The Investment Thread (stocks, bonds, real estate, retirement, just not gold)

Pharm.C.

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This is why you guys have to stop gambling your life savings in the stock market. Watch as Tesla goes bankrupt in three years and all the "investors" who are saying Tesla is guaranteed to be the dominant car manufacturer in the world will go down in flames with them. You don't buy individual stocks. You don't gamble. You diversify which mathematically a better decision 100% of the time with ZERO EXCEPTIONS. I don't care how certain you are.

 

mentos

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This is why you guys have to stop gambling your life savings in the stock market. Watch as Tesla goes bankrupt in three years and all the "investors" who are saying Tesla is guaranteed to be the dominant car manufacturer in the world will go down in flames with them. You don't buy individual stocks. You don't gamble. You diversify which mathematically a better decision 100% of the time with ZERO EXCEPTIONS. I don't care how certain you are.

No one here is gambling their life away. The majority max out retirement accounts with index funds and buy individual stocks in their play accounts.
 

FitDMD

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This is why you guys have to stop gambling your life savings in the stock market. Watch as Tesla goes bankrupt in three years and all the "investors" who are saying Tesla is guaranteed to be the dominant car manufacturer in the world will go down in flames with them. You don't buy individual stocks. You don't gamble. You diversify which mathematically a better decision 100% of the time with ZERO EXCEPTIONS. I don't care how certain you are.




But but.. if you don’t take risk you’ll never make it big... :)
 
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wagrxm2000

Walgreens enthusiast. Called the peak in Bitcoin.
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This is why you guys have to stop gambling your life savings in the stock market. Watch as Tesla goes bankrupt in three years and all the "investors" who are saying Tesla is guaranteed to be the dominant car manufacturer in the world will go down in flames with them. You don't buy individual stocks. You don't gamble. You diversify which mathematically a better decision 100% of the time with ZERO EXCEPTIONS. I don't care how certain you are.


Funny thing about your comment is the most talked about stocks on here are FAAAMNT and they have all performed at least the entire time I've been here.

Just look at the last three years alone.

S&P500 up a little under 30%
Facebook: 30%
Apple: doubled
Amazon: tripled
Alphabet: 60%
Microsoft: pretty much tripled
Netflix: more then doubled
Tesla: tripled

I've been pounding the table on these stocks forever.

Sell them if you want to take profits but keep on buying on the dips.

Those that work non-stop, picking up shifts, not spending any money, and essentially not living a normal life are of course going to make a bunch of money in this bull market we had indexing. Heck it's where most of my net worth comes from. However, the easy lifestyle we've lived is due to my trading account.

However, if those same people would have put their overtime money into growth stocks, they would be done working by now.
 
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FitDMD

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Funny thing about your comment is the most talked about stocks on here are FAAAMNT and they have all performed at least the entire time I've been here.

Just look at the last three years alone.

S&P500 up a little under 30%
Facebook: 30%
Apple: doubled
Amazon: tripled
Alphabet: 60%
Netflix: more then doubled
Tesla: tripled

I've been pounding the table on these stocks forever.

Agree. Even if there’s a dip it will rise back up eventually


MURICA!
 

mentos

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Funny thing about your comment is the most talked about stocks on here are FAAAMNT and they have all performed at least the entire time I've been here.

Just look at the last three years alone.

S&P500 up a little under 30%
Facebook: 30%
Apple: doubled
Amazon: tripled
Alphabet: 60%
Microsoft: pretty much tripled
Netflix: more then doubled
Tesla: tripled

I've been pounding the table on these stocks forever.

Sell them if you want to take profits but keep on buying on the dips
Never knew FAAAMNT was an acronym.

How much of a dip do you usually wait for to buy? 5-10%?
 
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wagrxm2000

Walgreens enthusiast. Called the peak in Bitcoin.
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Never knew FAAAMNT was an acronym.

How much of a dip do you usually wait for to buy? 5-10%?
Ha, it's not

There's no general rule I use but I haven't bought very many individuals recently since we're winding down our careers.

I know everything about a stock before I buy. I follow the wait 3 days before buying rule when deciding though when it drops. I look at the fundamentals to see if anything has changed with technicals to see how far it may drop. Yes technical analysis is important. When you have so many people looking at the same thing of course it works.
 

wagrxm2000

Walgreens enthusiast. Called the peak in Bitcoin.
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A vaccine nowhere in site, dollar continues to fall, a whole bunch of stimulus money

Who wouldn't be in gold? $2k isn't too far away.

If you have some play money, Bitcoin is looking like it could spike and fall any moment.
 

Pharm.C.

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Jan 22, 2018
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No one here is gambling their life away. The majority max out retirement accounts with index funds and buy individual stocks in their play accounts.
Those who gambled their lives away have left the forum in shame and have crippled themselves financially. There is a reason why long term investors tend to stick around this forum and the pump and dumpers tend to disappear all the time.

But but.. if you don’t take risk you’ll never make it big... :)
Not true. Most multimillionaires get there by earning a normal salary and investing wisely over the long term. Gamblers double down until their balance hits zero.

Funny thing about your comment is the most talked about stocks on here are FAAAMNT and they have all performed at least the entire time I've been here.

Just look at the last three years alone.

S&P500 up a little under 30%
Facebook: 30%
Apple: doubled
Amazon: tripled
Alphabet: 60%
Microsoft: pretty much tripled
Netflix: more then doubled
Tesla: tripled

I've been pounding the table on these stocks forever.

Sell them if you want to take profits but keep on buying on the dips.

Those that work non-stop, picking up shifts, not spending any money, and essentially not living a normal life are of course going to make a bunch of money in this bull market we had indexing. Heck it's where most of my net worth comes from. However, the easy lifestyle we've lived is due to my trading account.

However, if those same people would have put their overtime money into growth stocks, they would be done working by now.

I actually did tax-loss harvesting almost exactly at the bottom this year. Not because I'm good, just seemed like a good time to do it and if we went down more I would just it again. Moved most of my assets from total stock market/S&P type funds to growth/tech ETF's. I'm up big on the year. I'm all for being overweight tech, I'm not all for investing more than 5-10% of your porfolio in a single stock. The big tech bubble will crash someday. It always does. But overtime it seems likely tech will take over more of the economy. If you invest everything in Amazon you expose yourself to the very real possibility of losing 50%+ of your money in a tech crash when investors finally realize Amazon has lost stream and is just another retailer. Or the next Walmart/Amazon style retail disrupter comes along. The point of my original post was that the "guaranteed" big gains to be made on Tesla were in no way guaranteed. All it takes is one big player to come in and crash their party, one government to slash their tires, one sex scandal from Elon burning the company to the ground a la Tiger Woods style. I can almost guarantee the average growth of the companies you list will do very well over the long run. I cannot guess which companies will stick around and which will disappear. Diversification is the only method of investing that can increase your risk adjusted return. As in, you get to both enjoy more growth and expose yourself to less risk. Mathematically, this can be proven but its been awhile since I've gone there and don't plan on revisiting it just for this discussion. Buy big tech etfs, don't buy Tesla or Amazon.

Here's a couple charts that will blow your mind. You can see when growth/value or big cap/small cap stocks are over/undervalued. It's evident we're in a big cap growth bubble which I've been riding. Small cap/value was winning marginally for decades and we had an incredibly rapid reversal in the past several years. It will pop eventually mind you.

.
 
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wagrxm2000

Walgreens enthusiast. Called the peak in Bitcoin.
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Those who gambled their lives away have left the forum in shame and have crippled themselves financially. There is a reason why long term investors tend to stick around this forum and the pump and dumpers tend to disappear all the time.



Not true. Most multimillionaires get there by earning a normal salary and investing wisely over the long term. Gamblers double down until their balance hits zero.




I actually did tax-loss harvesting almost exactly at the bottom this year. Not because I'm good, just seemed like a good time to do it and if we went down more I would just it again. Moved most of my assets from total stock market/S&P type funds to growth/tech ETF's. I'm up big on the year. I'm all for being overweight tech, I'm not all for investing more than 5-10% of your porfolio in a single stock. The big tech bubble will crash someday. It always does. But overtime it seems likely tech will take over more of the economy. If you invest everything in Amazon you expose yourself to the very real possibility of losing 50%+ of your money in a tech crash when investors finally realize Amazon has lost stream and is just another retailer. Or the next Walmart/Amazon style retail disrupter comes along. The point of my original post was that the "guaranteed" big gains to be made on Tesla were in no way guaranteed. All it takes is one big player to come in and crash their party, one government to slash their tires, one sex scandal from Elon burning the company to the ground a la Tiger Woods style. I can almost guarantee the average growth of the companies you list will do very well over the long run. I cannot guess which companies will stick around and which will disappear. Diversification is the only method of investing that can increase your risk adjusted return. As in, you get to both enjoy more growth and expose yourself to less risk. Mathematically, this can be proven but its been awhile since I've gone there and don't plan on revisiting it just for this discussion. Buy big tech etfs, don't buy Tesla or Amazon.

Here's a couple charts that will blow your mind. You can see when growth/value or big cap/small cap stocks are over/undervalued. It's evident we're in a big cap growth bubble which I've been riding. Small cap/value was winning marginally for decades and we had an incredibly rapid reversal in the past several years. It will pop eventually mind you.

.
Just so I'm clear, you don't think Amazon, Apple, and Microsoft will be around in the future because of a "disrupter"?

You do know Amazon isn't just a retailer right?
AWS generated 10 billion in revenue last quarter I believe. That makes it around the 86th largest us companies if it was it's own entity over a full year.

Apple brought in 13 billion from Apple services last quarter making it the 64th largest us company ahead of Cisco. Cisco has a 200 billion market cap.

These tech companies understand they have to keep innovating to stay relevant.

Whenever you retire, I guarantee they will still be dominate.
 
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msweph

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A vaccine nowhere in site, dollar continues to fall, a whole bunch of stimulus money

Who wouldn't be in gold? $2k isn't too far away.

If you have some play money, Bitcoin is looking like it could spike and fall any moment.
I'm not in gold.
 

msweph

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I'd kill to remember what my paper trade account was even through. I crushed it one year and I'm pretty sure all I bought was Amazon and FB lol
 

wagrxm2000

Walgreens enthusiast. Called the peak in Bitcoin.
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I'd kill to remember what my paper trade account was even through. I crushed it one year and I'm pretty sure all I bought was Amazon and FB lol
This isn't paper, I actually bought those stocks.
 

msweph

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Well I hope you at least bought Bitcoin when I brought it up this morning. Already up 8%.
I Have 3 total. One I got at like 9k last week. Actually just sold 10% off a couple of hours ago.

The others i was accumulating over past 6 months or I bought before 1st run years ago.

HODL.... we have a percentage of our assets in btc as part of our plan.
 

msweph

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We should do a part trading account challenge, starting after the elections. 100k, stocks only. No options?
 
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WVUPharm2007

imagine sisyphus happy
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Private equity firm Sycamore Partners is leading a bidding war to acquire bankrupt J.C. Penney Company, Inc. (OTC: JCPNQ), the New York Post reported Monday.

What Happened

The New York-based firm has made an offer of $1.75 billion to the veteran retailer, according to the Post. It has also proposed a merger of JCPenney with Belks, another seasoned retailer it had purchased in 2015, as part of the acquisition deal.

“[JCPenney] is the lifeboat for Belks, which wants to compete with Macy’s Inc. (NYSE: M) nationally,” a person familiar with the matter told the Post.


Other competing bidders include Canadian Hudson’s Bay Company with a $1.7 billion offer, and mall owners Simon Property Group Inc. (NYSE: SPG) Brookfield Property Partners LP (NASDAQ: BPY), who have made a joint offer of $1.65 billion.
Bidding war has emerged to buy JC Penney.

lol.

Imagine if it got out of hand and JCPNQ winds up being the best stock out of all those that were picked in our little game.
 
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msweph

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Man all these guys in reddit that have 20 AMD leaps, plus made a fortune on square and Tesla. What am I doing wrong? Lol
 
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Chrish

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Man all these guys in reddit that have 20 AMD leaps, plus made a fortune on square and Tesla. What am I doing wrong? Lol
Lot of them have lost their underwear too. It’s a gamble. Some get lucky but most don’t. That’s why casinos earn billions.
 
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Sine Cura

10 seconds or less
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Ask AMD FD call holders what happened last earnings.

AMD had been flat for months.

There was a day earlier in the month (July 7) when Walmart weeklies jumped 10,000%
 

mentos

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Man all these guys in reddit that have 20 AMD leaps, plus made a fortune on square and Tesla. What am I doing wrong? Lol
For every one humblebrag there are hundreds or thousands of quiet losers.
 

redfish955

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My vangaurd wellington is up like 8% this July alone. If it dips again I will lose about half of what others lose and just reinvest it then.
 
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ranger99rx

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Why not get 15-yr mortgage since the interest is so low?


I am glad I got a 15-yr note during the housing crash... Mortgage will be paid off in less than five year if I continue to make the monthly payment. But will pay it off in < 3 yrs once I start making attending salary.
Isn’t it better to keep 30yr note, where you pay less interest monthly and put extra money toward principal every month if your goal is to pay off ASAP?
 
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Isn’t it better to keep 30yr note, where you pay less interest monthly and put extra money toward principal every month if your goal is to pay off ASAP?
In theory, that might be correct. However, 9 out of 10 people who plan to do that do not end up doing it....
 

PharmDminus

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Isn’t it better to keep 30yr note, where you pay less interest monthly and put extra money toward principal every month if your goal is to pay off ASAP?
i dont think so. not when you look at the way an amortization table works. also the rate will be lower on 15 year
 
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wagrxm2000

Walgreens enthusiast. Called the peak in Bitcoin.
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Big tech just made 200 billion in revenue and 30 billion in profits

And you have people here saying it's gambling and that they won't be around in the future

Then you have people like @pezdispenser who will make over $10k today
 
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Momus

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A lot of "boring" companies will be available at a discount soon.
Got them at total stock market/mid cap funds too. Top 10 holdings compromised about 20%+ of index. Don't see why I need to change anything.

Index just gives you everything you want.
 

Momus

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Excuse my ignorance but isn't the S&P 500 comprised of 500 large companies? If TSLA joins, wouldn't just one be bumped out?
Index goes by market cap, tesla has 300B, that's half of FB 700B market cap. If Tesla gets in, they probably have to kick out like 50+ bottom companies who has like 0-0.5% weight.
 
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WVUPharm2007

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Index goes by market cap, tesla has 300B, that's half of FB 700B market cap. If Tesla gets in, they probably have to kick out like 50+ bottom companies who has like 0-0.5% weight.
They won't get kicked out, but a significant percentage of those companies will be sold off so that the fund is properly weighted.
 

wagrxm2000

Walgreens enthusiast. Called the peak in Bitcoin.
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End of July update

JPM: @wagrxm2000 -$32.55
NVDA: @Sine Cura +$36.58
BA: @lane one -$110.50
MELI: @PharmDBro2017 +$167.27
SQ: @msweph +$73.76
T: @redfish955 +$22.61
LULU: @owlegrad +$37.81
PLNT: @mentos -$113.31
WMT: @PharmDminus -$15.23
AZN: @WVUPharm2007 -$20.06
ROST: @Momus +$62.41

Cash reserve: $541.73
Original fund: $11,000.00
Current total: $11,081.14

S&P 500 up 1.99%
DOW down -0.98%
NASDAQ up 2.74%
SDN up 0.74%

You guys are currently lagging both the S&P500 and NASDAQ.

I expect better from you guys.

Anyone looking to change positions?

Boeing and Planet fitness have had a huge effect on the fund contributing about 2% of losses.
 
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msweph

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End of July update

JPM: @wagrxm2000 -$32.55
NVDA: @Sine Cura +$36.58
BA: @lane one -$110.50
MELI: @PharmDBro2017 +$167.27
SQ: @msweph +$73.76
T: @redfish955 +$22.61
LULU: @owlegrad +$37.81
PLNT: @mentos -$113.31
WMT: @PharmDminus -$15.23
AZN: @WVUPharm2007 -$20.06
ROST: @Momus +$62.41

Cash reserve: $541.73
Original fund: $11,000.00
Current total: $11,081.14

S&P 500 up 1.99%
DOW down -0.98%
NASDAQ up 2.74%
SDN up 0.74%

You guys are currently lagging both the S&P500 and NASDAQ.

I expect better from you guys.

Anyone looking to change positions?

Boeing and Planet fitness have had a huge effect on the fund contributing about 2% of losses.
Hey I'm beating the spy. :)
 

mentos

10+ Year Member
Nov 22, 2009
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End of July update

JPM: @wagrxm2000 -$32.55
NVDA: @Sine Cura +$36.58
BA: @lane one -$110.50
MELI: @PharmDBro2017 +$167.27
SQ: @msweph +$73.76
T: @redfish955 +$22.61
LULU: @owlegrad +$37.81
PLNT: @mentos -$113.31
WMT: @PharmDminus -$15.23
AZN: @WVUPharm2007 -$20.06
ROST: @Momus +$62.41

Cash reserve: $541.73
Original fund: $11,000.00
Current total: $11,081.14

S&P 500 up 1.99%
DOW down -0.98%
NASDAQ up 2.74%
SDN up 0.74%

You guys are currently lagging both the S&P500 and NASDAQ.

I expect better from you guys.

Anyone looking to change positions?

Boeing and Planet fitness have had a huge effect on the fund contributing about 2% of losses.
I thought you were holding these for 5 months? I think they'll all be higher by December.
 
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wagrxm2000

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I thought you were holding these for 5 months? I think they'll all be higher by December.
I am but the main purpose was to sell positions throughout which should give an advantage over he market.
 
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