I wouldn't wait because if you add a year of wait time to the 3 years you won't be graduating until 4 years from now and that will be a year lost working and earning money as an OT. Also there is no guarantee you will be accepted to NYIT, I do know people that got rejected. I would also want to avoid the stress and expense of applying again. My daughter said there are students that commute from Queens. When you are doing field work 1 you will only have class 2 days a week. Also, looking at the tuition alone you could dorm at Stony Brook if you want and it would still be cheaper than NYIT. Some students do dorm for the first year and then commute when they are doing more fieldwork. My daughter commutes an hour to Stony Brook, you get used to it. Let me know if you have any questions, I know it is a very stressful time.