of independent research would answer, is when their parents are asking for them.
Every version of "how do I get my child into vet school?" I see makes me want to :bang:
I understand if parents want to be involved in the application process-nothing makes me happier than seeing a supportive parent-but yes, I really do think the students should be the ones doing the research and digging into the nitty gritty. My parents just threw me into the deep end of college applications and were like, "just figure it out. Good luck!"
 
I've decided that the only more peeving than people on prevet forums asking basic application questions that a few hours of independent research would answer, is when their parents are asking for them.
Every version of "how do I get my child into vet school?" I see makes me want to :bang:
I’ve asked my dad to look up some things before if he had time, but i would die if he posted on my behalf on facebook
 
I've decided that the only more peeving than people on prevet forums asking basic application questions that a few hours of independent research would answer, is when their parents are asking for them.
Every version of "how do I get my child into vet school?" I see makes me want to :bang:

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Funnier when you are non-trad and your mom starts questioning how you are going to dress for the interview.
 
I’ve asked my dad to look up some things before if he had time, but i would die if he posted on my behalf on facebook
And i just got war flashbacks to undergrad when i played in retrospect a terrible april fools joke on him and said there was an issue woth my coursework and i couldnt graduate from my music school and he called the school before i told him i was kidding 😭😭🤦🏻‍♀️
 
I’ve asked my dad to look up some things before if he had time, but i would die if he posted on my behalf on facebook
It's one thing if the parent is asking questions because they're interested in the process and want to support their kid. It's a whole other can of worms if the parent is doing the research for their child and then handing the info to them because the kid couldn't be bothered to.
 
It's one thing if the parent is asking questions because they're interested in the process and want to support their kid. It's a whole other can of worms if the parent is doing the research for their child and then handing the info to them because the kid couldn't be bothered to.
Agreed, especially when there is soooo much information out there if you look
 
And i just got war flashbacks to undergrad when i played in retrospect a terrible april fools joke on him and said there was an issue woth my coursework and i couldnt graduate from my music school and he called the school before i told him i was kidding 😭😭🤦🏻‍♀️
At least where I teach, student information is protected. If they are over 18, they have to give consent for me to tell their parent their grade. I do occasionally have dual enrollment kids which is fun.
 
I've decided that the only more peeving than people on prevet forums asking basic application questions that a few hours of independent research would answer, is when their parents are asking for them.
Every version of "how do I get my child into vet school?" I see makes me want to :bang:
not a parent, but an applicant asked on the subreddit how to “almost 100% guarantee admission” and my jaw was on the floor
 
My parents couldn't figure out facebook 13 years ago even if they had wanted to do this for me lol.
My dad and aunt have made it crystal clear to me that they have no idea how college/admissions/school works and if I have an issue, to just sort it out myself because they probably have less of an idea of how to fix it than I do. I was kind of baffled during my undergrad when I heard about parents contacting professors to ask how their kid can improve their grade.
 
My dad and aunt have made it crystal clear to me that they have no idea how college/admissions/school works and if I have an issue, to just sort it out myself because they probably have less of an idea of how to fix it than I do. I was kind of baffled during my undergrad when I heard about parents contacting professors to ask how their kid can improve their grade.
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*Star Trek's Capt Shaw is an ICON!
 
While I definitely agree that students should handle a lot of it themselves, I will take an active parent who cares over the alternative. The single father my sister used to nanny for (well, now he’s married but that’s beside the point) has twins who are hs seniors. His daughter is class salutatorian and wants to be a nurse, but he is strongly trying to convince her it’s useless and she should just stay on the farm. My sister doesn’t even work for him anymore but she’s helping this former nanny-child navigate scholarships and applying on her own. The dad is even more against the boy twin going to college and is throwing away mail about colleges before they get a chance to read it. And the whole thing is silly because though they are a family of ranchers for generations he has a special needs 23 yr old son who will need assistance when the dad gets to the point he can’t be a caretaker, and having a nurse in the family would be nice monetarily and knowledge wise, even beyond her own wishes to get away from the ranch and her town of 800 people.
 
when their parents are asking for them.
Every version of "how do I get my child into vet school?"

This drives me up a wall. My younger BIL has zero life skills and is absolutely screwed when his parents die. No way is he coming to my house in that scenario

I've been surprised at how many parents of college-aged kids are doing that!

And then they also get pissy when you tell them they're harming their kid by doing so.

ne parent in it who faked being an advisor for a vet school and was constantly spouting off blatantly wrong info

I remember her. And she got banned multiple times, if I remember.

I will take an active parent who cares over the alternative

Again my in laws on multiple levels. Didn't give my husband enough attention and have no coddled the youngest boy way too much. Now my husband has independence issues to the point where for a hot second, he wouldn't make food for me a decent 1/3 of the time. His younger brother has independence issues in the opposite direction; he has no idea how to live independently. Doesn't even do his own laundry
 
Feel ya. FIL finally diagnosed with Autism. Hubby had to parent him his whole life. His meltdowns normally involve "I don't know how to xyz that" e.g he didn't want a burrito for dinner so he said "He didn't know how to eat that."
I've learned a lot about empathy and communication, but it is trying at times.
 
While I definitely agree that students should handle a lot of it themselves, I will take an active parent who cares over the alternative.
This is so sad, but I'm glad your sister can still be a resource and safe adult for them. While I've been on my job hunt I have seen SO MANY ads for nurses. I know there are burnout and low staffing issues like everywhere else in any medical field, but dang it seems like the job security is great. I wouldn't dissuade anyone from following that path, especially someone that might need to help support other family members in the future?? Like could this guy be shooting himself in the foot any more directly?
 
Total aside - this is giving me the best throwback to when the APVMA group had that one parent in it who faked being an advisor for a vet school and was constantly spouting off blatantly wrong info. @battie do you remember that? I actually ended up having that daughter as an extern at one point, it was crazy to connect those dots.
Oh I ABSOLUTELY remember her. Pooh bear profile photo? I think she said she was a pre-vet advisor vs actual vet school advisor iirc
 
I've been surprised at how many parents of college-aged kids are doing that! I know we have at least one parent active on here. I mean no offense but the future applicant needs to be the one asking these questions and figuring this stuff out, not the parent. I guess if the child is really young (<16 to me, but subjective) I get a parent wanting to understand more about the path. But after that...

Total aside - this is giving me the best throwback to when the APVMA group had that one parent in it who faked being an advisor for a vet school and was constantly spouting off blatantly wrong info. @battie do you remember that? I actually ended up having that daughter as an extern at one point, it was crazy to connect those dots.
I REMEMBER THAT LADY
 
And i just got war flashbacks to undergrad when i played in retrospect a terrible april fools joke on him and said there was an issue woth my coursework and i couldnt graduate from my music school and he called the school before i told him i was kidding 😭😭🤦🏻‍♀️
What instrument do you play?!
 
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